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Home » Blog » 10 Best Decentralized Crypto Wallets for XRP – Secure & Easy
Wallets

10 Best Decentralized Crypto Wallets for XRP – Secure & Easy

Gixona
Last updated: 27/12/2025 3:20 PM
Gixona
4 months ago
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Disclosure: We are not a registered broker-dealer or an investment advisor. The services and information we offer are for sophisticated investors, and do not constitute personal investment advice, which of necessity must be tailored to your particular means and needs. !
10 Best Decentralized Crypto Wallets for XRP – Secure & Easy
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In this article, I will discuss the Best Decentralized Crypto Wallets For XRP. Selecting the appropriate wallet is vital for not only safeguarding your XRP but also keeping control of your private keys.

Contents
  • Key Points & Best Decentralized Crypto Wallets For XRP
  • 10 Best Decentralized Crypto Wallets For XRP
    • 1. Ledger Nano X
    • 2. ELLIPAL Titan 2.0
    • 3. Trust Wallet
    • 4. MetaMask
    • 5. Keystone 3 Pro
    • 6. Trezor Safe 5
    • 7. Xumm Wallet
    • 8. Atomic Wallet
    • 9. Guarda Wallet
    • 10. GateHub
  • Conclsuion
  • FAQ

Security, convenience, and features, for different user demands, vary among options, including hardware wallets like the Ledger Nano X and ELLIPAL Titan 2.0, and mobile/web wallets like Trust Wallet and Xumm.

Key Points & Best Decentralized Crypto Wallets For XRP

Wallet NameKey Features & Highlights
Ledger Nano XCold wallet with Bluetooth support, top-tier security, supports 5,500+ coins including XRP
ELLIPAL Titan 2.0Air-gapped cold wallet, metal build, supports XRP and 10,000+ tokens, ideal for offline use
Trust WalletMobile hot wallet, user-friendly, supports XRP and DeFi, integrated DApp browser
MetaMaskPopular Ethereum-based wallet now supports XRP via custom networks, strong DeFi integration
Keystone 3 ProCold wallet with fingerprint sensor, supports XRP, QR code air-gapped transactions
Trezor Safe 5Hardware wallet with touchscreen, supports XRP via third-party apps, strong security
Xumm WalletXRP-native wallet, built for XRP Ledger, supports payments, tokens, and signing transactions
Atomic WalletDesktop/mobile wallet, supports XRP and staking, decentralized exchange built-in
Guarda WalletMulti-platform wallet with XRP support, non-custodial, integrates with Ledger
GateHubXRP-focused wallet and gateway, supports XRP Ledger assets, built-in exchange

10 Best Decentralized Crypto Wallets For XRP

1. Ledger Nano X

Ledger Nano X is a highly regarded hardware wallet and has a reputation for reliable security and Bluetooth connectivity.

It stores 5,500+ cryptocurrencies, XRP being one of them, and stores private keys offline. This means that they offer protection against online threats and potential hacks.

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Ledger Nano X

Its lightweight and sleek design make cold storage convenient. Ledger Live is the companion app that supports the ease of management of assets and supports integration with a plethora of DeFi tools. With secure chip technology, Ledger Nano X is certainly the best for long-term holders of XRP.

FeatureDetails
TypeHardware Wallet
XRP SupportYes
ConnectivityBluetooth, USB
SecurityCertified Secure Element, PIN, Recovery Phrase
Mobile AppLedger Live (iOS & Android)
Backup & Recovery24-word Recovery Phrase
Price Range₹10,000 – ₹12,000
Ideal ForUsers seeking a secure, mobile-friendly hardware wallet for XRP and other assets.

2. ELLIPAL Titan 2.0

Designed with maximum security in mind, ELLIPAL Titan 2.0 is an air-gapped hardware wallet. It is able to protect more than 10,000 cryptocurrencies.

Including XRP, and is encased in a rugged, tamper-proof metal body. It is not a Bluetooth or USB-based wallet, as it uses QR codes for data transfer, totally bypassing any online risk.

ELLIPAL Titan 2.0 wallets have a large screen, an intuitive interface, and provide users with an mobile app to easily monitor and track their portfolios.

ELLIPAL Titan 2.0

ELLIPAL Titan 2.0 wallets are best for travelers and people who prefer to keep devices offline, as it keeps your XRP secure in virtually any environment and is not exposed to any online threats.

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ELLIPAL Titan 2.0 is best for people who want to disconnect USB or other wired ports totally, and for people who prefer an air-gapped device with unlimited usability.

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FeatureDetails
TypeHardware Wallet
XRP SupportYes
ConnectivityQR Code (Air-Gapped)
SecurityTamper-Proof, Metal-Sealed Body, Auto-Self-Destruct
Display4-inch Touchscreen
Backup & Recovery24-word Recovery Phrase
Price Range₹13,000 – ₹15,000
Ideal ForUsers seeking maximum security with offline transaction capabilities.

3. Trust Wallet

Trust Wallet is an easy and convenient mobile-based decentralized wallet that supports XRP and a wide variety of other tokens.

It is easy to use, intuitive, and provides complete control over your private keys. It is an all-in-one, easy-to-use wallet that provides built-in staking, DApp browser functionalities, and supports NFTs.

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Trust Wallet is a decentralized solution, which is non-custodial as it does not keep any user data or keys. It is mainly preferred by users of decentralized finance (DeFi) as it facilitates easy and quick access to your crypto assets for storage.

 Trust Wallet

Trust Wallet is linked with Binance and other exchanges for easy trading and it enables users to trade crypto with their bank or other financial accounts.

Trust Wallet is open source and fully transparent to provide trust and reliability to the community. It is best for people who want to simply and easily trade.

FeatureDetails
TypeMobile Wallet (iOS & Android)
XRP SupportYes
ConnectivityInternet (Mobile Data/Wi-Fi)
SecurityPrivate Key Control, Encrypted Cloud Backup, Security Scanner
Backup & Recovery12-word Recovery Phrase
Price RangeFree
Ideal ForUsers seeking a user-friendly mobile wallet with extensive cryptocurrency support.

4. MetaMask

MetaMask can be configured for use on XRP. MetaMask is an extension of a mobile wallet. It is the access point for a user’s Defi app, NFT, Web3 apps, and other services for a user’s wallet.

It is a self-custodial open-source wallet. Even though it is not initially designed for XRP, it is versatile and has a lot of acceptance in the market.

MetaMask

This makes it an option for experts. The combination of MetaMask and hardware wallets such as Ledger allows a user to access XRP and other DeFi apps while keeping the wallet secure for them.

FeatureDetails
TypeBrowser Extension & Mobile App (iOS & Android)
XRP SupportYes (via XRPL Snap Integration)
ConnectivityInternet (Browser or Mobile Data/Wi-Fi)
SecurityPrivate Key Control, Password Protection, Hardware Wallet Support
Backup & Recovery12-word Recovery Phrase
Price RangeFree
Ideal ForUsers seeking to manage XRP alongside Ethereum-based assets and dApps.

5. Keystone 3 Pro

Keystone 3 Pro is a secure hardware wallet that protects personal assets and allows access to 5,500 other assets. It has biometric fingerprint access to the wallet and an air-gapped QR code.

It has a large touchscreen to streamline access and open-source firmware to provide security. It can be used with DeFi apps alongside various wallets. It is designed to be long-lasting.

Keystone 3 Pro

Keystone 3 Pro is meant for people who want cold storage with improved usability for their XRP as well as enhanced biometric security.

FeatureDetails
TypeHardware Wallet
XRP SupportYes
ConnectivityQR Code (Air-Gapped)
SecurityTriple Security Chips, Self-Destruct Mechanism, Open-Source Firmware
Display4-inch Touchscreen
Backup & Recovery24-word Recovery Phrase
Price Range₹15,000 – ₹18,000
Ideal ForUsers seeking top-tier security with offline transaction capabilities.

6. Trezor Safe 5

The latest hardware wallet from the Trezor line is Trezor Safe5, which features a touchscreen. Trezor supports XRP via third-party wallet integrations such as Exodus or MetaMask.

Trezor is open-source with a strong community. Safe five added biometric security features and ease-of-use improvements, making it an excellent bet for users who want secure cold storage.

Trezor Safe 5

While Trezor does not directly support XRP, the wallet’s cold storage features and reputation for safety makes it a good candidate for holding XRP along with other major cryptos.

FeatureDetails
TypeHardware Wallet
XRP SupportYes
ConnectivityUSB
SecuritySecure Element Chip, Passphrase Protection, PIN Protection
DisplayColor Touchscreen
Backup & Recovery12-word Recovery Phrase
Price Range₹13,000 – ₹15,000
Ideal ForUsers seeking a reputable hardware wallet with secure storage for XRP.

7. Xumm Wallet

Xumm Wallet is a mobile wallet for the XRP Ledger. Apart from supporting XRP, Xumm offers additional support for XRPL tokens, enabling users to send, receive, and sign any transactions.

Xumm Wallet is non-custodial, meaning users have complete control over their wallets. Users of Xumm Wallet also have access to advanced features such as trust lines, ticketed events, and integration with other apps built on the XRP.

7. Xumm Wallet

With a strong community along with a great interface, Xumm Wallet is a great choice for users who are involved with the XRPL and want a non-custodial wallet.

FeatureDetails
TypeMobile Wallet (iOS & Android)
XRP SupportYes
ConnectivityInternet (Mobile Data/Wi-Fi)
SecurityPrivate Key Control, Multi-Signature Support, Biometric Authentication
Backup & Recovery12-word Recovery Phrase
Price RangeFree
Ideal ForUsers seeking a wallet tailored for the XRP Ledger with advanced features.

8. Atomic Wallet

Atomic Wallet is a multi-platform wallet that supports more than 300 cryptocurrencies, including XRP. It is unique in that it offers integrated atomic swaps, staking, a decentralized exchange, and crypto trading without a 3rd party. Users can store their private keys locally.

8. Atomic Wallet

The mobile and desktop applications are both easy to use and provide outstanding security. Those looking for a flexible wallet with trading and staking options will find Atomic Wallet to meet their needs.

Although it does not focus on XRP, its decentralized nature and extensive capabilities make it an excellent choice for holding XRP along with other cryptocurrencies.

FeatureDetails
TypeDesktop & Mobile Wallet (iOS, Android, Windows, macOS, Linux)
XRP SupportYes
ConnectivityInternet (Mobile Data/Wi-Fi)
SecurityPrivate Key Control, Encrypted Backup, Fingerprint/Face Recognition
Backup & Recovery12-word Recovery Phrase
Price RangeFree
Ideal ForUsers seeking a multi-currency wallet with integrated exchange and staking features.

9. Guarda Wallet

Gruda Wallet is a non-custodial wallet that offers desktop, mobile, and web options. It also offers XRP core and thousands of other tokens, cryptocurrencies, and is integrated with Ledger hardware wallets, and offers staking, and token swaps.

You will not have to worry about privacy, as no one will have access to private keys or user data. You will find its elegant interface as and its multi-platform option as convenient.

Guarda Wallet

All crypto services are optimized in one easy-to-use application. This is conceptually excellent for customers who wish to manage their XRP securely.

FeatureDetails
TypeWeb, Desktop & Mobile Wallet (iOS, Android, Windows, macOS, Linux)
XRP SupportYes
ConnectivityInternet (Mobile Data/Wi-Fi)
SecurityPrivate Key Control, Encrypted Backup, Two-Factor Authentication
Backup & Recovery12-word Recovery Phrase
Price RangeFree
Ideal ForUsers seeking a versatile wallet with multi-currency support and integrated features.

10. GateHub

GateHub is a web wallet and a gateway service built around the XRP Ledger. It provides support for XRP and the other major cryptocurrencies and offers built-in exchange services and analytics functions.

GateHub users can manage trust lines and issue tokens to engage with other XRPL functionality. While it does allow users to create accounts, it is still non-custodial, which means users can manage their own keys.

GateHub

GateHub is ideal for XRP users who prefer a browser-based option with extensive XRP Ledger integration. Because it focuses primarily on XRP, it is geared toward traders and developers working in the XRPL ecosystem.

FeatureDescription
XRP Ledger IntegrationDirectly connects to the XRP Ledger, enabling native XRP transactions and trust lines.
Multi-Currency SupportSupports XRP, BTC, ETH, DASH, LTC, and fiat equivalents like USD and EUR.
Built-in ExchangeAllows users to trade cryptocurrencies within the wallet interface.
Web-Based AccessAccessible via browsers and mobile devices, no software installation required.

Conclsuion

To conclude, the ideal decentralized crypto wallets for XRP prioritize security, convenience, and the ability to hold multiple currencies.

For offline protection, the best hardware wallets will remain the Ledger Nano X, ELLIPAL Titan 2.0, and Keystone 3 Pro.

For mobile and web access, user-friendliness and integration with the XRP Ledger are standout features of Trust Wallet, Xumm, and GateHub.

In the end, the decision comes down to the trade-off between security, ease of use, and the variety of features.

FAQ

What is a decentralized crypto wallet for XRP?

A decentralized wallet is a non-custodial wallet where you control your private keys, ensuring full ownership of your XRP and other assets.

Which wallets are best for XRP?

Ledger Nano X, ELLIPAL Titan 2.0, Trust Wallet, Xumm Wallet, Keystone 3 Pro, Trezor Safe 5, MetaMask (via XRPL Snap), Atomic Wallet, Guarda Wallet, and GateHub.

Are hardware wallets safer than mobile wallets for XRP?

Yes, hardware wallets like Ledger Nano X and ELLIPAL Titan 2.0 provide offline storage, making them more resistant to hacks compared to mobile wallets.

Can I stake or swap XRP in these wallets?

Some wallets, like Trust Wallet, Guarda, and Atomic Wallet, allow staking, swapping, or integrating with exchanges.

Is Xumm Wallet suitable for beginners?

Yes, Xumm is user-friendly, specifically designed for the XRP Ledger, with features like multi-signature support and easy transactions.

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