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Home » Blog » 10 Best Forex Brokers That Accept M-Pesa In 2025
Forex Brokers

10 Best Forex Brokers That Accept M-Pesa In 2025

Gixona
Last updated: 13/10/2025 12:05 AM
Gixona
6 months ago
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Disclosure: We are not a registered broker-dealer or an investment advisor. The services and information we offer are for sophisticated investors, and do not constitute personal investment advice, which of necessity must be tailored to your particular means and needs. !
10 Best Forex Brokers That Accept M-Pesa In 2025
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In this Post , I will cover the top Forex brokers that accept M-Pesa and discuss how it has further enhanced convenience for traders from East Africa by enabling secure account funding.

Contents
  • Key Points & Best Forex Brokers That Accept M-Pesa List
  • 10 Best Forex Brokers That Accept M-Pesa In 2025
    • 1.Exness
    • 2.Deriv
    • 3.XM
    • 4.LiteFinance
    • 5.TopFX
    • 6.Expert Option
    • 7.FXTM
    • 8.FreshForex
    • 9.FBS
    • 10.Tickmill
  • Conclusion

There is no doubt that M-Pesa is one of the most popular payment methods in East Africa, and many brokers have also adopted it to enable Forex traders to deposit and withdraw funds seamlessly. Let us now dive into the top picks.

Key Points & Best Forex Brokers That Accept M-Pesa List

Forex BrokerKey Point
ExnessLow spreads and instant withdrawals including M-Pesa support
DerivUser-friendly platform with multiple trading options including synthetic indices
XMOffers negative balance protection and extensive educational resources
LiteFinanceSupports copy trading and accepts M-Pesa for African traders
TopFXInstitutional-grade liquidity with zero commission accounts
Expert OptionIdeal for beginners with a simple interface and fast M-Pesa transactions
FXTMStrong local presence in Africa with fast M-Pesa funding options
FreshForexHigh leverage and no minimum deposit requirement
FBSCent accounts available with M-Pesa deposits for low-risk trading
TickmillTight spreads and high trust with FCA and CySEC regulation

10 Best Forex Brokers That Accept M-Pesa In 2025

1.Exness

Exness is regarded as one of the leading Forex brokers that also accept M-Pesa payments, which is highly advantageous to traders in East Africa. With Exness, every trader enjoys tight spreads, low commissions, and excellent trading conditions across MT4 and MT5.

Exness

Users can deposit and withdraw funds through M-Pesa instantly, allowing users to manage their funds without the hassle of traditional banking. Additionally, the broker is well-protected, with numerous top-tier regulators ensuring safety when trading.

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Exness provides all these and guarantees low barriers to entry, unparalleled trading speed, and high reliability, making it perfect for novice and advanced Forex traders in the region.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Stocks
FeesCompetitive spreads with no hidden charges
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by top-tier authorities like FCA, CySEC, and FSCA
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

2.Deriv

Deriv is one of the leading Forex brokers underpinned by M-Pesa integration, offering East African traders hassle-free and immediate deposit and withdrawal services.

With apps like DeriPesa and M-Deriv, users are able to fund their accounts in Kenyan Shillings within seconds, avoiding the delays associated with the banking system.

These platforms offer an intuitive, comprehensive, and cybersecurity-focused interface which guarantees a pleasant trading experience.

Deriv

For traders, Deriv is versatile, offering various trading instruments like forex, CFDs, and synthetic indices, appropriate for all levels of traders.

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Deriv’s unmatched custom support which is available 24/7, added to the M-Pesa convenience makes it a favorite among M-Pesa users in the forex market.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Synthetic Indices
FeesCompetitive spreads with no hidden charges
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by top-tier authorities, ensuring a secure trading environment
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

3.XM

XM is ranked as one of the most prominent Forex brokers who accept M-Pesa, giving Kenyan traders an easy and safe trading platform.

Leveraging over XM’s 1,000 available trading instruments, ranging from stocks to commodities to forex, XM has set a very low minimum deposit of just $5. Withdrawals and deposits through M-Pesa are done via iPay Africa which offers instant and free services.

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XM

XM is regulated by CySEC, ASIC, and IFSC which makes it a trusted Forex broker. Traders are able to access MetaTrader 4 and 5 and enjoy XM’s platforms with generous bonuses that include a $30 welcome bonus, and a 50% deposit bonus.

XM’s intuitive platform and great customer support enables Kenya traders, both advanced and novices, to seamlessly navigate the trading platform.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Stocks
FeesCompetitive spreads starting at 0.1 pips
Deposit/WithdrawalInstant M-Pesa deposits and withdrawals with no transaction fees
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by top-tier authorities like CySEC, ASIC, and IFSC
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

4.LiteFinance

LiteFinance is one of the leading Forex brokers that accepts M-Pesa, which is convenient for traders in Kenya and Tanzania. LiteFinance also provides access to over 300 trading instruments including forex and cryptocurrency.

This comes with a minimum deposit of only $50. With M-Pesa, both deposits and withdrawals are done instantly for Kenyan and Tanzanian users at a flat fee of 100 KES and 2,000 TZS respectively.

LiteFinance

However, the fees are charged by the broker and all traders are guaranteed to use all available funds.

LiteFinance works with MetaTrader 4 and 5, ensuring easy navigation and modern trading facility. Litefinance is M-Pesa’s best option with strong customer support and competitive spreads that start from 0.1 pips. ​

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Stocks
FeesCompetitive spreads with commission-free options available
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by international authorities, ensuring a secure trading environment
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

5.TopFX

M-Pesa makes Forex trading accessible for Kenyans, with TopFX being one of the very few brokers that accepts M-Pesa. TopFX is one of the few brokers in Kenya that facilitates instant deposits and withdrawals in KES, TZS and USD, with deposits starting as low as 50 KES.

They offer different accounts and trading platforms such as MetaTrader 4 and cTrader, giving traders the freedom to choose what works best for them.

TopFX

The broker operates under the regulation of the Cyprus Securities and Exchange Commission (CySEC), meaning its clients are provided with a safe trading environment.

Traders, especially those looking for a platform supporting M-Pesa, will greatly appreciate the numerous trading instruments, competitive spreads, and other exceptional features TopFX offers.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Stocks
FeesCompetitive spreads with transparent pricing
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by top-tier authorities, ensuring a secure trading environment
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

6.Expert Option

Expert Option is one of the best platforms for trading binary options as it accepts M-Pesa which gives Kenyan traders an easy and convenient trading experience.

It has a low minimum deposit of $10 (around KES 1,400) and requires only $1 (about KES 140) to start trading, making it suitable for both novice and seasoned traders.

Expert Option

Using M-Pesa, deposits, and withdrawals are done within a short time, bringing convenience to users. The platform offers more than 100 assets including forex, stocks, commodities, and cryptocurrencies and offers superior charting options, social trading, and more.

Expert Option is regulated by the Vanuatu Financial Services Commission (VFSC) which opens provides a secure trading environment for the investors.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, and Stocks
FeesCompetitive spreads with transparent pricing
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by international authorities, ensuring a secure trading environment
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

7.FXTM

FXTM provides Forex trading services to M-Pesa users in Kenya and is regarded as a premier broker. FXTM permits Kenyans to start trading with an initial investment of $10 across various account types such as Standard, Micro, Advantage, and Advantage Plus.

Traders of all levels are welcome. M-Pesa deposits and withdrawals are completed within one business day with a transaction range of KES 1,300 to KES 150,000.

FXTM

As is the case with the FCA in The United Kingdom and CySEC in Cyprus, FXTM is also regulated by the Capital Markets Authority (CMA) of Kenya, giving traders a sense of trust and security. M-Pesa users on fxTM have access to trading platforms like MetaTrader 4 and 5, and enjoy low spreads and competitive customer support.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Stocks
FeesCompetitive spreads starting at 1.5 pips
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by top-tier authorities like FCA, CySEC, and FSCA
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

8.FreshForex

Forex traders from Kenya can have the most effective and convenient trading experience with FreshForex, a broker which M-Pesa integrates with.

With deposits ranging from 500 KES to 300,000 KES, FreshForex enables users to fund their trading accounts via M-Pesa, Airtel Money, or EazzyPay.

Users have access to trading platforms like MetaTrader 4 and 5 and can trade forex, commodities, indices, and cryptocurrencies with FreshForex.

FreshForex

The broker has flexible trading conditions which include high leverage options of up to 1:2000, low commission charges, tight spreads, and low commission fees

Which are advantageous to both new traders and clients with active accounts. To increase client satisfaction, FreshForex also offers several bonuses and promotions.

FeatureDetails
Trading AssetsForex, Cryptocurrencies, Commodities, Indices, and Stocks
FeesCompetitive spreads with no hidden charges
Deposit/WithdrawalSupports M-Pesa for fast and secure transactions
Customer SupportAvailable 24/7 via email, live chat, and phone
RegulationRegulated by international authorities, ensuring a secure trading environment
Local SupportAccessible to traders in Kenya and other regions using M-Pesa
Visit Now

9.FBS

FBS Forex is a premier Forex broker accepting M-Pesa which makes trading easier for Forex traders in Kenya.

FBS has a low minimum deposit of $5 allowing access to Cent, Micro, Standard, and Zero Spread accounts which are all offered by the broker.

Moreover, payments through M-Pesa are done almost immediately providing instant access to funds. Along with MetaTrader 4 and 5, FBS also supports a wide range of instruments like forex, CFDs, indices, shares, and even commodities.

FBS

The broker allows 3000:1 leverage making it easier for new traders to get started with trading while still appealing to seasoned pros.

To guarantee industry-standard security, FBS is regulated by the International Financial Services Commission (IFSC) of Belize. In addition, the broker provides training materials and bonuses to further improve the trading experience.

FeatureDetails
Minimum Deposit$5 (approx. 650 KES)
Payment MethodM-Pesa
Deposit SpeedInstant
Withdrawal SpeedInstant
LeverageUp to 1:3000
RegulationInternational Financial Services Commission (IFSC)
Platforms SupportedMetaTrader 4, MetaTrader 5
Account TypesCent, Micro, Standard, Zero Spread
BonusesWelcome bonuses, promotional offers
Customer Support24/7 support via live chat, email, and phone
Visit Now

10.Tickmill

Forex broker Tickmill provides MPesa as a payment option which is very convenient for Kenyan traders. It is possible to do manual MPesa deposits and withdrawal through DusuPay which Tickmill partnered with.

To access this service, traders must reach out to Tickmill’s support, describe their deposit or withdrawal through email, and spell out the details clearly. This communication assures that there are no boundaries that restrictions to explicitly mentioned funds inaccuracies.

Tickmill

Tickmill with all its services does not forget to offer good conditions to trade with a low spread and execution speed which makes it appealing to both new and experienced traders. This broker is controlled by several bodies which makes the trading environment safer.

FeatureDetails
Minimum Deposit$100 (approximately 11,600 KES)
Deposit MethodsM-Pesa, Visa, MasterCard, Skrill, Neteller, Bank Transfer, among others
Deposit FeesNone; Tickmill covers transaction fees for deposits over $5,000 via bank wire
Withdrawal MethodsM-Pesa, Visa, MasterCard, Skrill, Neteller, Bank Transfer, among others
Withdrawal FeesNone; Tickmill has a zero-fee policy for withdrawals
Processing TimesDeposits: Instant to 1 business day; Withdrawals: Within 1 business day
RegulationTickmill Ltd Seychelles, Tickmill UK, Tickmill Europe, Tickmill South Africa
Trading PlatformsMetaTrader 4, Tickmill WebTrader, Tickmill Mobile App
Account TypesPro, VIP, Classic, Islamic, Futures (for UK clients)
Bonuses and PromotionsWelcome bonus for new clients; Zero-fee policy for certain deposit amounts
Visit Now

Conclusion

To sum up, the top Forex brokers that accept payments via M-Pesa allow traders from East Africa to enjoy convenient and speedy payment methods.

Exness, Deriv, FXTM, and FBS Brokers offer secure and low-cost transactions which make deposits and withdrawals simple.

These brokers cater to both novice and expert traders, providing dependable customer service, favorable trading conditions, and effortless trading.

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