10 Best EU Crypto Invoice & Billing Platforms 2026 – Beginner-Friendly

In the following article, I will talk about the Best EU Crypto Invoice & Billing Platform Alternatives that assist companies in processing and handling payments in cryptocurrency.

They have the ability to automate invoicing, convert to euros in real time, and support many types of cryptocurrency, while maintaining the best compliance that EU regulations have to offer.

Whether freelancer, SME, or enterprise, knowing these alternatives will help in simplifying the process of crypto billing and secure and seamless financial operations in Europe.

Why Choose Best EU Crypto Invoice & Billing Platform Alternatives?

Wider Range of Cryptos

• Some alternatives can account for and track over 100 different cryptocurrencies.
• Easing the ability for clients to pay using a crypto of their choice and increasing payment flexibility.

Lower Transaction Fees and Conversion Rates

• Some platforms offer lower transaction fees than traditional banking services and BitPay.
• Avoiding crypto volatility loss through automated crypto conversion to fiat currency.

Compliance and EU Regulation

• Complying with local tax and reporting requirements and EU and EU Reporting is easy with EU-based platforms.
• Streamlining EU tax/legal VAT invoicing, accounting, and compliance for EU Businesses.

Payment/Integration Ease

• Ease of integration with eCommerce platforms, accounting software, and POS systems.
• Supports automated invoicing, subscriptions, and recurring billing.

Institutional Security and Oversight

• Non-custodial or self-hosted alternatives give full control over assets.
• Using advanced encryption and authentication to reduce the risk of fraud.

Key Points & Best EU Crypto Invoice & Billing Platform Alternatives List

Platform	Key Point
BitPay	Trusted global crypto payment gateway with invoicing support and fiat conversion.
CoinPayments	Supports 2,000+ cryptocurrencies and offers merchant tools for EU businesses.
NOWPayments	Non-custodial invoicing solution with automatic fiat settlement options.
Blockonomics	Direct-to-wallet invoicing with no middleman, ideal for freelancers.
BTCPay Server	Open-source, self-hosted billing platform ensuring full control and privacy.
CoinGate	EU-regulated crypto payment processor with invoicing and settlement in EUR.
PayRequest	Customizable crypto invoices with recurring billing and EU compliance.
Request Finance	Enterprise-grade invoicing for DAOs, startups, and freelancers in crypto.
Plisio	Low-fee invoicing platform supporting multiple coins and easy integration.
Crypto.com Pay	Strong brand ecosystem with invoicing, cashback, and EU merchant adoption.

10 Best EU Crypto Invoice & Billing Platform Alternatives

1. BitPay

BitPay exemplifies industry leadership among EU cryptocurrency invoice billing software alternatives because of its unique melding of cryptocurrency payment systems with traditional business processes.

Users can create invoices in various (fiat) currencies and crypto and then transact with clients from anywhere in the world.

Most notable is its automatic crypto to euro conversion that allows clients to transfer coins while eliminating euro volatility, all while maintaining market transparency.

Many features like compatibility with multiple wallets, detailed reporting and the ability to enable recurring billing make it easy to recommend to EU SMEs and freelancers. EU council approval completes the package, making it an easy choice.

BitPay Pros And Cons

Pros:

• Multi merchant collaboration including players like Shopify, WooCommerce, and other e commerce players.
• Offers crypto to fiat conversion, taking away most volatility worries for businesses.
• Multi-country and multi- currency global outreach.
• The Bitpay Mastercard enables you to spend your crypto.
• Cheaper than traditional banking systems.

Cons:

• Reported to have slow customer support.
• Very strict compliance may put off potential customers who are privacy-focused.
• Delays may be caused by glitches in the transaction system.
• KYC/AML policies mean less than ideal anonymity.
• Price also includes per transaction fees unlike some others in this industry.

Feature	Description
Supported Cryptos	Bitcoin, Bitcoin Cash, Ethereum, and stablecoins
Fiat Conversion	Automatic crypto-to-fiat conversion for merchants
Invoicing	Invoice creation, recurring billing, and subscription support
Integration	WooCommerce, Shopify, Magento, and other e-commerce platforms

2. CoinPayments

CoinPayments is celebrated for its versatility as a billing and invoice platform. Its integration and support for over 2,000+ tokens make it an easy cryptocurrency billing platform for businesses.

Its primary offering is a universal crypto gateway which allows businesses to accept almost any crypto, and mitigate the volatility by instantly converting it to euros.

The platform is multi-functional; offering merchants crypto wallets, automated invoice generation, and a suite of integrations into popular e-commerce providers.

Due to its transactions being on the lower end and EU regulations, the platform is easy to use, effective, reliable, and efficient.

CoinPayments Pros And Cons

Pros:

• Huge flexibility as there is support for 2000+ coins
• Low transaction fees relative to other platforms.
• Offers a wallet for both storage and transactions.
• Offers services to over 100,000 merchants worldwide.
• It is inclusive as it has global presence.

Cons:

• Users may find the interface a bit confusing.
• Users may experience some transaction processing delays.
• Users do not fully have control over their funds.
• Users have to deal with limited options when it comes to converting to fiat currency.
• Support is a bit lacking for customers.

Feature	Description
Supported Cryptos	Over 4,000 cryptocurrencies
Merchant Plugins	Integration with major e-commerce platforms
Payment Notifications	Instant alerts for completed transactions
Security	Multi-signature wallets and enhanced account protection

3. NOWPayments

NOWPayments is another amazing alternative crypto invoice and billing platform within the EU for its ease and adaptability.

It is particularly the non-custodial model that sets it apart since it allows automating invoice billing and payments. It supports instant euro conversion and recurring payments.

Plus, it is easily integrable with e-commerce, making it a seamless fit for most businesses. With the lowest fees, security that is top, and transparency

It is the most empowering solution for merchants minimzing the volatility and sustaining high crypto transactional management. It works best in the EU.

NOWPayments Pros And Cons

Pros:

• There are 200+ coins that you can trade.
• Non-custodial, meaning that funds remain in the possession of the merchants.
• There is seamless integration through the use of APIs and plugins.
• Fees are low and very transparent.
• Reduced risk of fraud due to a lack of chargebacks.

Cons

• There is no support for fiat currency, with a focus only on crypto payments.
• No support for point of sale hardware.
• There is no custom mobile app.
• There are some limited options to convert cryptocurrency to fiat.
• There are no advanced reporting and analytics compared to the rest of the industry.

Feature	Description
Supported Cryptos	Over 100 cryptocurrencies
Fiat Conversion	Automatic conversion to preferred fiat currency
Invoicing	Generate invoices and manage subscription billing
Integration	Easy API and plugin integration for merchants

4. Blockonomics

One of the most important alternatives to crypto invoice and billing services for the European Union market is Blockonomics, perhaps the most esteemed for its privacy preserving and decentralization of payment services.

Blockonomics is, to its core, the only service of its kind, allowing businesses, for the first time ever, to directly and independently maintain and control all their funds while processing peer-to-peer cryptocurrency payments with no third-party custodians.

Blockonomics’s services include, but are not limited to, low-cost invoice and payment service integrations with most popular e-commerce services, payment tracking on an instantaneous basis and, most importantly, strong security protocols.

Blockonomics further minimizes crypto market volatility by automating billing, processing payments and directly converting to euros, all seamlessly.

Privacy, control and efficiency are the pillars of Blockonomics crypto payment services, which is why they stand out to businesses in the European Union market.

Blockonomics Pros And Cons

Pros

• There are no intermediaries in the payments made directly and exclusively in Bitcoin.
• There is a decentralized on a global scale payment network providing universal access.
• Payments are processed and received in an instant.
• There are wallet-monitoring capabilities improving transparency and accountability.
• Easy integration through a WooCommerce plugin for eCommerce.

Cons

• The main focus is on Bitcoin with very limited support for other altcoins.
• There are no options to convert cryptocurrencies to fiat.
• The interface is basic and somewhat dated.
• Larger businesses might experience scalability challenges.
• There is limited availability for customer support.

Feature	Description
Custody	Non-custodial Bitcoin payments
Invoicing	Create invoices directly on merchant website
Notifications	Email and web notifications for payments
Integration	WordPress and WooCommerce compatible

5. BTCPay Server

BTCPay Server is one of the top EU crypto invoicing and billing platforms, renowned for being open-source and self-hosted. What makes it one of the best is the complete autonomy it offers business from 3rd parties, and the lower fees.

BTCPay Server automatically creates invoices, accepts crypto payments, and integrates with e-commerce dashboards, all while ensuring privacy and top security.

Businesses in the EU can instantly convert euros from transactions, access tools for regulatory compliance, and have fully customizable checkouts.

BTCPay Server is unique in its operational autonomy, transparency, and adaptability within the crypto billing platforms in the market, making it a top pick for crypto billing for merchants.

BTCPay Server Pros And Cons

Pros

• There are no costs associated with using this open-source payment platform.
• Being self-hosted means that all the data is exclusively retained by the merchants.
• The platform has no fees for transactions.
• There is a focus on enhancing privacy and security.
• Payments are quicker due to integration with the Lightning Network.

Cons

• The technical setup that is required means that there is a steep learning curve.
• Businesses are left with the responsibility of maintaining the platform and associated infrastructure.
• There is no support for converting to fiat currency.
• Official customer support is limited.
• For users that are not technically inclined, the experience can be very difficult.

Feature	Description
Hosting	Open-source, self-hosted platform
Custody	Full control over funds
Invoicing	Supports recurring invoices and payments
Crypto Support	Multiple cryptocurrencies, including Lightning Network

6. CoinGate

CoinGate is another European crypto invoice and billing platform. Business size does not matter as it caters to companies of all sizes.

They also support many cryptoassets and provide instant euro conversions enabling customers to avoid volatility risks.

Automated invoice generation and recurring payment functions paired with manageable integrations to other e-commerce sites make crypto adoption easier.

They have many strong security features so customers can have peace of mind and utmost transparency.

CoinGate is EU-centered and helps firms with borderless crypto payments and managing digital payments and keeps all control, peace of mind, and financial stability. CoinGate is also cost effective and has strong reporting features.

CoinGate Pros And Cons

Pros

• Supports over seventy different cryptocurrencies.
• Instant crypto-to-fiat payouts prevent volatility risk.
• POS and e-commerce plugins available.
• EU businesses can use SEPA bank transfers.
• Support for invoicing worldwide.

Cons

• Not available for US merchants.
• Support for more fiat currencies would be ideal.
• There’s custodial risk since funds go through CoinGate.
• Transactions can be delayed.
• Some users report issues with customer support.

Feature	Description
Supported Cryptos	Bitcoin, Litecoin, Ethereum, and stablecoins
Fiat Settlement	Automatic conversion to fiat currency
Tools	Payment buttons, plugins, and API for integration
Billing	Recurring and subscription billing supported

7. PayRequest

PayRequest is a leading crypto billing platform in the European Union. It is especially valued for how simple and easy it is to manage and process crypto payments.

Its biggest feature is the completely automated invoicing feature, which lets businesses create and send crypto invoices and in other crypto currencies, euros, etc.

PayRequest allows direct wallet payments, subscriptions, and other real time payment tracking for ease to make and manage payments.

It is completely EU compliant, has very low fees, is very easily integrated into other business applications, and is, like a lot of other PayRequest features, very easy to use. This is what makes PayRequest the go to crypto billing platform for merchants across Europe.

PayRequest Pros And Cons

Pros

• Provides automated invoicing in the cloud.
• Has support for subscription billing and recurring payments.
• Supports transactions in multiple currencies, crypto included.
• Good for freelancers and small businesses due to easy setup.
• Payment links can be shared to make transactions quick and easy.

Cons

• Supports a smaller number of cryptocurrencies than competitors.
• Lacks advanced invoicing options.
• Their platform is not fully non-custodial.
• Reporting tools are lacking.
• May not scale well for bigger businesses.

Feature	Description
Invoicing	Crypto invoices for freelancers and businesses
Multi-Crypto	Supports multiple cryptocurrencies
Automation	Automated payment reminders
Integration	Compatible with accounting software for easy tracking

8. Request Finance

Equipped with blockchain technology, Request Finance has management of cryptocurrency is invoicing, billing, and overall, business finances in Europe fully automated and streamlined.

Because of its unique offering of full fund control, automated payroll, and real-time payments for digital currencies, it has effective management of multi-currency invoicing.

Request Finance has built in tools, along with both instant and volatility stable euro conversions, it has minimized both automated and payroll administrative work.

Europe based businesses have safety, confidence, and crypto transaction compliance of Europe, gained with the effective and efficient Order Request management.

Effectiveness and efficiency is the primary value proposition. Real-time administrative control, added safety, and compliance has close to high demand for Order Request among merchants in Europe.

Request Finance Pros And Cons

Pros

• Offers crypto-to-fiat conversion.
• Can batch payroll payments for teams and DAOs.
• Provides strong audit trails for compliance.
• Integrates with DAOs and has other decentralized finance features.
• Integrates with QuickBooks and Xero for easy accounting.

Cons

• There might be sync delays with the accounting software.
• Functions as a payment facilitator, not as a complete payroll provider.
• Some fees are involved when payments are converted.
• Less fiat support compared to other traditional options.
• Might be a bit tough for new users to learn.

Feature	Description
Invoicing	Invoice and payment management in crypto
Multi-Chain	Supports multiple blockchains
Compliance	Tax-compliant invoices for EU regulations
Team Management	Manage team payments and track expenses

9. Plisio

Unlike any other competitor, Plisio is a crypto invoice and billing processor in the EU whose simplicity, speed, and versatility in crypto acceptances is world-class.

Plisio is a true innovator in the industry since they offer a fully automated payment gateway that allows users to issue invoices in a number of cryptos that can be instantly settled to euros.

This beneficial feature allows users to hedge crypto payment risks. This platform is ideal for EU businesses, providing effortless crypto adoption due to instant payment conversions

Integration with other e-commerce services, automated payment confirmation and low cost transactions.

Plisio is adaptable while solidifying their industry leadership with their cross border crypto invoicing solutions.

Plisio Pros And Cons

Pros:

• Intuitive and very simple for users.
• Affordability.
• Merchant trust.
• Popularity.
• Good starting point for most small businesses.

Cons:

• Users have trust issues.
• There have been many complaints regarding customer support.
• There are issues regarding payments.
• There are not enough options for converting to fiat.
• Decent options for reporting.

Feature	Description
Supported Cryptos	20+ cryptocurrencies
Invoicing	Generate crypto invoices easily
Payment Tools	Payment buttons, plugins, and widgets
Integration	API support for automated payments

10. Crypto.com Pay

Crypto.com Pay is one of the best billing and invoicing services on the market in the European Union.

The service is well reviewed for its integration within the Crypto.com ecosystem and for the many digital currencies that it supports.

What really sets the company apart is its ability for businesses to process crypto payments and create euro conversions in real-time, eliminating the need to worry about losing money in currency fluctuations.

Automated billing and Crypto.com Pay loyalty programs that reward customers with premium services improve the transactional features of the service.

The company is known for its banking compliance in the European Union and e-commerce integration. The combination of positive features makes the service one of the most popular ones in the European Union.

Crypto.com Pay Pros And Cons

Pros:

• 30+ cryptocurrencies supported.
• Connected to a variety of other options in the Crypto.com ecosystem.
• Reasonable fees.
• Good for most regions.
• Good brand, good reach, popular.

Cons:

• Requires the Crypto.com app to be used optimally.
• No adoption for merchants unlike BitPay or CoinGate.
• Custodial risks are present for the funds held.
• Issues concerning customer support have been reported.

Feature	Description
Supported Cryptos	CRO, Bitcoin, Ethereum, and stablecoins
Payment Settlement	Instant crypto payment settlement
Billing	Recurring billing and subscription support
Integration	Compatible with e-commerce platforms and apps

Why The Topic “Best EU Crypto Invoice & Billing Platforms” Matters In 2026:

Increasing Crypto Acceptance in the EU

• More businesses and freelancers in the EU will accept cryptocurrencies.
• Smooth operations require effective invoicing and billing.

Compliance with Regulations

• EU regulations related to crypto payments and taxation are in flux.
• Using the best platforms will ensure compliance with VAT and other reporting and accounting regulations.

Payment and Volatility Management

• Crypto prices are very volatile, and platforms with auto-fiated conversion help in protecting revenue.
• Businesses require systems that manage multiple crypto payments safely.

Efficiency and Automation

• Automation of invoicing, billing, and payment reconciliation is offered by the platforms.
• Financial management is more efficient, and less time is spent to do it with less human error.

Edge Over Competitors

• Businesses that offer seamless crypto payment options attract more clients.
• It improves reputation and trust of businesses in the evolving digital marketplace.

Confidence and Trust

• Leading platforms offer transaction encyption, traceable fees, and audits.
• Stakeholders and clients will appreciate it.

Conclusion

To conclude, top businesses in the European Union such as BitPay, CoinPayments, NOWPayments, Blockonomics, BTCPay Server, CoinGate, PayRequest

Request Finance, Plisio, and Crypto.com Pay, provide the top EU crypto invoice and billing services to empower businesses to manage cryptocurrencies with great flexibility, security and efficiency.

These platforms offer features such as rapid conversion of euros, automated invoice creation, and high compliance with EU regulations while allowing operators to reduce the risk of volatility and maintain complete control over their capital.

FAQ