10 Best SMSF Cryptocurrency To Know In 2025 – Top Crypto Picks for Long-Term Growth

In this article, I will discuss the Best SMSF Cryptocurrency To Know, highlighting innovative projects that offer strong potential for long-term growth and portfolio diversification.

These cryptocurrencies are ideal for self-managed super funds (SMSFs) seeking exposure to emerging blockchain technologies, DeFi, and digital asset infrastructure while aligning with a forward-looking investment strategy in the crypto space.

Key Points & Best SMSF Cryptocurrency To Know In 2025 List

Project (Token)	Key Point
EigenLayer (EIGEN)	Introduces restaking to enhance Ethereum security across other protocols.
Celestia (TIA)	Modular blockchain for scalable and customizable data availability layers.
Sui (SUI)	High-performance Layer 1 using Move language for fast and scalable dApps.
Aptos (APT)	Layer 1 blockchain focused on safety and speed, developed by ex-Meta team.
Blast (BLAST)	Ethereum Layer 2 with native yield for ETH and stablecoins.
Mantle (MNT)	Modular Layer 2 backed by BitDAO, optimized for cost-efficient transactions.
Starknet (STRK)	ZK-Rollup on Ethereum using STARK proofs for scalable smart contracts.
Pyth Network (PYTH)	Delivers high-frequency financial data feeds from real-world sources to DeFi.
Worldcoin (WLD)	Biometric ID project offering a universal basic income via crypto.
Ondo Finance (ONDO)	Bridges traditional finance and DeFi, offering tokenized securities.

10 Best SMSF Cryptocurrency To Know In 2025

1.EigenLayer (EIGEN)

EigenLayer has developed a new type of innovation called “restaking,” which allows Ethereum stakers to reuse their staked ETH to secure more networks and services. This boosts capital efficiency while also enhancing the security of new protocols.

EigenLayer offers SMSF investors exposure to yield-optimizing infrastructure layers with significant long-term prospects. As DeFi, rollups, and middleware increasingly extract dependable security sources

EigenLayer may emerge as a fundamental technology. EIGEN token serves governance and other developmental functions, thus bolstering claims for strategically innovative crypto assets for diversified self-managed portfolios.

Feature	Description
Restaking	Allows ETH to be reused for securing other protocols.
Ethereum Aligned	Built on Ethereum’s validator set and staking mechanisms.
Security-as-a-Service	Offers pooled security to emerging networks.
Capital Efficiency	Optimizes yield from existing staked assets.
EIGEN Token Utility	Governance and future incentive alignment.

2.Celestia (TIA)

Celestia is the first modular blockchain network to separate the consensus process from execution, creating a new model for achieving scalability. Unlike other projects that operate on a single chain, Celestia focuses on data availability, enabling developers to effortlessly deploy their blockchains.

For SMSF investors interested in cutting-edge infrastructure plays, Celestia integrates vertically into the modular blockchain ecosystem. Its TIA token secures the network and incentivizes data availability, establishing its value as a long-term utility asset.

As more projects embrace modular architecture, Celestia is expected to expand its role, potentially providing capital appreciation through increased network usage and adoption.

Feature	Description
Modular Blockchain Architecture	Separates consensus and execution layers.
Data Availability Layer	Specializes in storing and verifying transaction data.
Scalable & Customizable	Enables easy creation of scalable blockchains.
Interoperable Design	Supports various execution environments.
TIA Token Utility	Used for staking, security, and governance.

3.Sui (SUI)

Sui is a Layer 1 blockchain with high-performance capabilities. It is built using a smart contract language developed by Meta (Facebook) called Move. It aims at providing instant settlement, minimal fees, and high scalability, making it an ideal candidate for gaming, NFTs, and other real-time applications.

For investors with Self Managed Super Funds(SMSF), Sui represents a growth opportunity in performance-based blockchain infrastructure. Unlike traditional chains, Sui sets itself apart technically because of its object-centric data models and parallel execution.

The SUI token is used to pay gas fees, participate in governance and staking. Given the increasing demand for fast and easy to use blockchains, Sui has the potential to excel as a consumer facing dApps, which makes a long term investment in Sui very appealing.

Feature	Description
Move Programming Language	Built for safety and parallel transaction execution.
Object-Oriented Model	Treats all assets as objects for flexibility and speed.
Instant Finality	Fast settlement with low latency.
Developer-Friendly	Supports complex applications like games and NFTs.
SUI Token Usage	Used for staking, fees, and governance.

4.Aptos (APT)

Aptos is a layer 1 blockchain developed by ex-meta engineers with the intention of creating secure, easily scalable, and user friendly decentralised applications. It employs the Move language and places great importance on security and upgradability.

For SMSF holders considering the long term, Aptos is a fundamentally strong bet on widespread adoption of blockchain technology. Its modular architecture and consensus algorithm provide speed and stability.

The APT token plays a key role in transaction fee payments, staking, and governance. With the evolution of web3, infrastructure like Aptos could capture enterprise and developer attention, making it a prime strategic investment SMSFs concerned with long-term capital growth in technology innovation.

Feature	Description
Move-Based Smart Contracts	Focuses on secure and upgradeable contracts.
Parallel Execution Engine	Optimized for throughput and performance.
Strong Developer Ecosystem	Founded by former Meta engineers with deep expertise.
Upgradability Focus	Blockchain designed for safe innovation.
APT Token Role	Used in staking, gas fees, and governance.

5.Blast (BLAST)

Blast operates as a Layer 2 blockchain on Ethereum. What differentiates it is the yield that is paid natively on ETH and stablecoins directly in wallets and dApps. This may attract passive SMSF investors that want exposure to Ethereum and DeFi yields without needing active management.

It also passively compounds returns, increasing capital efficiency. The BLAST ecosystem synergizes security with composite yield mechanics that are especially optimized in low-interest environments.

Its purpose is to govern the system and claim rewards in the future. As the growth of Layer 2s continues, Blast stands to gain user traction through its unique proposition, providing diversified income SMSF crypto portfolios.

Feature	Description
Native Yield Layer	Earn interest on ETH and stablecoins natively.
Built on Ethereum	Maintains compatibility and security with Ethereum.
No Extra Staking Needed	Auto-yield without locking assets separately.
Incentivized Ecosystem	Rewards users and developers for participation.
BLAST Token Utility	Likely governance and ecosystem incentives.

6.Mantle (MNT)

Given the investment from BitDAO – one of the largest DAO treasuries, Mantle focuses on maintaining high-performance and low-cost transactions and is regarded as a modular Ethereum Layer 2 network.

It employs an innovative data availability approach in conjunction with optimistic rollups to improve scaling and reduce fee costs. For SMSFs, Mantle provides access to a nascent L2 ecosystem supported by robust financial resources and precise ecosystem incentives.

MNT token serves as gas fees, governance, and ecosystem rewards which are pivotal to network functioning. With the advancement of dApps requiring lower-cost and higher-efficiency infrastructure, Mantle is set to harness users and developers, thereby increasing its value as a foundational investment for tech-centric long-term portfolios.

Feature	Description
Modular L2 Architecture	Combines Optimistic Rollups with modular data layers.
Backed by BitDAO	Strong treasury and funding support.
Lower Gas Costs	Designed for high-throughput, low-cost execution.
Developer Incentives	Grants and support for app development.
MNT Token Functions	Used for governance, gas, and incentives.

7.Starknet (STRK)

Starknet is a ZK-Rollup layer 2 solution for Ethereum that uses STARK proofs for secure, trustless scalability. Developers building dApps can significantly lower their costs without compromising on Ethereum’s security.

For SMSFs, Starknet provides unrivaled access to advanced scaling cryptography. Unlike other Layer 2s, it has a purpose-built general-purpose ZK environment catered toward DeFi, NFTs, and even enterprise solutions.

STRK serves governance purposes and will later on, as planned, be used for transaction fee payments and staking. With an increasing demand for Ethereum network infrastructure, Starknet’s zero-knowledge approach could be essential, making STRK a strong long-term SMSF crypto asset with emerging technology and adoption fundamentals.

Feature	Description
ZK-Rollup Scaling	Uses STARKs for fast and secure scaling.
General-Purpose Smart Contracts	Supports complex dApps and DeFi use cases.
Ethereum Compatible	Inherits Ethereum’s security model.
Developer Tooling	Powered by Cairo, a unique smart contract language.
STRK Token Role	For governance, fees, and staking (future).

8.Pyth Network (PYTH)

The Pyth Network is a decentralized oracle network that gives live and accurate financial information straight from reputable sources such as exchanges and market makers. For SMSFs, it allows an entry point into advanced DeFi tokenization of real-word- assets and protocols.

Unlike other oracles, Pyth focuses on providing rapid and low-latency data crucial for modern trading platforms. The token PYTH is utilized for governance and other incentive allocations, thus marking it as an important component of decentralized finance infrastructure.

As DeFi grows and an on-chain access to sophisticated legacy financial information is needed, Pyth will likely increase his on-chain presence—strategically positioning DeFi assets for safeguarding SMSF crypto investments.

Feature	Description
Real-Time Data Feeds	Delivers market data from top financial sources.
High-Frequency Updates	Supports time-sensitive DeFi applications.
Broad Asset Coverage	Includes equities, FX, commodities, and crypto.
Cross-Chain Availability	Works across multiple blockchains.
PYTH Token Usage	Used for governance and data economics.

9.Worldcoin (WLD)

The biometric Worldcoin seeks to construct an identity and financial network on a global scale. To prevent bots and guarantee equitable access to services, digital frameworks verify claimed IDs through the World ID system.

For SMSF investors, Worldcoin proposes an application of blockchain that is socially ambitious and technically sophisticated. Individuals verified through the system receive the currency and participate in governance.

Having revenue shares is controversial, but the use of AI and biometrics integrated with crypto shifts the narrative toward UBI and universal financial inclusion. With identity increasingly becoming a crucial online asset, Worldcoin is likely to provide infrastructure for Web3.

Feature	Description
Biometric ID System	Uses iris scans for unique identity verification.
World ID Protocol	Aims to prevent bots and ensure fairness online.
Global UBI Vision	Distributes WLD tokens to verified individuals.
AI & Web3 Integration	Positioned at the intersection of AI and blockchain.
WLD Token Role	Used for governance and incentive alignment.

10.Ondo Finance (ONDO)

Ondo Finance offers tokenized access to U.S. Treasuries and corporate bonds, which enables the bridging of Traditional Finance and DeFi. This is beneficial for SMSFs that prefer low-risk crypto assets that yield returns while being tied to real-world financial instruments.

By working with institutions and nurturing compliant frameworks, Ondo brings stability and transparency to the DeFi space. The ONDO token serves governance functions and might be linked with protocol revenue share in future.

For conservative SMSF strategies, Ondo is an appealing option, presenting fixed income reliability, blockchain efficiencies, and a diversified crypto exposure that mitigates tight controls on volatile assets, all while conforming to the wary investment guidelines in a highly regulated setting.

Feature	Description
Tokenized Treasuries & Bonds	Offers on-chain access to U.S. securities.
Institutional Compliance	Operates with a strong regulatory focus.
Yield-Bearing Products	Brings stable returns to crypto holders.
DeFi x TradFi Bridge	Connects traditional assets with blockchain infrastructure.
ONDO Token Utility	Used for governance and protocol development.

Conclusion

To sum up, the prominent SMSF cryptocurrencies to track, particularly EigenLayer, Celestia, and Sui, contribute to developments in blockchain technology pertaining to finance, identity, data, and scalability.

Forward-thinking portfolios of diversified SMSFs with a strong focus on digital assets would find these cryptocurrencies compelling due to their budding technological wealth creation opportunities regulated investment structures.

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