10 Best Crypto Payment Gateways in Germany for 2025

This article covers the Best Crypto Payment Gateways in Germany that enables businesses to accept payments in crypto.

Considering the rapid rate of crypto adoption in Germany, the growing number of crypto payment processing businesses makes the selection of the most suitable gateway important

for smooth transactions in relation to multi-coin functionality and the ease of converting to and from fiat currencies.

Here, I focus on the most important options for merchants in Germany while considering features, compliance, and the ease of integration for merchants.

Key Points & Best Crypto Payment Gateways In Germany

10 Best Crypto Payment Gateways In Germany

1. CoinGate

CoinGate is a Lithuania-based crypto payment provider that allows merchants to process Bitcoin, USDC and other crypto transactions worldwide, with settlement in Euros, Dollars, or Pounds.

For quicker integration, German e-commerce merchants can use the provided plugins (WooCommerce, OpenCart, etc) and API.

Additionally, CoinGate offers compliance tools (AML/KYC) and strives to maintain predictable pricing.

Given Germany’s extensive regulations (from BaFin and crypto licensing), working with a provider like CoinGate that offers complete compliance is beneficial.

One important remark is to check whether full fiat settlement (SEPA/EUR) is provided with your particular business setup in Germany.

2. BitPay

BitPay has long been a point of prominence in almost all geographies as a crypto payment gateway. It has, however, halted operations in Germany due to licensing and regulatory ambiguity.

Current integration of BitPay is, therefore, not a reliable option for German merchants or businesses targeting Germany.

That said, other jurisdictions are still able to capitalize on the dominant features of BitPay, such as crypto-to-fiat settlement and support for multiple coins.

When considering Germany, make sure to confirm whether BitPay has achieved comprehensive local compliance and is operational.

Germany’s licensing requirement for crypto service providers increases the likelihood of encountering regulatory challenges.

3. NOWPayments

NOWPayments as a gateway claims to support crypto payments in Germany. For instance, it states residents of Germany can accept crypto as payment and withdraw the crypto to their bank accounts.

It has a wide spectrum of 150+ crypto assets, offers plugins and payment links, and provides auto-conversion.

For German users, the system being non-custodial (you retain your wallet) can lessen regulatory intricacies.

Nevertheless, you must analyze German business tax and SEPA settlement (EUR) as Germany has unique stipulations on crypto assets and their taxation. All in all, a solid option for German merchants needing flexibility.

4. CoinsPaid

CoinsPaid is an EU‑licensed crypto payment processor (Estonia/Poland, etc) that offers merchant services, automatic conversion, multi‑asset support, and no minimum setup fees.

They emphasise compliance and high transaction volumes. For Germany, using a provider with clear EU licensing (and hence easier to match BaFin’s regulatory environment) is useful.

Check: whether German‑domiciled merchants face any additional requirements (e.g., local VAT, SEPA settlement) when using CoinsPaid. Their transparent integration and compliance strength are definite pluses.

5. SpectroCoin

SpectroCoin provides merchant services that allow you to accept Bitcoin, Ethereum, and more than 25 other cryptocurrencies, as well as e-commerce system (OpenCart, WHMCS)

Plugins and the option to automatically convert to Euros, United States Dollars, or other currencies. They also offer “merchant projects” and receive payment links.

For the use in Germany, they support payouts in Euros, and users in Germany (residents) can get their card which hints at operational presence in German/EU market.

Keep in mind, though, that your business model must be in line with their compliance regulations, and ensure that SEPA transfers to German bank accounts are seamless.

6. Paybito

Although detailed public documentation on German merchant support has not been mentioned, “Paybito” has been listed. Paybito offers broader exchange and payments services on crypto.

It might be viable for Germany, but it would still require deeper due diligence: local settlement support, German/European regulation compliance

How payouts to EUR/SEPA work, and if their terms allow German businesses. The lack clear German-specific documentation means it carries a slightly higher risk.

7. Blockonomics

Blockonomics ranks among Germany’s leading crypto gateways, renowned for allowing merchants to accept Bitcoin and other cryptocurrencies in a safe, non-custodial manner.

As customer payments bypass intermediaries, merchants retain complete control and privacy. Blockonomics has one of the fastest setup processes in the market, taking less than five minutes, and it integrates effortlessly into e-commerce systems.

There is considerable flexibility for businesses to customize checkout buttons and widgets. Blockonomics supports BTC, BCH, and USDT via a single API, enabling efficient and dependable crypto transaction processing.

Active since 2016, Blockonomics has extended services to 10,000+ merchants in over 100 countries and processes 1,000,000+ payments every month, boasting a reliability of 99%.

8. Crypto.com Pay

Crypto.com Pay is a division of the large crypto platform Crypto.com that facilitates merchants accepting cryptocurrency payments while allowing settlement in fiat or crypto.

Being a part of Europe for Crypto.com’s operations, for Germany, you would need to see if the “Pay” product supports German-merchants settlement (EUR/SEPA)

German tax compliance, and KYC/AML frameworks in sync with BaFin. There is brand value and crypto‑native elements loyalty rewards, but the nuance is confirming “German Merchant Ready” status.

9. Plisio

Plisio highlights that it permits merchants to receive crypto payments without geographic limitations, along with software integrations

(Magento, PrestaShop) stating “no KYC” for select use cases. For Germany, the no KYC could pose regulatory issues (given the German AML/KYC regime for crypto service providers).

In addition, settlements into EUR/SEPA bank accounts could require even more scrutiny. If your firm is comfortable accepting Plisio’s crypto payments and keeping the funds in crypto

or sending them to your personal wallet, this could work; if you require fiat settlement in Germany, consider how German banks regard accounts with crypto payments from Plisio and how that balances with your tax/accounting.

10. OpenNode

OpenNode serves as a payment processing platform for Bitcoin and the Lightning Network. Although it has a strong international presence

for Germany you have to verify whether they have complete support for German merchants (settlement to EUR/SEPA, compliance to local business taxes, and local coverage of the regulations).

If you target Bitcoin (and especially Lightning) payments for Germany, OpenNode is technically interesting—but you still need to verify the regulatory and settlement issues for German business use (for instance, if the bank accepts the funds and local accounting).

If your business model is Bitcoin-forward and you handle crypto settlement, OpenNode would work well for you, as long as you check the fine print if you need seamless settlement of euros in cash.

Conclusion

To wrap things up, selecting the best crypto payment gateway in Germany is important in achieving transactions that are secure, rapid, and compliant.

CoinGate, NOWPayments, and SpectroCoin provide multi-coin support, fiat settlement, and simple integration for merchants.

With the right gateway, German companies improve flexibility in payments, volatility risk reduction, and regulatory alignment.

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