In this article, I will talk about the best services in crypto that require only a phone number for identification.
There’s no need for an email, and no need for complex verification. These services are fast, simple to get started with, and low in cost, making them perfect for users in developing countries, and anyone looking for quick and easy access to crypto.
Key Points & Best In Crypto That Works With Just a Phone Number List
| Platform | Key Point |
|---|---|
| Paxful | Peer-to-peer Bitcoin marketplace allowing sign-up and trading via phone only. |
| Bitnob | Crypto savings and transfers using only your phone number in Africa. |
| Strike | Send/receive Bitcoin using just a phone number (US & select regions). |
| Noones | Built by Paxful co-founder; trade crypto with phone number only. |
| CoinCola | P2P crypto exchange that allows phone number registration. |
| Binance Lite | Some regions support SMS-based wallet access with phone number. |
| Yellow Card | Crypto buying/selling in Africa via phone number registration. |
| Teller Finance | P2P crypto lending using phone number for onboarding. |
| Trust Wallet | Allows mobile access; phone number required for some features via partners. |
| Chipper Cash | Send crypto & fiat using only a mobile number (Africa & US-focused). |
10 Best In Crypto That Works With Just a Phone Number
1.Paxful
Paxful is a global firm that operates as a marketplace for Bitcoin as well as a peer to peer platform where Bitcoins can be bought and sales using various payment systems. As a user, you can set up an account with your mobile phone which means you do not have to necessarily have an email account.
Paxful is well known in growing economies and allows trades to be done in their local currencies. To ensure the safety of user funds, escrow services are provided. All chat negotiations for the trades are done in the app.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number or email |
| Type | Peer-to-peer Bitcoin marketplace |
| Supported Cryptos | Bitcoin (BTC) |
| Payment Methods | 350+ methods including bank transfer, PayPal, gift cards |
| Escrow Service | Yes |
| Mobile App | Yes (iOS & Android) |
| KYC Requirements | Optional for small trades |
| Supported Countries | Global (strong presence in Africa & Asia) |
| Wallet Included | Yes |
| Peer-to-Peer Chat | Yes |
2.Bitnob
Targeting Africans, Bitnob is a crypto exchange that is phone-centric. It enables users to save, invest, and send Bitcoin with just a phone number for registration. Bitnob automates Bitcoin savings as well as enables cross-border payment transfers in real-time through the Lightning Network.
It aims to facilitate the use and acceptance of Bitcoin for everyday finance in Nigeria, Ghana, and Kenya. With a user-friendly and safe app providing recurring purchase functionality, Bitnob is more than just a savings mobile application.
Its integration with local banks makes cryptocurrency more accessible in everyday transactions. Bitnob’s SMS-based sign-up makes it possible to onboard the unbanked and underbanked users quickly and effortlessly.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number |
| Type | Bitcoin savings, investing, and payments app |
| Supported Cryptos | Bitcoin (BTC) |
| Payment Integration | Bank accounts (Nigeria, Ghana, Kenya) |
| Cross-Border Transfers | Yes (via Bitcoin & Lightning Network) |
| Recurring Bitcoin Purchase | Yes |
| Mobile App | Yes (Android & iOS) |
| KYC Requirements | Minimal (phone number only for small accounts) |
| Target Users | African countries |
| Lightning Network Support | Yes |
3.Strike
Strike is an application for payments in Bitcoin and the Lightning Network, and for sending money using just a mobile number. It is available in the USA and certain Latin American countries. It interfaces with bank accounts for free and cross border transactions, meaning border-less free transactions.
No cumbersome wallet is required, only the app that could be downloaded and activated with a phone, wherein receiving and sending Bitcoin and fiat is instantaneous.
It is particularly convenient for remittance and microtransactions, as well as for paying for services to be paid in Bitcoin without the need to keep it. Mobility of the application is a plus.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number |
| Type | Bitcoin payments and remittance platform |
| Supported Cryptos | Bitcoin (BTC), USD via Lightning |
| Bank Account Link | Yes (in supported countries) |
| Lightning Network Support | Yes |
| Mobile App | Yes (iOS & Android) |
| KYC Requirements | Minimal for basic use |
| Countries Supported | US, El Salvador, Argentina, others |
| Zero-Fee Transfers | Yes |
| Real-Time Fiat Conversion | Yes |
4.Noones
Noones is launched by Paxful co-founder which is a P2P cryptocurrency marketplace. Users can easily buy and sell bitcoin by registering through a phone number.
Noones, which is tailored for Africa and Latin America, has a simple interface tailored for phones and supports a wide range of local payment options.
The platform has escrow protection and allows chat-based bargaining for traders. Users have direct access to educational materials, customer support, and other app features.
Noones is focused on financial sovereignty. For low-volume transactions, no email or KYC is required, enhancing decentralization for users.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number |
| Type | Peer-to-peer crypto marketplace |
| Supported Cryptos | Bitcoin (BTC), USDT |
| Payment Methods | Bank transfer, mobile money, e-wallets |
| Escrow Protection | Yes |
| In-App Chat | Yes |
| Mobile App | Yes (iOS & Android) |
| KYC Requirements | Optional for low-volume trades |
| Region Focus | Africa, Latin America |
| Educational Resources | Yes |
5.CoinCola
CoinCola supports other altcoins and is a P2P cryptocurrency trading platform. Registration is simplified through a phone number, which is beneficial for those without an email or bank. CoinCola features OTC and crypto-to-crypto trade.
It is very popular in Africa, especially in Nigeria, and accepts bank transfers, mobile money, and gift cards as payment.
An escrow service exists to ensure safety for buyers and sellers. The mobile app is designed to facilitate easy and fast trades. CoinCola is especially beneficial for those who are new to crypto as they have low barriers to access it.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number or email |
| Type | Peer-to-peer and crypto exchange |
| Supported Cryptos | BTC, ETH, USDT, LTC, BCH, DASH |
| OTC Trading | Yes |
| Escrow Protection | Yes |
| Payment Methods | Bank transfer, mobile money, gift cards |
| Mobile App | Yes (iOS & Android) |
| KYC Requirements | Minimal for basic trades |
| Region Focus | Asia, Africa |
| Referral Program | Yes |
6.Binance Lite
Binance Lite serves as a lighter iteration of the main Binance application, made specifically for novice and mobile-centric users.
In certain locations, Binance Lite enables users to perform functions such as purchasing, selling, and storing cryptocurrency with just a phone number for simple verification.
Although full Binance KYC is mandatory for higher limits, Lite mode is accommodating to users and is great for casual traders. The app enables users to buy cryptocurrency using their local currency and mobile payment systems.
Binance Lite is swift, responsive, and simple, ideal for users seeking to begin their crypto journeys with low effort.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number (in supported regions) |
| Type | Simplified version of Binance Exchange |
| Supported Cryptos | 350+ tokens |
| Buy Crypto with Fiat | Yes (via local payment gateways) |
| Beginner Friendly | Yes (streamlined interface) |
| Mobile App | Yes (Android & iOS, toggle to Lite Mode) |
| KYC Requirements | Required for full features |
| Trading Features | Basic (Spot Buy/Sell only) |
| Wallet Included | Yes (Binance custodial wallet) |
| Ideal For | First-time crypto users |
7.Yellow Card
Yellow Card is a cryptocurrency exchange servicing Africa. Users can buy, sell, and store Bitcoin and USDT with their local currencies. Even basic customers with modest transactional needs can register using a phone number.
It accommodates local bank transfers, mobile money, and cash deposits in Nigeria, Ghana, and South Africa. Yellow Card aims to provide cryptocurrency access to underserved communities.
The app and website are easy to navigate, Yellow Card has a mobile app, and customer support is always ready to assist. It connects the world of crypto and traditional finance and provides access to millions to get started.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number |
| Type | Crypto exchange for African users |
| Supported Cryptos | BTC, USDT, USDC |
| Local Currency Support | Yes (Naira, Rand, Cedi, etc.) |
| Payment Methods | Bank transfer, mobile money |
| Mobile App | Yes (Android & iOS) |
| KYC Requirements | Minimal for small accounts |
| Target Market | Nigeria, Ghana, South Africa, more |
| Zero Fees | Yes (on most trades) |
| Wallet Included | Yes |
8.Teller Finance
Teller Finance facilitates peer-to-peer crypto lending and borrowing at a global scale. Teller is mostly a DeFi active player at the moment, but some new wallet integrations are enabling users to access Teller services through their phone numbers.
This is a step toward real-world decentralized finance. Users can now borrow crypto without collateralism by linking their phone based identity and reputation. Teller Finance is lowering the entry hurdles for those without traditional credit histories to access loans.
This is part of the effort to make DeFi accessible to those who are unbanked, particularly from developing countries. Teller is still in the process of moving forward, but its ease of access through mobile devices is a tremendous advancement.
| Feature | Details |
|---|---|
| Sign-Up Method | Wallet/phone number via partner platforms |
| Type | Decentralized lending/borrowing protocol |
| Supported Cryptos | USDC, ETH, and others |
| Collateral-Free Loans | Yes (credit-based, not overcollateralized) |
| Web3 Integration | Yes |
| Lending Pools | Community and protocol-driven |
| Mobile Access | Via third-party apps with phone login |
| KYC Requirements | No traditional KYC (uses alternative data) |
| Ideal For | Unbanked/underbanked communities |
| Built On | Ethereum & Polygon |
9.Trust Wallet
Trust Wallet is a non-custodial cryptocurrency wallet covering many tokens and blockchains. Although the application does not need a phone number as a requirement, some features, like fiat on-ramps and third-party apps, allow verification through phone number only.
Trust Wallet is mobile-focused and comes with a low barrier to entry, using advanced backup and security options as well as multi-chain capability.
Other advanced features like in-app swaps and staking are also available alongside the access to Web3 dApps. As a non-custodial wallet, Trust Wallet does not offer user data which increases the privacy and security level for users on the go.
| Feature | Details |
|---|---|
| Sign-Up Method | Not required (non-custodial); phone number used via integrations |
| Type | Multi-chain crypto wallet |
| Supported Cryptos | 70+ blockchains and thousands of tokens |
| Decentralized | Yes |
| Fiat On-Ramp | Yes (via partners using phone/SMS login) |
| Mobile App | Yes (Android & iOS) |
| DApp Browser | Yes |
| Staking Support | Yes |
| Private Key Control | User controls own keys |
| KYC Requirements | None (unless using external services) |
10.Chipper Cash
Just like other fintech companies, Chipper Cash offers free money transfers and cryptocurrency trading within the United States and other parts of Africa. One of its distinguishing features is the ease of registration as it only requires a phone number.
Chipper Cash also supports the payment of mobile airtime, bills, and receiving Bitcoin and USDC. Chipper Cash makes it to the list of the most downloaded apps on the google play store because of the speed and accuracy of its services.
Chipper Cash has a mobile-first approach to design targeting underbanked areas. Through partnerships with local payment providers, Chipper Cash enables easier movement of money between crypto and fiat currencies. The app is also crypto-secured, lightweight, and straightforward.
| Feature | Details |
|---|---|
| Sign-Up Method | Phone number |
| Type | Mobile payments & crypto trading |
| Supported Cryptos | Bitcoin (BTC), USDC |
| Local Currency Integration | Yes (Naira, Cedi, Shillings, etc.) |
| Zero-Fee Transfers | Yes (within the network) |
| Mobile App | Yes (Android & iOS) |
| Bill Payments | Yes |
| Remittances | Yes (Africa and US) |
| KYC Requirements | Minimal for low-volume accounts |
| Secure Wallet | Yes |
Conclusion
To conclude, The ease of utilizing crypto platforms that only require a phone number is beneficial for users in developing regions.
With very little KYC, mobile-first interfaces, and designed like one-click crypto trading, saving, and payments are done easily on Paxful, Bitnob, and Strike.
With a phone, users are empowered and financially included—no ID, intricate email, or burdensome signup procedures necessary.
