The Bankaero project began in April 2018, with the goal of creating an innovative fintech start-up tasked with providing high-quality, secure banking services to private individuals and organisations, in compliance with all legal regulations that govern this field of business, and implementing the blockchain technology by developing a simple and convenient financial product that can become a bridge between the monetary and digital economy.
Bankaero was conceived as a completely digital organisation, without branch offices, that complies with EU directives, the Financial Conduct Authority (FCA), the Prudential Regulation Authority (PRA) and the requirements of the Bank of England, and provides digital financial services, with the full support of traditional and cryptocurrencies.
Mission and Vision
Bankaero vision is that cryptocurrencies will replace traditional money, and the banking system will cease to exist in its current form, which is why mission at this stage of changes in global finance is to support this, by creating an accessible, simple and convenient product for our clients.
Service and Products
Access to mobile app and desktop platform
Managing your accounts and using all additional services at Bankaero is done via a unified secure, functional and intuitive smartphone app, or using the web platform. Its users can access their multicurrency accounts, crypto wallets and debit/virtual card management in a centralised way, which significantly simplifies dealing with their finances, which typically come from different sources, bringing them all together.
Multi asset account
Using their multicurrency account at Bankaero, the user can easily convert between two currencies, or between a currency and a cryptocurrency, and immediately send the money to the intended recipient, both within the platform, and outside using SWIFT payments or the corresponding cryptocurrency wallet. All of the most common types of traditional currency, and main cryptocurrency, BTC are available for use ( list of currencies available will expand as the project grows) and so is a convenient system of accounting and tracking of all incoming and outgoing transactions.
E-commerce transactions processing
Bankaero manages solutions for the receipt and processing of payments for its business
clients. Clients engaging in online sales and other types of e-commerce can receive payments in traditional, electronic and cryptocurrencies, process cards on their webpages, platforms, apps etc. via an easy-to-use control panel in their Bankaero accounts, which makes it possible to significantly reduce costs and increase efficiency in terms of financial management of the company.
Bankaero provides secure, simple and convenient wallets for cryptocurrencies, and make it possible to send and receive cryptocurrency amounts, and to track conversion rate changes in real time. During the initial stage, the Bankaero cryptocurrency wallet support the main cryptocurrency, i.e. BTC. Other significant cryptocurrencies, ETH, RXP, LTC, BCH etc., are to be introduced after the ICO, and as the project grows. Any cryptocurrency transactions within the Bankaero platform are free, although Bankaero does take fees for the purchase, sale, conversion and transfer of cryptocurrencies.
The interests of our clients are one of the main priorities in Bankaero’s work, which means providing a comprehensive Skype and e-mail support service for answering all questions that users of the platform may have. Clients can also contact the support service via a form within the platform, by creating an application with a request, or to resolve a dispute between users: in the latter case, each of the parties can make their own comments and provide evidence, with the support service acting as an impartial arbiter and taking decisions in each specific case.
The initial stage involves the development and release of a finished, efficient, innovative and intuitive basic product (www.bankaero.com), which includes the main desktop platform and Android and iOS smartphone apps, created using the investments made by the company’s founders.
The next stage of strategic development of the company will be an ICO to generate funds, in order to provide the clients of an already fully-functioning platform with additional announced services, namely: Cashback programmes, Debit/virtual card management, Crypto loan programmes.
The third stage involves further expansion of the company business, with the goal of acquiring new markets, developing and implementing additional tech solutions and service, based on the necessities of a dynamically growing financial market.
- Payment instrument in the Bankaero system.
- Discounts on Bankaero serviced and products when making payments with BANK tokens.
- Advantages when ordering Bankaero cards.
- Opportunities to participate in the testing of new Bankaero products and services.
- Voting within the Bankaero system, for the possibility of adding the token selected to the Bankaero system.
- Double cashback for Bankaero card owners when using a Bankaero card for payments.
Offering participation in the ICO procedure, Bankaero highly appreciates the trust given by its participants and provides future users of the Bankaero platform with a number of bonuses and privileges, as well as an opportunity to increase their investments in the future by selling their tokens on the secondary market. BANK tokens are not securities or company shares; BANK is a utility token created in accordance with the ERC20 standard, based on the Ethereum blockchain, to be integrated in the Bankaero system.
Dmitry Miachin, Co-Founder, Chief Operating Officer
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