By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
CoinworldstoryCoinworldstoryCoinworldstory
  • HOME
  • CRYPTO
    • AI
    • BOTS
    • ICO
    • AIRDROP
      • Featured Airdrops
    • Price Prediction
    • EXCHANGE
      • Best Centralized Exchange List 2025
      • Best Decentralized Exchange List 2025
    • ALTCOIN
    • Alt Coin Signal
    • Crypto Analysis
    • Bitcoin Loan
    • Bitcoin Mining
    • WALLETPRO
  • PR
    PR
    If You Looking For Submit Cryptocurrency Press Releases Than Coinworldstory Is Best Choice For Crypto Press Release Submission
    Show More
    Top News
    Collaboration across Bybit, DigiFT and UBS uMINT expands Collateral Solution for Institutions
    1 week ago
    Digital Data Privacy on P2PS Read Press Release
    Digital Data Privacy on P2PS Read Press Release
    2 years ago
    Here Are the Countries Using Favorable Crypto Laws to Boost Business Through Bitcoin
    Here Are the Countries Using Favorable Crypto Laws to Boost Business Through Bitcoin
    2 years ago
    Latest News
    Phemex Upgrades Rewards Hub with $15,000 Package And Mystery Box System
    6 hours ago
    Alps Blockchain Announces Corporate Rebranding to Alps
    7 hours ago
    Beyond Holding: Ushering in the Era of Intelligent Bitcoin Yielding with OAKMining
    9 hours ago
    Bombastic Casino Unveils New Design and Enhanced Features
    1 day ago
  • NEWS
    • Mining
    • Altcoins
    • Ban
    • BANKING/FINANCE NEWS
    • Bitcoin
    • Blockchain
    • CRYPTO CRIME
    • Ethereum
    • Exchange News
    • Government News
    NEWSShow More
    10 Best Crypto Volume Trackers for Accurate Market Insights
    10 Best Crypto Volume Trackers for Accurate Market Insights
    4 hours ago
    10 Best Crypto Trading Courses on YouTube
    10 Best Crypto Trading Courses on YouTube
    13 hours ago
    10 Best Dog Meme Coins To Buy In 2025 For Crypto Fans
    9 Best Dog Meme Coins To Buy In 2025 For Crypto Fans
    2 days ago
    10 Best Snake Tokens 2025: Top Meme & Crypto Snake Coins
    10 Best Snake Tokens 2025: Top Meme & Crypto Snake Coins
    4 days ago
    10 Crypto APIs for Developers In 2025
    10 Crypto APIs for Developers In 2025
    2 weeks ago
  • MORE
    • Guide
    • Only Best
    • Off Topic
    • Best Affiliate Marketing
    • Best Affiliate Programs
    • BOTS
    • Trusted Currency Exchanger Platform
    • Blockchain Games
    • Metaverse Review : Best Metaverse Program Review
    • Online Survey
    • Payment Platform
  • VPN
  • Contact Us
Reading: 9 Best Car Insurance In Florida – Top Providers for 2025
Share
Notification Show More
Font ResizerAa
CoinworldstoryCoinworldstory
Font ResizerAa
  • ADVERTISEMENT
  • SUBMIT PR
  • CONTACT
  • GUEST POST
  • ABOUT US
  • DMCA
  • SITEMAP
  • DISCLAIMER
  • PRIVACY POLICY
Search
  • HOME
  • CRYPTO
    • AI
    • BOTS
    • ICO
    • AIRDROP
    • Price Prediction
    • EXCHANGE
    • ALTCOIN
    • Alt Coin Signal
    • Crypto Analysis
    • Bitcoin Loan
    • Bitcoin Mining
    • WALLETPRO
  • PR
  • NEWS
    • Mining
    • Altcoins
    • Ban
    • BANKING/FINANCE NEWS
    • Bitcoin
    • Blockchain
    • CRYPTO CRIME
    • Ethereum
    • Exchange News
    • Government News
  • MORE
    • Guide
    • Only Best
    • Off Topic
    • Best Affiliate Marketing
    • Best Affiliate Programs
    • BOTS
    • Trusted Currency Exchanger Platform
    • Blockchain Games
    • Metaverse Review : Best Metaverse Program Review
    • Online Survey
    • Payment Platform
  • VPN
  • Contact Us
Have an existing account? Sign In
Follow US
© 2022 Foxiz News Network. Ruby Design Company. All Rights Reserved.
Home » Blog » 9 Best Car Insurance In Florida – Top Providers for 2025
Off Topic

9 Best Car Insurance In Florida – Top Providers for 2025

Gixona
Last updated: 24/09/2025 12:41 PM
Gixona
4 months ago
Share
Disclosure: We are not a registered broker-dealer or an investment advisor. The services and information we offer are for sophisticated investors, and do not constitute personal investment advice, which of necessity must be tailored to your particular means and needs. !
9 Best Car Insurance In Florida – Top Providers for 2025
SHARE

In this article, I will cover best car insurance in Florida, focusing on top providers with regard to coverage and affordability.

Contents
  • key Points & Best Car Insurance In Florida List
  • 9 Best Car Insurance In Florida
    • 1.Travelers
    • 2.State Farm
    • 3.GEICO
    • 4.Amica
    • 5.USAA
    • 6.Progressive
    • 7.Allstate
    • 8.The General
    • 9.GAINSCO
  • Conclusion
  • FAQ
    • What is the minimum car insurance required in Florida?
    • Which company offers the cheapest car insurance in Florida?
    • Who has the best customer service for car insurance in Florida?

If you are a safe or high-risk driver, or part of a military family, Florida has options available for every category of driver. Continue reading to discover what works best for you.

key Points & Best Car Insurance In Florida List

Insurance CompanyKey Points
TravelersOffers extensive coverage options, strong financial strength, and good for bundling auto with home insurance.
State FarmLargest auto insurer in the U.S., known for personalized service through local agents and strong claims support.
GEICOKnown for low rates and digital convenience; great for tech-savvy customers looking for easy online management.
AmicaHighly rated for customer satisfaction, offers dividend policies, and is ideal for those who value service quality.
USAAExclusively for military members and families; top-rated for customer service and affordable premiums.
ProgressiveCompetitive pricing with tools like the Name Your Price® tool; strong for high-risk drivers and usage-based insurance.
AllstateWide variety of discounts, solid financial strength, and strong local agent network.
The GeneralTargets high-risk drivers with flexible payment options but mixed reviews on customer service.
GAINSCOSpecializes in minimum-limits coverage for high-risk drivers; limited availability and coverage options.

9 Best Car Insurance In Florida

1.Travelers

Travelers is one of the best car insurance providers in Florida because of their wide-ranging coverage options, their pricing, and solid financial ratings.

Along with basic policies and comprehensive coverage options, they provide add-ons like accident forgiveness, roadside assistance, and new car replacement.

- Advertisement -
Travelers

In Florida, drivers can benefit from other discounts including safe driver, multi-policy, and discounts for hybrid/electric vehicles. Through Travelers’ mobile app, policy management and claim filing is simple.

Travelers remains a great choice for Florida motorists with wonderful customer service combined with a large network of agents offering the important protection that is customized to each driver’s needs.

FeatureDetails
Coverage OptionsLiability, collision, comprehensive, roadside assistance, accident forgiveness
DiscountsMulti-policy, safe driver, hybrid/electric vehicle, new car, good student
Financial StrengthA++ (Superior) by A.M. Best
Claims Process24/7 claims support with online and mobile tools
Special ProgramsIntelliDrive® usage-based insurance
Ideal ForBundlers, safe drivers, hybrid vehicle owners
Visit Now

2.State Farm

State Farm stands as one of the best options for car insurance in Florida due to their customer service, pricing, and multiple agents available.

Being the largest auto insurer in the country, State Farm has various coverage options for drivers in Florida which include hurricane and flooding protection.

State Farm

Safe driving, bundling policies, and enrollment in Drive Safe & Save™ are some discounts available for drivers. Having 24/7 claims support coupled with industry leading customer satisfaction makes State Farm a staple option for car insurance in florida.

- Advertisement -
FeatureDetails
Coverage OptionsFull auto coverage, rideshare insurance, emergency roadside, rental car
DiscountsSafe driver, good student, multiple vehicles, accident-free
Financial StrengthA++ (Superior) by A.M. Best
Claims Process24/7 claims with strong agent support
Special ProgramsDrive Safe & Save™ for behavior-based discounts
Ideal ForFamilies, teen drivers, loyal policyholders
Visit Now

3.GEICO

GEICO is a well-known car insurance company in Florida. Their competitive rates and coverage options along with outstanding digital tools make access easy. GEICO is favored among skimpminded drivers because of their low premiums without skimping on protection.

Discounted rates are available for good paying customers in Florida which include safe driving, good students, and military service discounts too.

GEICO

Policy management, claims filing, and roadside assistance can all be performed through the mobile app increasing its convenience for its users.

- Advertisement -

Combined with solid financials, GEICO provides dependable customer service to Florida drivers making it popular in today’s fast-paced and often risky conditions.

FeatureDetails
Coverage OptionsLiability, collision, comprehensive, mechanical breakdown insurance
DiscountsMilitary, federal employee, good driver, multi-vehicle
Financial StrengthA++ (Superior) by A.M. Best
Claims ProcessStreamlined via mobile app and online tools
Special ProgramsDriveEasy telematics program
Ideal ForTech-savvy, budget-conscious drivers
Visit Now

4.Amica

Amica stands out in Florida for its top-tier customer service and remarkable claims satisfaction. It holds the first position in J.D. Power’s Auto Claims Satisfaction Study and also has an A+ rating—superior—from A.M. Best for financial strength .

Amica

While premiums might be higher than the national average, Amica offers multiple discounts including bundling, loyalty, defensive driving, and advanced safety features .

Drivers in Florida enjoy tailored policies that include comprehensive, collision, PIP, UM, rental reimbursement and roadside assistance.

FeatureDetails
Coverage OptionsLiability, collision, comprehensive, roadside, rental reimbursement
DiscountsLoyalty, bundling, defensive driving, anti-theft devices
Financial StrengthA+ (Superior) by A.M. Best
Claims ProcessHighly rated for satisfaction, responsive claims team
Special ProgramsDividend-paying policies (optional)
Ideal ForService-focused drivers, high satisfaction seekers
Visit Now

5.USAA

For those affiliated with the military community, USAA is considered the best insurer for drivers in Florida.

Their premiums are consistently the lowest—approximately $2,720 to $2,973 per year—and they lead customer satisfaction placing first in Florida on J.D. Power surveys with a score of 723 .

Members have access to various discounts including safe-driving credits up to 30 %, low mileage, bundling, automatic payments, and storage on military bases.

USAA

With unmatched dependability, USAA holds an A++ financial reliability rating and tailored services focused on the military. Services only extends to current and former service members and their families.

FeatureDetails
Coverage OptionsFull range: liability, collision, PIP, comprehensive, roadside, rental
DiscountsMilitary garaging, bundling, safe driving, low mileage
Financial StrengthA++ (Superior) by A.M. Best
Claims ProcessExcellent service, fast and efficient for members
Special ProgramsSafePilot® telematics program
Ideal ForMilitary personnel, veterans, and families
Visit Now

6.Progressive

Progressive stands out in Florida because of its significant customization options, competitive pricing, and unique features. Their coverage is popular among many residents.

With tools like “Name Your Price®,” customers can select coverage that fits their budget, and safe drivers tend to underpay with Snapshot, a usage based program. Alongside an A+ rating from A.M.

Best for financial strength, Progressive offers more than ten types of discounts including bundling, teen driver, homeowner, and multi-vehicle discounts .

Progressive

Floridians have mixed reviews; while one states “Progressive has been the best at around $220ish,” others mention complex claims and policy adjustment frustrations along with pricing inconsistencies.

Drivers seeking a robust digital experience, chargeable controls over their plan options ,and strong savings will still find Progressive ideal.

FeatureDetails
Coverage OptionsStandard auto, rideshare, gap, roadside, custom parts/equipment
DiscountsMulti-policy, online quote, continuous insurance, teen driver
Financial StrengthA+ (Superior) by A.M. Best
Claims Process24/7 service, online snapshot status
Special ProgramsName Your Price®, Snapshot® usage-based savings
Ideal ForPrice-sensitive, high-risk, and low-mileage drivers
Visit Now

7.Allstate

Allstate boasts impressive customer satisfaction scores in Florida, ranking first in the state’s 2020 J.D. Power Auto Insurance Study.

They also received an A+ rating from A.M. Best which shows that their financial strength is solid and they have a good number of local agents .

With unique programs such as Drivewise and Milewise for low mileage drivers, Florida users can save 25-40%.

Allstate

Allstate also has customization options with ride-share, accident forgiveness, GAP coverage, roadside assistance, claiming bundling discounts of up to 25% on policies.

Customer service at Allstate might be pricelined but stands out for the value offered making it a preferred choice among Floridians.

FeatureDetails
Coverage OptionsAccident forgiveness, new car replacement, sound system coverage
DiscountsBundling, good student, early signing, responsible payer
Financial StrengthA+ (Superior) by A.M. Best
Claims ProcessDrivewise app, local agent support
Special ProgramsMilewise (pay-per-mile), Drivewise (behavior-based)
Ideal ForCustom coverage seekers, tech-friendly drivers
Visit Now

8.The General

The General stands out as a viable option for high-risk drivers in Florida who may have difficulty obtaining coverage from other traditional insurance companies.

The General is known for its fast quotes and flexible payment options, helping those with past accidents, poor credit, or periods of no insurance.

The General

Its essential liability protection, collision, comprehensive coverage, and uninsured motorist protection policies are available.

Although reviews reflect mixed experiences with customer service, the availability and willingness to insure high-risk drivers adds value when competing in Florida’s strict insurance market.

FeatureDetails
Coverage OptionsLiability, collision, comprehensive, SR-22 filings
DiscountsLimited, varies by state
Financial StrengthBacked by American Family Insurance
Claims ProcessFast online approval, mixed reviews on service
Special ProgramsSpecializes in high-risk coverage
Ideal ForDrivers with poor credit, DUIs, or driving record issues
Visit Now

9.GAINSCO

GAINSCO stands out in Florida for providing coverage to high-risk auto insurance drivers who have difficulty obtaining insurance.

They focus on minimum-limits policies and SR-22/FR-44 filings, fulfilling a Florida requirement for drivers with DUIs or other license complications .

GAINSCO

GAINSCO has been owned by State Farm since 2020 and is rated A– by A.M. Best, so he has good financial stability .

These includes essential coverages like liability; towing; rental reimbursement; comprehensive; collision; and uninsured motorist protection, but it is unclear how limited additional coverages are.

FeatureDetails
Coverage OptionsMinimum liability, collision, comprehensive, towing, rental reimbursement
DiscountsFew standard discounts, depends on state
Financial StrengthA- (Excellent) by A.M. Best
Claims ProcessMixed reviews, basic online service
Special ProgramsSR-22/FR-44 filings for high-risk drivers
Ideal ForHigh-risk drivers needing legal minimums
Visit Now

Conclusion

In summary the Best Car Insurance in Florida For Floridians, each driver has unique needs. The best car insurance varies with your driving history and what you are willing to spend and how much coverage you want. For top service, choose Amica or USAA .

Budget conscious? Go with GEICO or Progressive. High-risk drivers benefit from The General or GAINSCO. In general, Florida really does have a variety of options tailored to every driver’s needs.

FAQ

What is the minimum car insurance required in Florida?

Florida requires Personal Injury Protection (PIP) of $10,000 and Property Damage Liability (PDL) of $10,000. Bodily Injury Liability is not required but strongly recommended.

Which company offers the cheapest car insurance in Florida?

GEICO and USAA (for military members) often offer the lowest premiums. Progressive and State Farm also provide competitive rates, especially with discounts.

Who has the best customer service for car insurance in Florida?

Amica and USAA consistently top customer satisfaction surveys due to responsive claims handling and personalized service.
Why Is Roblox Down? Causes & Solutions Explained
What Is Product Hunt Telegram Bot – Features & Benefits
What Is Owl Exchanger Official Website – Complete Guide
10 Best Chocolate Chip Cookies – Top 10 Delicious Cookies You Must Try
10 Best Shoes For Walking And Standing All Day – Comfortable & Supportive Footwear
Share This Article
Facebook Email Print
Previous Article How To Improve Your Cybersecurity: Best Tips For 2025 How To Improve Your Cybersecurity: Best Tips For 2025
Next Article White House Sets Final Countdown for Crypto Regulation White House Sets Final Countdown for Crypto Regulation; Details
10 Best lenders For Real Estate Investors
10 Best lenders For Real Estate Investors
Only Best
10 Best Crypto Volume Trackers for Accurate Market Insights
10 Best Crypto Volume Trackers for Accurate Market Insights
Altcoins
Phemex Upgrades Rewards Hub with $15,000 Package And Mystery Box System
Press Releases
Alps Blockchain Announces Corporate Rebranding to Alps
Press Releases

Latest Published

10 Best Christmas Markets In Europe – Top Festive Destinations

10 Best Christmas Markets In Europe – Top Festive Destinations

2 months ago
Why Is Stewart Vickers The Best Seo In The World Informational

Why Is Stewart Vickers The Best Seo In The World Informational

2 months ago
Which Choice Best States The Main Idea Of This Stanza

Which Choice Best States The Main Idea Of This Stanza

2 months ago
Top Meme Coins (Shiba Inu, Dogecoin, Pepe) – Worth Investing?

Top Meme Coins (Shiba Inu, Dogecoin, Pepe) – Worth Investing?

2 months ago
  • ADVERTISEMENT
  • SUBMIT PR
  • CONTACT
  • GUEST POST
  • ABOUT US
  • DMCA
  • SITEMAP
  • DISCLAIMER
  • PRIVACY POLICY
What Is Solana? A Complete Guide to the Fast and Scalable Blockchain
What Is Solana? A Complete Guide to the Fast and Scalable Blockchain
Trending
10 Best Shoes For Bunions – Comfort, Support & Pain Relief
10 Best Shoes For Bunions – Comfort, Support & Pain Relief
Trending
10 Best Macroeconomics Books-for Students and Professionals
10 Best Macroeconomics Books-for Students and Professionals
Trending
CoinworldstoryCoinworldstory
Follow US
© Coinworldstory News Network. Cws Design Company. All Rights Reserved.
  • ADVERTISEMENT
  • SUBMIT PR
  • CONTACT
  • GUEST POST
  • ABOUT US
  • DMCA
  • SITEMAP
  • DISCLAIMER
  • PRIVACY POLICY
coinworldstory logo coinworldstory logo
Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?