10 Best B2BinPay Alternatives For Crypto & Digital Payments

This article outlines some of the Best B2BinPay Alternatives that cater to businesses and merchants wanting to incorporate cryptocurrency and digital payments into their operations.

Each of these options comes with various functionalities such as support for multiple cryptocurrencies, automatic conversion to fiat, high security and seamless integration into ecommerce.

These servicces are dependable and effective payment solutions, and they are equally suitable for small and large businesses.

What Is B2BinPay?

B2BinPay is a powerful crypto-payment processor enabling companies to receive and keep their digital payments organized.

If crypto payments are to be integrated into a business model, such as retail and service provision, B2BinPay is a top-of-the-line payment processor with a reliable model.

Facilitating crypto payments at a business makes digital payments and payments in multiple currencies less complex and risky.

Cryptocurrencies and blockchains are customized to meet the business model. Automated payments with low fees and instant payments improve business payment management. Predictable regulatory patterns and intuitive design are the basis of solid business payment management.

Key Points & Best B2BinPay Alternatives

• BitPay – One of the most established crypto payment processors, widely trusted for Bitcoin and stablecoin payments.
• CoinGate – Supports multiple cryptocurrencies and offers merchant tools plus gift card integrations.
• Coinify – Known for its compliance focus and fiat-to-crypto conversion services.
• Paytomat Wallet – A decentralized wallet solution with merchant payment support.
• Coinomi – Multi-asset wallet with integrated payment features.
• PayPal Commerce Platform – Offers crypto transactions alongside traditional payment processing.
• Braintree – A PayPal-owned gateway with strong e-commerce integrations.
• Square Appointments – Provides payment solutions with scheduling and POS integration.
• Melio – Focused on small business payments, offering simple invoicing and bill pay.
• Stripe – Expanding into crypto support while remaining a leader in online payment processing.

10 Best B2BinPay Alternatives

1. BitPay

Considering global cryptocurrency payment processors, BitPay is arguably the best alternative to B2BinPay. Unlike B2BinPay, however, BitPay focuses on facilitating seamless integrations with major e-commerce platforms, enabling merchants to easily accept Bitcoin, Ethereum, and stablecoins.

BitPay’s competitive advantage is also the ability to instantly settle transactions by converting the cryptocurrency into the merchant’s local currency, thus removing the crypto market volatility risk.

Other attributes that make BitPay highly trustworthy for online and in-person transactions include solid security, multi-currency wallets, and competitive and transparent pricing.

Overall, the unique blend of attributes including flexibility, speed, and security make BitPay best suited for crypto payment deployments.

Pros And Cons BitPay

Pros:

• Multi-crypto support – Flexible for merchants, as they can support Bitcoin, Ethereum, and stablecoins.
• Instant fiat conversion – Users are protected from cryptocurrency volatility.
• E-commerce Integration – Integration is seamless and is supported for large merchants on Shopify and WooCommerce.
• Advanced cyber-defense – High cyber protection of the businesses from merchant’s wallets.

Cons:

• Alt coins supported are fewer – There are fewer dominant alt coins compared to others.
• Significant fees for small]er merchants – Smaller businesses can pay a large amount on payment processing fees.
• Advanced US tools – Tools are US advanced, and can be a limitation outside of the US.
• Support response time – Availability of the team can make total turnaround high.

2. CoinGate

CoinGate stands out as one of the best alternatives to B2BinPay, as they enable merchants around the world the ability to process crypto payments.

Next to their unparalleled service and support, CoinGate is unique because they process over 70 different cryptocurrencies and offer seamless integration to e-commerce stores, POS, and invoicing platforms.

CoinGate’s flexibility as a payment processor is enhanced by their ability to instantly convert crypto to fiat, which decreases exposure to the volatility of cryptocurrencies.

More features offered by CoinGate include an additional layer of analytics, the ability to manage and support subscription payments, and the convenience of safe and secure wallets offered.

From their diverse features and real time payment processing, CoinGate has turned into a premier payment processor for any business wanting to accept cryptocurrency payments.

Pros And Cons CoinGate

Pros:

• Diverse crypto coverage – Supports 70+ altcoins and Bitcoin.
• Flexible crypto fiat – Coins can instantly be converted to crypto.
• Point of sale and invoicing support – Works for offline and online businesses.
• Merchant-friendly interface – The interface is easy to navigate for customers and merchants.

Cons:

• Costs less for altcoins – Higher costs are incurred for lesser-used altcoins.
• Competitors have more thorough reporting – Your reporting features are not packed as competitors are.
• Is not instant every time – Other currencies may not allow instant conversion every time.
• May lack some features – Some features may not be available depending on where you are.

3. Coinify

Coinify has gained recognition as a principal alternative to B2BinPay. It caters to all-inclusive, integrated cryptocurrency processing systems for businesses and online stores.

With a unique, instant conversion to fiat, exposure to the volatility of cryptocurrency is drastically reduced.

Also, as crypto payment processor competitors, most do not offer worldwide payment processing with robust support for multiple fiat currencies.

Fraud control, strong regulatory adherence, and crypto payment processor security offer peace of mind for businesses and online stores.

Both small and large entities, especially, can benefit from the payment processor’s dashboards and functionality to automate recurring payments and receive instant settlement.

The depth of integration with traditional banking to convert crypto to fiat, regulatory, and security compliance makes Coinify an industry leader and the best competitor for B2BinPay.

Pros And Cons Coinify

Pros:

• Market volatility risk is reduced – Fast conversion of crypto to fiat.
• Supports more currencies – More fiat currencies with cross country transactions.
• Good security – Anti-fraud and regulatory measures are in place.
• Good for subscriptions – Recurring payments are available.

Cons:

• Fewer crypto assets – Not as many cryptocurrencies as CoinGate or Coinomi.
• Long verification – Can be time intensive to onboard new users.
• Little merchants get charged more – Smaller merchants have to pay higher transaction fees.
• Less user friendly – The interface is not as good as some competitors.

4. Paytomat Wallet

Paytomat Wallet is a great alternative to B2BinPay, as it seeks to ease the process of crypto payments amongst users and merchants.

Paytomat’s main advantage is the ability to combine multi-currency crypto wallets, as well as a fully functional payments gateway which allows users to process payments with a range of cryptocurrencies and have them instantly converted to a stablecoin or fiat.

Paytomat is also one of the few wallets with a point of sale integrations, smart invoicing, and loyalty programs which allow for a greater range of use cases for him and her merchants.

Paytomat Wallet is one of the few wallets to offer superlative services with the right mix of safety, usability, and real-time monitoring of transactions.

It is these unique features that have made Paytomat Wallet one of the most trusted crypto wallets for merchants.

Pros And Cons Paytomat Wallet

Pros:

• Holds multiple cryptocurrency – All in one place with a variety of coins.
• Good for online and offline coins – Both POS and invoicing for merchants.
• Converts quickly – Cryptos to fiat settled instantly.
• Helps businesses – For businesses to incentivize their customers.

Cons:

• Less popular – Not as well known as BitPay or PayPal.
• Limited customer service – Lack of 24/7 help.
• Complex for newcomers – New users might find many of the functionalities overwhelming.
• Less international coverage – Some countries or currencies might be left out.

5. Coinomi

Coinomi is an incredible alternative to B2BinPay. They offer a secure solution for individuals and businesses for cryptocurrency payments and is incredibly versatile.

They support and offer secure management for a variety of digital assets and a diversity of over 1770 cryptocurrencies and tokens.

Coinomi has a good track record of privacy and security of their users’ funds and as such offer IP anonymization and private key management which allow their users to retain complete ownership of their assets.

Coinomi has easy implementations with merchants’ payment solutions which allows for seamless and versatile cross-chain transactions.

The security, flexibility, and multi-asset support makes Coinomi an incredible candidate for a dependable cryptocurrency payment solution for businesses.

Pros And Cons Coinomi

Pros:

• Widespread cryptocurrency – 1,700+ coins and tokens.
• Great protection – Control of private keys and IP address masking.
• Cross-chain transactions – Multiple digital assets are easy to manage.
• Easy-to-use – Managing crypto assets via the wallet is simple.

Cons:

• Absence of direct fiat transactions – Users should manually perform a conversion via an exchange.
• Merchant functionalities are limited – Tools are not created for comprehensive business payment solutions.
• Mobile is primary – The web version is constrained.
• Customer support is weak – Mainly self-service.

6. PayPal Commerce Platform

Paypal Commerce Platform is an alternative to B2BinPay. It’s considered one of the best digital payment providers because of its reputation and trustworthiness.

Paypal Commerce Platform is the only one of its kind to convert cryptocurrency to fiat and vice versa. Because of this Paypal Commerce Platform offers its merchants the ability to accept payments from anywhere in the world.

Paypal Commerce Platform is one of the best B2BinPay alternatives because of its custom integrations with online stores, advanced fraud prevention, cryptocurrency payment integrations, and its ability to process payments in multiple currencies.

Paypal is one of the most trusted brands in the world. Paypal offers their clients invoicing, subscription management, and flexible payout which helps further Paypal’s ability to work with any size company.

Pros And Cons PayPal Commerce Platform

Pros:

• World-wide prestige and familiarity – Users have more confidence with well-established services.
• Support for Multiple currencies – Payments in many fiat currencies and some cryptocurrencies are accepted.
• Seamless integration with e-commerce – Includes support for various online services.
• Transactions are secure – Good protection against fraudulent activities.

Cons:

• Costly international transactions – High fees for payments across borders.
• Cryptocurrency options are few – Limited to a few cryptocurrencies.
• Account freezing risk – PayPal has very strict account terms.
• Slower payouts – Transferring money can take a few days.

7. Braintree

Offering businesses a credible alternative to B2BinPay, Braintree is a leader in providing businesses with a more reliable approach to digital payment solutions.

Braintree is fully customizable, payment gateways that are multi-currency compatible, and accept credit cards and digital wallets, which is perfect for International Business.

Advanced fraud protection, the ability to set and secure recurring payments, and the ability to fully customize payment gateways on a transparent pricing model makes Braintree a more secure and reliable service, and is ideal for businesses of all sizes.

Unlike many of the crypto focused competitors, Braintree is on the leading edge of payment innovation, bridging traditional and contemporary payment methods.

Braintree fully integrates with e-commerce and mobile apps, making it a more flexible and secure payment processor. These attributes position Braintree as the leading competitor to B2BinPay.

Pros And Cons Braintree

Pros:

• Flexible payment options – Supports credit card payments, digital wallets, and different currencies.
• Customizable gateway – Developers can adjust the system to meet the business’s needs.
• Advanced fraud tools – Payment risks are decreased to a minimum.
• Recurring billing support – Particularly helpful for subscription services.

Cons:

• Steep learning curve – Non-developers might find the integration a bit too challenging.
• Limited cryptocurrency support – Usually, primary focus is on fiat and digital wallets.
• Transaction fees – Can be expensive, especially for merchants with low sales volume.
• US-focused features – Advanced tools are limited for other countries.

8. Square Appointments

Thre are various alternatives to B2BinPay, Square Appointments being one of the best fit for business needing integration of payment and scheduling services.

Square Appointments’ key value proposition is the ability to combine appointment booking functionality with instant payment processing

Enabling service-oriented businesses to seamlessly accept digital payments (incl. credit cards and some cryptocurrencies)

while streamlining the bookings. Square Appointments also reduces no-shows, enhancing customer experience, with automated reminders and calendar sync coupled with customer manage functionality.

It is also a very affordable option with exceptionally good real-time analytics and a fully functional security suite that accompanies the general ease of use for the SME sector.

Unique overlap of functionality is what makes Square Appointments the best option for B2BinPay.

Pros And Cons Square Appointments

Pros:

• All-in-one platform – Merges payment processing with appointment scheduling and client management.
• Automated reminders – Reduces the risk of no-shows and helps for a more efficient use of time.
• Instant payment acceptance – Can pay via credit card or digital payments.
• Transparent fees – Pricing is simple and easy to follow.

Cons:

• Limited crypto support – Mainly focused on fiat payments.
• Small business focus – More beneficial for small businesses and companies.
• Feature limitations outside the US – Some tools are designed specifically for certain regions.
• Customizations limited – Dealing with a lack of options for highly specialized business needs.

9. Melio

Melio is a good alternative for B2BinPay since it is a very user-friendly platform for payment and cash flow management.

It also allows users to make and receive payments using bank transfers, credit cards, other digital payments, and partial cryptocurrency payments all in one platform.

Melio makes it easier to manage bill payments, manage vendors, and send invoices, and it provides instant cash flow management notifications and allows users to schedule payments.

Melio’s low fee structure, strong security, and quick integration with most accounting software makes it a very good streamlining tool for cash flow management, and it reduces administrative burdens.

These factors, especially the user-friendliness and strong customization, makes Melio a good option for anyone looking for B2BinPay alternatives.

Pros And Cons Melio

Pros:

• Streamlined bill payments – Ease of paying vendors via bank transfers, credit card, and digital payments.
• Cash flow optimization – Schedule payments for better control of your financial flow.
• Integration with accounting tools – Melio syncs with QuickBooks and other tools.
• Low fees – Low cost and fees for most SMBs.

Cons:

• Limited crypto integration – Partial service for paying with crypto.
• Primarily US focused – Gloablly Melio has a limited reach.
• No advanced e-commerce integration – Focused on B2B payments.
• Mobile app limitations – Weaker mobile than desktop.

10. Stripe

Businesses have the opportunity to use Stripe as one of the best alternatives to B2BinPay. Stripe is one of the most flexible and configurable options as there is great API functionality and access to digital wallets and select cryptocurrency.

Stripe is able to manage the complexities of payments in various currencies and countries. In regards to functions,

Stripe is at the top of the market with subscription management, instant payouts, fraud detection, performance and reporting, and the ability to control the full transaction.

Stripe is able to service enterprises of any size, including large corporations and smaller start-ups. Payment processing is always securely and reliably done.

Stripe is one of the most flexible payment processors with great functionality. This is why Stripe is one of the best options to B2BinPay.

Pros And Cons Stripe

Pros:

• Developer-friendly – Offers highly customizable APIs for both online and mobile payments.
• Global payment support – Stripe accepts a variety of fiat currencies, digital wallets, and even some crypto.
• Advanced tools – Offers subscription billing, instant payouts, and advanced analytics.
• Scalable infrastructure – Works with businesses from local startups to global enterprises.

Cons:

• Complex setup – Stripe requires some technical skill to onboard.
• High fees for international cards – Fees for cross border payments are likely to be high.
• Limited customer support – Stripe has a focus on self service via tickets and docs.
• Limited crypto support – Not entirely suited for businesses needing comprehensive crypto payment solutions.

Are These Platforms Secure for Businesses?

All top B2BinPay competitors value security for the protection of both businesses and their clients. They install high-tech safety walls to protect data and keep transactions confidential and secure.

Two-step authentication measures are taken to reduce the chances of breaches. Loss prevention fraud detection programs constantly focus on the data stream and block suspicious activity.

All of these features provide extensive protection for merchants who must accept crypto payments to protect trust and reputation in the new digital economy.

Do these alternatives support global payments?

All top service providers allow for cross border payment options. Customers and businesses can easily accept and send crypto payments.

Providers offer support for varying crypto assets and popular blockchains, making payment processing seamlessly.

Because service providers offer support for many assets, merchants are now able to service international clients, lessen their dependance on traditional banking institutions, and offer faster and cheaper payment options with digital banking.

Service providers allow for payments to be processed without the hassel of complicated currency conversions.

How We Select Best B2BinPay Alternatives

Cryptocurrency on Offer: We see what coins a platform has. We assess support for major coins – Bitcoin, Ethereum, and stablecoins, as this will be useful for the merchants and users.

Tools for Payment Integration: Our platforms need to have the capabilities to integrate with websites for e-commerce, POS, invoicing, and any other tools that make the operations simpler for the users and give them a smooth experience.

Safety and Regulation: We have to ensure that the platforms we choose have encryption, 2FA, and other protective measures as well as adherence to the regulations around safe and sound system for transactions and money control.

Options to Convert Crypto: Clients are less likely to be exposed to risks created around the volatility of pixels if they can convert crypto to cash readily.

Cost of Services and Pricing: We appreciate platforms that have a clear fee structure with transparent pricing and no hidden costs.

Customer Service and Global Availability: Our platforms need to support a wide array of countries and currencies and be able to provide stable customer support to the users of the system.

Conclsuion

To conclude, B2BinPay alternatives offer businesses advanced and digitized solutions to manage cryptocurrencies, BitPay, CoinGate, and Coinify specialize in crypto payments and innovations, whereas, Stripe, PayPal, and Braintree offer extensive global accessibility.

Picking a suitable alternative must consider your business requirements, and with regards to multiple crypto, instant fiat exchange, and simple applications.

FAQ