In this article, I will discuss the best free budgeting apps for couples. Managing finances together can be challenging, but with the right tools, it becomes easier.
These apps help track expenses, set goals, and divide costs fairly, ensuring both partners stay on the same page. Let’s explore some of the top options available for couples.
Key Points & Best Free Budgeting Apps For Couples In 2025 List
| App Name | Key Points |
|---|---|
| Mint | Tracks spending, bills, and investments. Provides credit score monitoring. |
| GoodBudget | Envelope-based budgeting, syncs across devices, and manual transaction entry. |
| EveryDollar | Zero-based budgeting, easy-to-use interface, integrates with bank accounts. |
| Zeta | Joint budgeting, bill splitting, and financial goal setting. |
| Spendee | Tracks shared expenses, syncs with bank accounts, supports multiple currencies. |
| PocketGuard | Shows how much disposable income you have after bills and savings goals. |
| Honeydue | Designed specifically for couples, tracks expenses and bills, sends reminders. |
| Wally | Tracks expenses, income, and savings goals. Supports multiple currencies. |
| You Need a Budget (YNAB) | Focuses on zero-based budgeting, goal tracking, and debt payoff. |
| Splitwise | Tracks shared expenses, splits costs between couples, integrates with PayPal. |
10 Best Free Budgeting Apps for Couples In 2025
1.Mint
Mint’s integration with other financial institutions allows automatic categorization of expenses, payments, and income. Furthermore, it supplies a view for credit score and spending that requires monitoring alongside goal creation and account sync for couples.
This can be a very helpful option for couples needing a single solution for all their financial management requirements. With robust budgeting options and no concealed fees, this app turns out to be the best option since it is free to use.
| App Name | Key Features |
|---|---|
| Mint | Automatic expense tracking, bill reminders, budgeting tools, credit score monitoring. |
2.GoodBudget
GoodBudget is a free app where users can envelope budget themselves and set limits for categories that include bills, groceries, and entertainment. sync across devices, enabling effortless collaboration between partners.
While it lacks the ability to automatically sync with financial institutions, it works well for people who are strict in managing their funds using the envelope system. It is a good option for simple budgeting as the free version allows users to manage multiple envelopes within the app.
| App Name | Key Features |
|---|---|
| GoodBudget | Envelope-based budgeting, manual transaction entry, syncs across devices. |
| Best For | Couples who prefer envelope budgeting and manual expense tracking. |
3.EveryDollar
EveryDollar uses the easy to follow zero-based budgeting technique where users allocate every dollar towards an expense. Couples living together can effectively create monthly budgets, monitor expenses, and organize finances with savings strategies.
With limited features on the free version of the application, EveryDollar does come with bank account integration for easier expense tracking. The app is named EveryDollar for a reason, as users looking for simplistic budgeting will appreciate not having complications. Couples looking for a straightforward budgeting tool will get the most value out of this app.
| App Name | Key Features |
|---|---|
| EveryDollar | Zero-based budgeting, expense tracking, bank account integration (with limitations). |
| Best For | Couples seeking a simple and easy-to-use budgeting tool. |
4.Zeta
Zeta is an expense tracker and budgeting app for couples. Unlike most other expense trackers, Zeta allows users to merge their finances while tracking joint expenses and setting a shared savings target. With the ability to set financial goals and split bills
Zeta assists couples in meeting their financial expectations. Because of its simplistic design, users can tell at a glance who has spent money and also command information so both users are on the same page. For couples that want a simple finances and expense sharing experience, Zeta is perfect.
| App Name | Key Features |
|---|---|
| Zeta | Joint budgeting, bill splitting, shared financial goals, and easy expense tracking. |
| Best For | Couples who want to manage finances together and track joint expenses. |
5.Spendee
Spendee makes it simple for couples to manage and plan their budget by allowing them to monitor their spending, categorize expenses, and sync accounts to many different devices. It is also a good application for couples who travel a lot or have foreign expenses because it supports multiple currencies.
The app also provides well-designed graphs and charts which allow one to view their financial status at any given time. Spendee is perfect for couples who want a detailed and visually engaging way to manage their money, and the free version provides a lot of features for basic budgeting.
| App Name | Key Features |
|---|---|
| Spendee | Expense tracking, budgeting tools, syncs with bank accounts, supports multiple currencies. |
| Best For | Couples with international expenses or those who travel frequently. |
6.PocketGuard
PocketGuard helps reduce the complexity of budgeting by providing real-time views of spending in an account. It shows how much disposable income is left after bills, goals, and savings have been deducted. It automatically links to your bank account to provide real time updates as well as categorizing transactions.
Couples can set savings goals, track spending and even manage subscriptions, all with great ease. PocketGuard is great for those who do not want the hassle of undergoing complex calculations with other apps and still wish to understand how much is available in their finances. The free version of the app provides essential features which make it attractive for those who want to budget on a budget.
| App Name | Key Features |
|---|---|
| PocketGuard | Tracks spending, shows disposable income, categorizes expenses, syncs with bank accounts. |
| Best For | Couples who want a simple way to track available funds and manage spending. |
7.Honeydue
Honeydue is an app designed for couples looking to budget together. It helps manage and monitor both shared and individual expenses. Partners can also set up bill reminders, update each other, and Honeydue allows for a variety of financial accounts to be linked.
Together with the easy to use interface, real time expense tracking helps couples manage their finances as a unit. Even with the free version, it is possible to effectively manage both shared and individual expenses.
| App Name | Key Features |
|---|---|
| Honeydue | Tracks joint and individual expenses, bill reminders, supports multiple accounts. |
| Best For | Couples who want to manage shared finances and set reminders for bills. |
8.Wally
Wally is a personal finance application aimed at couples who want to keep track of their income, expenses, and savings goals. The app enables users to create accompanying budgets and analyze their spending habits.
Wally is perfect for international couples as it supports multiple currencies. There are no automatic bank account syncs but a lot of customization options exist which is perfect for those wanting more control over their budget.
| App Name | Key Features |
|---|---|
| Wally | Tracks income, expenses, and savings goals, supports multiple currencies. |
| Best For | Couples who want detailed tracking and international finance management. |
9.You Need A Budget (YNAB)
You Need A Budget (YNAB) is a budgeting tool that is excellent for prioritizing expenses and paying down debts. It employs a zero-based budget system which assigns every dollar to a category, making sure both partners remain committed to accomplishing financial targets.
While the complete version comes with a subscription, YNAB does offer a 30-day free trial which enables it to cater to couples who are intensive budgeters and planners. It is ideal for those who want to save money or pay their debts rapidly.
| App Name | Key Features |
|---|---|
| You Need a Budget (YNAB) | Zero-based budgeting, goal setting, expense tracking, debt payoff planning. |
| Best For | Couples serious about saving, budgeting, and paying off debt. |
10 Splitwise
Splitwise is a straightforward application for couples who regularly have shared expenditures. It monitors who owes what money and assists in dividing costs evenly. This app is especially handy for those who share meals, rent, or take vacations together.
Users can record their expenditures and conveniently pay through PayPal or Venmo. While it may not have complete budgeting capabilities, it is still great for the purpose of organizing shared expenses and allowing fair divison of the costs, making it ideal for simple financial activities.
| App Name | Key Features |
|---|---|
| Splitwise | Tracks shared expenses, splits costs, integrates with PayPal and Venmo. |
| Best For | Couples who frequently share expenses and want to divide costs easily. |
Conclusion
To sum up, the best free budgeting apps for couples have features that enable them to monitor spending, set financial objectives, and manage shared payments. Be it Splitwise’s uncomplicated expense splitting feature or Mint’s holistic all-inclusive services
These applications work with couples to ensure they are financially aware and responsible. Decide on the app that suits your budgeting methods and objectives to smoothen working relations.
