In this article, I will discuss the Best Decentralized Crypto Wallets For XRP. Selecting the appropriate wallet is vital for not only safeguarding your XRP but also keeping control of your private keys.
Security, convenience, and features, for different user demands, vary among options, including hardware wallets like the Ledger Nano X and ELLIPAL Titan 2.0, and mobile/web wallets like Trust Wallet and Xumm.
Key Points & Best Decentralized Crypto Wallets For XRP
| Wallet Name | Key Features & Highlights |
|---|---|
| Ledger Nano X | Cold wallet with Bluetooth support, top-tier security, supports 5,500+ coins including XRP |
| ELLIPAL Titan 2.0 | Air-gapped cold wallet, metal build, supports XRP and 10,000+ tokens, ideal for offline use |
| Trust Wallet | Mobile hot wallet, user-friendly, supports XRP and DeFi, integrated DApp browser |
| MetaMask | Popular Ethereum-based wallet now supports XRP via custom networks, strong DeFi integration |
| Keystone 3 Pro | Cold wallet with fingerprint sensor, supports XRP, QR code air-gapped transactions |
| Trezor Safe 5 | Hardware wallet with touchscreen, supports XRP via third-party apps, strong security |
| Xumm Wallet | XRP-native wallet, built for XRP Ledger, supports payments, tokens, and signing transactions |
| Atomic Wallet | Desktop/mobile wallet, supports XRP and staking, decentralized exchange built-in |
| Guarda Wallet | Multi-platform wallet with XRP support, non-custodial, integrates with Ledger |
| GateHub | XRP-focused wallet and gateway, supports XRP Ledger assets, built-in exchange |
10 Best Decentralized Crypto Wallets For XRP
1. Ledger Nano X
Ledger Nano X is a highly regarded hardware wallet and has a reputation for reliable security and Bluetooth connectivity.
It stores 5,500+ cryptocurrencies, XRP being one of them, and stores private keys offline. This means that they offer protection against online threats and potential hacks.

Its lightweight and sleek design make cold storage convenient. Ledger Live is the companion app that supports the ease of management of assets and supports integration with a plethora of DeFi tools. With secure chip technology, Ledger Nano X is certainly the best for long-term holders of XRP.
| Feature | Details |
|---|---|
| Type | Hardware Wallet |
| XRP Support | Yes |
| Connectivity | Bluetooth, USB |
| Security | Certified Secure Element, PIN, Recovery Phrase |
| Mobile App | Ledger Live (iOS & Android) |
| Backup & Recovery | 24-word Recovery Phrase |
| Price Range | ₹10,000 – ₹12,000 |
| Ideal For | Users seeking a secure, mobile-friendly hardware wallet for XRP and other assets. |
2. ELLIPAL Titan 2.0
Designed with maximum security in mind, ELLIPAL Titan 2.0 is an air-gapped hardware wallet. It is able to protect more than 10,000 cryptocurrencies.
Including XRP, and is encased in a rugged, tamper-proof metal body. It is not a Bluetooth or USB-based wallet, as it uses QR codes for data transfer, totally bypassing any online risk.
ELLIPAL Titan 2.0 wallets have a large screen, an intuitive interface, and provide users with an mobile app to easily monitor and track their portfolios.

ELLIPAL Titan 2.0 wallets are best for travelers and people who prefer to keep devices offline, as it keeps your XRP secure in virtually any environment and is not exposed to any online threats.
ELLIPAL Titan 2.0 is best for people who want to disconnect USB or other wired ports totally, and for people who prefer an air-gapped device with unlimited usability.
| Feature | Details |
|---|---|
| Type | Hardware Wallet |
| XRP Support | Yes |
| Connectivity | QR Code (Air-Gapped) |
| Security | Tamper-Proof, Metal-Sealed Body, Auto-Self-Destruct |
| Display | 4-inch Touchscreen |
| Backup & Recovery | 24-word Recovery Phrase |
| Price Range | ₹13,000 – ₹15,000 |
| Ideal For | Users seeking maximum security with offline transaction capabilities. |
3. Trust Wallet
Trust Wallet is an easy and convenient mobile-based decentralized wallet that supports XRP and a wide variety of other tokens.
It is easy to use, intuitive, and provides complete control over your private keys. It is an all-in-one, easy-to-use wallet that provides built-in staking, DApp browser functionalities, and supports NFTs.
Trust Wallet is a decentralized solution, which is non-custodial as it does not keep any user data or keys. It is mainly preferred by users of decentralized finance (DeFi) as it facilitates easy and quick access to your crypto assets for storage.

Trust Wallet is linked with Binance and other exchanges for easy trading and it enables users to trade crypto with their bank or other financial accounts.
Trust Wallet is open source and fully transparent to provide trust and reliability to the community. It is best for people who want to simply and easily trade.
| Feature | Details |
|---|---|
| Type | Mobile Wallet (iOS & Android) |
| XRP Support | Yes |
| Connectivity | Internet (Mobile Data/Wi-Fi) |
| Security | Private Key Control, Encrypted Cloud Backup, Security Scanner |
| Backup & Recovery | 12-word Recovery Phrase |
| Price Range | Free |
| Ideal For | Users seeking a user-friendly mobile wallet with extensive cryptocurrency support. |
4. MetaMask
MetaMask can be configured for use on XRP. MetaMask is an extension of a mobile wallet. It is the access point for a user’s Defi app, NFT, Web3 apps, and other services for a user’s wallet.
It is a self-custodial open-source wallet. Even though it is not initially designed for XRP, it is versatile and has a lot of acceptance in the market.

This makes it an option for experts. The combination of MetaMask and hardware wallets such as Ledger allows a user to access XRP and other DeFi apps while keeping the wallet secure for them.
| Feature | Details |
|---|---|
| Type | Browser Extension & Mobile App (iOS & Android) |
| XRP Support | Yes (via XRPL Snap Integration) |
| Connectivity | Internet (Browser or Mobile Data/Wi-Fi) |
| Security | Private Key Control, Password Protection, Hardware Wallet Support |
| Backup & Recovery | 12-word Recovery Phrase |
| Price Range | Free |
| Ideal For | Users seeking to manage XRP alongside Ethereum-based assets and dApps. |
5. Keystone 3 Pro
Keystone 3 Pro is a secure hardware wallet that protects personal assets and allows access to 5,500 other assets. It has biometric fingerprint access to the wallet and an air-gapped QR code.
It has a large touchscreen to streamline access and open-source firmware to provide security. It can be used with DeFi apps alongside various wallets. It is designed to be long-lasting.

Keystone 3 Pro is meant for people who want cold storage with improved usability for their XRP as well as enhanced biometric security.
| Feature | Details |
|---|---|
| Type | Hardware Wallet |
| XRP Support | Yes |
| Connectivity | QR Code (Air-Gapped) |
| Security | Triple Security Chips, Self-Destruct Mechanism, Open-Source Firmware |
| Display | 4-inch Touchscreen |
| Backup & Recovery | 24-word Recovery Phrase |
| Price Range | ₹15,000 – ₹18,000 |
| Ideal For | Users seeking top-tier security with offline transaction capabilities. |
6. Trezor Safe 5
The latest hardware wallet from the Trezor line is Trezor Safe5, which features a touchscreen. Trezor supports XRP via third-party wallet integrations such as Exodus or MetaMask.
Trezor is open-source with a strong community. Safe five added biometric security features and ease-of-use improvements, making it an excellent bet for users who want secure cold storage.

While Trezor does not directly support XRP, the wallet’s cold storage features and reputation for safety makes it a good candidate for holding XRP along with other major cryptos.
| Feature | Details |
|---|---|
| Type | Hardware Wallet |
| XRP Support | Yes |
| Connectivity | USB |
| Security | Secure Element Chip, Passphrase Protection, PIN Protection |
| Display | Color Touchscreen |
| Backup & Recovery | 12-word Recovery Phrase |
| Price Range | ₹13,000 – ₹15,000 |
| Ideal For | Users seeking a reputable hardware wallet with secure storage for XRP. |
7. Xumm Wallet
Xumm Wallet is a mobile wallet for the XRP Ledger. Apart from supporting XRP, Xumm offers additional support for XRPL tokens, enabling users to send, receive, and sign any transactions.
Xumm Wallet is non-custodial, meaning users have complete control over their wallets. Users of Xumm Wallet also have access to advanced features such as trust lines, ticketed events, and integration with other apps built on the XRP.

With a strong community along with a great interface, Xumm Wallet is a great choice for users who are involved with the XRPL and want a non-custodial wallet.
| Feature | Details |
|---|---|
| Type | Mobile Wallet (iOS & Android) |
| XRP Support | Yes |
| Connectivity | Internet (Mobile Data/Wi-Fi) |
| Security | Private Key Control, Multi-Signature Support, Biometric Authentication |
| Backup & Recovery | 12-word Recovery Phrase |
| Price Range | Free |
| Ideal For | Users seeking a wallet tailored for the XRP Ledger with advanced features. |
8. Atomic Wallet
Atomic Wallet is a multi-platform wallet that supports more than 300 cryptocurrencies, including XRP. It is unique in that it offers integrated atomic swaps, staking, a decentralized exchange, and crypto trading without a 3rd party. Users can store their private keys locally.

The mobile and desktop applications are both easy to use and provide outstanding security. Those looking for a flexible wallet with trading and staking options will find Atomic Wallet to meet their needs.
Although it does not focus on XRP, its decentralized nature and extensive capabilities make it an excellent choice for holding XRP along with other cryptocurrencies.
| Feature | Details |
|---|---|
| Type | Desktop & Mobile Wallet (iOS, Android, Windows, macOS, Linux) |
| XRP Support | Yes |
| Connectivity | Internet (Mobile Data/Wi-Fi) |
| Security | Private Key Control, Encrypted Backup, Fingerprint/Face Recognition |
| Backup & Recovery | 12-word Recovery Phrase |
| Price Range | Free |
| Ideal For | Users seeking a multi-currency wallet with integrated exchange and staking features. |
9. Guarda Wallet
Gruda Wallet is a non-custodial wallet that offers desktop, mobile, and web options. It also offers XRP core and thousands of other tokens, cryptocurrencies, and is integrated with Ledger hardware wallets, and offers staking, and token swaps.
You will not have to worry about privacy, as no one will have access to private keys or user data. You will find its elegant interface as and its multi-platform option as convenient.

All crypto services are optimized in one easy-to-use application. This is conceptually excellent for customers who wish to manage their XRP securely.
| Feature | Details |
|---|---|
| Type | Web, Desktop & Mobile Wallet (iOS, Android, Windows, macOS, Linux) |
| XRP Support | Yes |
| Connectivity | Internet (Mobile Data/Wi-Fi) |
| Security | Private Key Control, Encrypted Backup, Two-Factor Authentication |
| Backup & Recovery | 12-word Recovery Phrase |
| Price Range | Free |
| Ideal For | Users seeking a versatile wallet with multi-currency support and integrated features. |
10. GateHub
GateHub is a web wallet and a gateway service built around the XRP Ledger. It provides support for XRP and the other major cryptocurrencies and offers built-in exchange services and analytics functions.
GateHub users can manage trust lines and issue tokens to engage with other XRPL functionality. While it does allow users to create accounts, it is still non-custodial, which means users can manage their own keys.

GateHub is ideal for XRP users who prefer a browser-based option with extensive XRP Ledger integration. Because it focuses primarily on XRP, it is geared toward traders and developers working in the XRPL ecosystem.
| Feature | Description |
|---|---|
| XRP Ledger Integration | Directly connects to the XRP Ledger, enabling native XRP transactions and trust lines. |
| Multi-Currency Support | Supports XRP, BTC, ETH, DASH, LTC, and fiat equivalents like USD and EUR. |
| Built-in Exchange | Allows users to trade cryptocurrencies within the wallet interface. |
| Web-Based Access | Accessible via browsers and mobile devices, no software installation required. |
Conclsuion
To conclude, the ideal decentralized crypto wallets for XRP prioritize security, convenience, and the ability to hold multiple currencies.
For offline protection, the best hardware wallets will remain the Ledger Nano X, ELLIPAL Titan 2.0, and Keystone 3 Pro.
For mobile and web access, user-friendliness and integration with the XRP Ledger are standout features of Trust Wallet, Xumm, and GateHub.
In the end, the decision comes down to the trade-off between security, ease of use, and the variety of features.
FAQ
A decentralized wallet is a non-custodial wallet where you control your private keys, ensuring full ownership of your XRP and other assets.
Ledger Nano X, ELLIPAL Titan 2.0, Trust Wallet, Xumm Wallet, Keystone 3 Pro, Trezor Safe 5, MetaMask (via XRPL Snap), Atomic Wallet, Guarda Wallet, and GateHub.
Yes, hardware wallets like Ledger Nano X and ELLIPAL Titan 2.0 provide offline storage, making them more resistant to hacks compared to mobile wallets.
Some wallets, like Trust Wallet, Guarda, and Atomic Wallet, allow staking, swapping, or integrating with exchanges.
Yes, Xumm is user-friendly, specifically designed for the XRP Ledger, with features like multi-signature support and easy transactions.
