This article will focus on the Best Crypto Payment Gateways in the USA and examine the platforms that provide businesses the most secure and efficient ways to accept payments in Bitcoin, Ethereum, and stablecoins.
U.S. merchants can take advantage of the digital currency market with the seamless adoption, low transaction costs, and rapid processing speeds provided by established players such as BitPay and Coinbase Commerce and new entrants such as NOWPayments and DePay.
Key Points & Best Crypto Payment Gateways In The USA
| Crypto Payment Gateway | Key Features |
|---|---|
| NOWPayments | Supports 160+ cryptocurrencies, easy API integration, widgets, plugins, and donation tools. |
| CryptoPay | Offers prepaid cards, secure wallet services, and merchant tools for accepting crypto. |
| BitPay | Trusted and widely used, supports Bitcoin and other major coins, invoicing, and settlement in fiat. |
| Coinbase Commerce | Backed by Coinbase, easy integration, supports multiple coins, and direct crypto payments. |
| PayPal | Mainstream adoption, allows crypto checkout with conversion to fiat, user-friendly interface. |
| Binance Pay | Zero fees, supports multiple coins, global reach, and integration with Binance ecosystem. |
| DePay | Decentralized gateway, supports Web3 wallets, real-time conversion, and multichain support. |
| CoinGate | Supports 70+ coins, fiat settlement, plugins for WooCommerce, Shopify, and more. |
| CoinPayments | Long-established, supports 2,000+ coins, shopping cart plugins, and vault services. |
| Shopify (via integrations) | E-commerce friendly, integrates with gateways like Coinbase Commerce and BitPay. |
10 Best Crypto Payment Gateways In The USA
1. NOWPayments
NOWPayments is an adaptable crypto payment solution that allows U.S. businesses to conveniently accept a wide range of digital assets.
It automatically converts cryptocurrency to fiat currency, therefore minimizing potential volatility risks.
Integration is simple, thanks to the range of APIs, eCommerce system plugins, and payment widgets that are easily adjustable to the merchant’s website.
Merchants enjoy low and clear charge payment processing, and the payment systems are non-custodial. Merchants’ funds are processed and transferred directly to their crypto wallets.
The platform also Recurring billing and donation systems are enabled, making the system attractive to online retailers
Charitable organizations, and service providers aimed at a global audience. This is done with full regulatory compliance and rapid settlement of transactions.
| Feature | Description |
|---|---|
| Supported Cryptocurrencies | 200+ digital assets |
| Conversion Options | Auto-conversion to fiat or stablecoins |
| Integration | APIs, plugins, and customizable payment widgets |
| Custody Type | Non-custodial – funds go directly to merchant wallets |
| Fees | Low and transparent transaction fees |
| Extra Tools | Recurring billing, donations, and payout tools |
| Ideal For | Online stores, charities, and global businesses |
| Settlement Speed | Fast transaction processing with compliance support |
2. CryptoPay
CryptoPay is a UK-based crypto payment service that has a wide customer base in the U.S. for simple transactions involving crypto and fiat.
Merchants can receive payments in Bitcoin and other cryptocurrencies through invoices, payment links, and eCommerce plugins.
Integrated wallets, debit cards, and payment gateways allow merchants to effortlessly manage and switch between crypto and fiat.
The platform prioritizes simple and secure transactions and offers two-factor authentication. Pricing is straightforward for businesses who wish to receive their funds in Euros
British pounds, or dollars, making it ideal for international businesses. CryptoPay has also been in the business for a long time, which enhances customer confidence in crypto commerce.
| Feature | Description |
|---|---|
| Supported Cryptocurrencies | Bitcoin and other major coins |
| Services | Payment gateway, wallet, and debit card |
| Integration | Payment links, invoices, and plugins for eCommerce |
| Fiat Support | Withdrawals in EUR, GBP, or USD |
| Security | Two-factor authentication and transparent pricing |
| Ease of Use | Simple interface for merchants and individuals |
| Reputation | Established and trusted crypto payment brand |
| Target Users | Global merchants and cross-border businesses |
3. BitPay
Founded in 2011, BitPay is the first and most established crypto payment gateways in the U.S. It allows businesses to process payments in Bitcoin, Ethereum, and other major cryptocurrencies, and converts payment immediately to local currency to avoid price volatility.
BitPay provides hosted checkout, email billing, POS integration, and secure custom API. Merchants receive direct fiat payments to their bank accounts which makes accounting and tax compliance easier.
BitPay crypto payment processing also includes full ecosystem crypto payroll and prepaid cards. These features, coupled with digital payment ecosystem, superb customer support, and strong compliance, makes BitPay an excellent option for U.S. merchants.
| Feature | Description |
|---|---|
| Founded | 2011 – one of the oldest crypto gateways |
| Supported Cryptocurrencies | Bitcoin, Ethereum, and major altcoins |
| Settlement | Instant fiat conversion to avoid volatility |
| Integration | Hosted checkout, POS, email billing, and API |
| Payout | Direct deposits to bank accounts in fiat |
| Security | Multi-signature wallets and fraud protection |
| Extra Services | Crypto payroll and prepaid cards |
| Compliance | Fully regulated and trusted U.S. service |
4. Coinbase Commerce
Coinbase Commerce enables U.S. businesses to use Coinbase to accept cryptocurrency payments directly into their wallets. Customers have control over their private keys.
Coinbase Commerce allows accepting payments in Bitcoin, Ethereum, and USDC. For easy setup and payment tracking
Coinbase Commerce integrates with Shopify, WooCommerce, and other popular eCommerce platforms. Developers can create personalized crypto checkout experiences using the system’s API.
Coinbase allows crypto-to-fiat conversions, making it easy for Coinbase Commerce users to access their funds in U.S. dollars.
Because of the reputation, robust security measures, and regulatory compliance in the U.S., it makes sense to use Coinbase Commerce.
| Feature | Description |
|---|---|
| Backed By | Coinbase – a leading U.S. exchange |
| Supported Cryptocurrencies | Bitcoin, Ethereum, USDC, and others |
| Custody Type | Non-custodial with merchant-controlled wallets |
| Integration | Shopify, WooCommerce, and custom API options |
| Conversion | Instant fiat conversion via Coinbase Exchange |
| Setup | Quick and simple for U.S. merchants |
| Security | High-level Coinbase security infrastructure |
| Strength | Strong brand trust and full U.S. compliance |
5. PayPal
Using PayPal, U.S. merchants can directly accept Bitcoin, Ethereum, Litecoin, and Bitcoin Cash via PayPal’s crypto payment feature.
Customers can buy, hold, or pay with cryptocurrency, and merchants receive instant payment in fiat, with no volatility exposure whatsoever.
It is easy for millions of existing users, and PayPal’s fraud protection and buyer confidence ensures safety.
The service is great for small and big companies wishing to accept crypto without any complicated technical implementation.
Even though the crypto offerings are limited compared to cryptocurrency payment processors, PayPal is well known and complies with regulations, making it easy for U.S. merchants to adopt crypto.
| Feature | Description |
|---|---|
| Supported Cryptocurrencies | Bitcoin, Ethereum, Litecoin, Bitcoin Cash |
| Settlement | Instant fiat conversion (no volatility) |
| Integration | Directly available through PayPal checkout |
| Security | Built-in fraud protection and buyer confidence |
| Ease of Use | Extremely simple for existing PayPal merchants |
| Limitations | Supports fewer crypto assets |
| User Base | Millions of PayPal users in the U.S. |
| Ideal For | Businesses seeking simple crypto acceptance |
6. Binance Pay
Binance Pay is a contactless crypto payment solution created by one of the world’s largest crypto exchanges
Binance. U.S. merchants can receive payments through cryptocurrency wallets and accept payments in 70+ cryptocurrencies, with zero payment processor fees, for payments between Binance accounts.
Users can send and receive payments in stablecoins with no intermediary and no volatility risk. Businesses can integrate Binance Pay in their eCommerce platforms, mobile applications, or POS systems.
Binance Pay internationally supports loyalty and reward systems to gamify customer engagement and retention.
While internationally Binance Pay is more widely used, its increasing U.S. customer accounts and more integration with the Binance ecosystem certainly increases its global crypto commerce efficiency.
| Feature | Description |
|---|---|
| Supported Cryptocurrencies | 70+ major digital assets |
| Transaction Fees | Zero fees between Binance users |
| Integration | eCommerce, mobile apps, and POS systems |
| Settlement | Instant global transfers and stablecoin settlement |
| Rewards | Supports loyalty and reward programs |
| Custody Type | Custodial via Binance ecosystem |
| Global Reach | Available in 100+ countries |
| Ideal For | Merchants targeting international crypto customers |
7. DePay
DePay is a decentralized crypto payment system built for the Web3 world, enabling U.S. merchants to accept crypto payments directly, seamlessly, and without intermediaries.
Payments occur in real-time without the wait and through smart contracts which guarantee payment transparency.
DePay enables payments in different crypto coins and automatically converts payment into the crypto of the merchant currency, from a variety of chains.
DePay has made it easy for customers to integrate payment systems into their websites, dApps, and eCommerce systems through plugins and APIs.
Users never relinquish their funds with DePay. For businesses in DeFi and blockchain-native commerce, DePay provides a modern alternative to centralized crypto payment systems.
| Feature | Description |
|---|---|
| Type | Fully decentralized, peer-to-peer gateway |
| Blockchain Support | Multi-chain token compatibility |
| Settlement | Instant and transparent smart contract payments |
| Conversion | Automatic conversion to preferred tokens |
| Custody | Non-custodial – full merchant control |
| Integration | APIs, plugins, and Web3 app support |
| Target Users | Web3 businesses and decentralized platforms |
| Unique Advantage | Censorship-resistant and fully on-chain |
8. CoinGate
CoinGate is a multipurpose crypto payment gateway allowing more than 70 cryptocurrencies, including Bitcoin, Ethereum, and Litecoin.
U.S. merchants can accept crypto payments and pay out in crypto or fiat. CoinGate has API integration, POS apps, and tools that plug into popular platforms like WooCommerce, Magento, and PrestaShop.
It offers support through Lightning Network for Bitcoin payments. CoinGate has a high focus on accessibility and transparency in compliance, making it ideal for small and large businesses alike.
CoinGate’s reliable real-time conversion and settlement system allow U.S. merchants to integrate crypto payments into their financial workflow easily.
| Feature | Description |
|---|---|
| Supported Cryptocurrencies | 70+ including Bitcoin and Ethereum |
| Payout Options | Crypto or fiat settlements |
| Integration | API, POS, and plugins (WooCommerce, Magento, etc.) |
| Lightning Network | Supported for instant Bitcoin transactions |
| Fees | Competitive transaction fees |
| Compliance | Regulated and transparent |
| Usability | Suitable for both SMBs and enterprises |
| Conversion | Real-time currency conversion tools |
9. CoinPayments
CoinPayments is one of the largest crypto payment processors, with over 2,000 cryptocurrencies. For U.S.
businesses it offers flexible payment solutions with API integration, shopping cart plugins, and hosted checkout pages.
Merchants may auto-convert crypto payments to stablecoins or fiat and provide ups and downs of crypto volatility. Value exchanges pay with the built-in wallet, and pay low transaction fees typically under 1%.
The system’s security includes multi-signature wallets, cold storage, and planned layer wallets. With its extensive crypto support
CoinPayments is a great choice for businesses wanting to accept multiple coins while fostering user trust and simplifying business crypto transactions.
| Feature | Description |
|---|---|
| Supported Cryptocurrencies | 2,000+ digital coins |
| Integration | API, shopping cart plugins, and hosted checkout |
| Conversion | Auto-conversion to stablecoins or fiat |
| Fees | Low – typically under 1% |
| Wallet | Built-in multi-crypto wallet for merchants |
| Security | Multi-signature wallets and cold storage |
| Strength | Long-standing, global payment processor |
| Ideal For | Businesses wanting maximum crypto flexibility |
10. Shopify (via integrations)
Shopify doesn’t provide direct cryptocurrency payment processing services; however, it does provide support for multiple integrations such as Coinbase Commerce, BitPay, and CoinPayments.
This system allows merchants in the United States to accept a variety of cryptocurrencies on their Shopify stores.
Use of the payment processor interface plugins is a straightforward process, and payment for transactions is processed in either cryptocurrency or a fiat equivalent, depending on the selected processor.
The crypto-friendly system provided by Shopify allows businesses to access the crypto marketplace without doing any complex technical work.
The merchants’ interface allows Shopify merchants to process orders, checkouts, and payouts seamlessly. This unified system is ideal for U.S. eCommerce businesses that want to accept crypto payments.
| Feature | Description |
|---|---|
| Integration Options | Supports Coinbase Commerce, BitPay, CoinPayments, etc. |
| Supported Cryptocurrencies | Depends on chosen provider |
| Setup | Simple plugin integration for Shopify stores |
| Settlement | Crypto or fiat, based on provider |
| Usability | Unified dashboard for order and payment management |
| Target Users | U.S. eCommerce merchants |
| Strength | Flexible and crypto-friendly platform |
| Advantage | Allows crypto payments without complex setup |
Conclsuion
In conclusion, crypto payment gateways in India are changing the landscape of digital commerce by allowing businesses to accept Bitcoin, Ethereum, and other cryptocurrencies effortlessly.
NOWPayments, BitPay, and CoinPayments are examples of platforms that provide streamlined, quick, and secure services including fiat settlement, API interoperability, and competitive price structures.
These gateways provide merchants efficient access to the thriving crypto market while managing volatility and maintaining compliance.
FAQ
A service that allows businesses to accept cryptocurrencies as payment securely and efficiently.
Bitcoin (BTC), Ethereum (ETH), USDT, and other major altcoins.
Yes, cryptocurrencies can be accepted, but regulatory guidelines must be followed.
Most gateways offer automatic conversion to INR or stablecoins to avoid volatility.
NOWPayments, BitPay, CoinPayments, and Coinbase Commerce.
