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10 Best SMSF Cryptocurrency To Know In 2025 – Top Crypto Picks for Long-Term Growth

19 Best SMSF Cryptocurrency To Know In 2025 – Top Crypto Picks for Long-Term Growth

In this article, I will discuss the Best SMSF Cryptocurrency To Know, highlighting innovative projects that offer strong potential for long-term growth and portfolio diversification.

These cryptocurrencies are ideal for self-managed super funds (SMSFs) seeking exposure to emerging blockchain technologies, DeFi, and digital asset infrastructure while aligning with a forward-looking investment strategy in the crypto space.

Key Points & Best SMSF Cryptocurrency To Know In 2025 List

Project (Token)Key Point
EigenLayer (EIGEN)Introduces restaking to enhance Ethereum security across other protocols.
Celestia (TIA)Modular blockchain for scalable and customizable data availability layers.
Sui (SUI)High-performance Layer 1 using Move language for fast and scalable dApps.
Aptos (APT)Layer 1 blockchain focused on safety and speed, developed by ex-Meta team.
Blast (BLAST)Ethereum Layer 2 with native yield for ETH and stablecoins.
Mantle (MNT)Modular Layer 2 backed by BitDAO, optimized for cost-efficient transactions.
Starknet (STRK)ZK-Rollup on Ethereum using STARK proofs for scalable smart contracts.
Pyth Network (PYTH)Delivers high-frequency financial data feeds from real-world sources to DeFi.
Worldcoin (WLD)Biometric ID project offering a universal basic income via crypto.
Ondo Finance (ONDO)Bridges traditional finance and DeFi, offering tokenized securities.

10 Best SMSF Cryptocurrency To Know In 2025

1.EigenLayer (EIGEN)

EigenLayer has developed a new type of innovation called “restaking,” which allows Ethereum stakers to reuse their staked ETH to secure more networks and services. This boosts capital efficiency while also enhancing the security of new protocols.

EigenLayer offers SMSF investors exposure to yield-optimizing infrastructure layers with significant long-term prospects. As DeFi, rollups, and middleware increasingly extract dependable security sources

EigenLayer (EIGEN)

EigenLayer may emerge as a fundamental technology. EIGEN token serves governance and other developmental functions, thus bolstering claims for strategically innovative crypto assets for diversified self-managed portfolios.

FeatureDescription
RestakingAllows ETH to be reused for securing other protocols.
Ethereum AlignedBuilt on Ethereum’s validator set and staking mechanisms.
Security-as-a-ServiceOffers pooled security to emerging networks.
Capital EfficiencyOptimizes yield from existing staked assets.
EIGEN Token UtilityGovernance and future incentive alignment.

2.Celestia (TIA)

Celestia is the first modular blockchain network to separate the consensus process from execution, creating a new model for achieving scalability. Unlike other projects that operate on a single chain, Celestia focuses on data availability, enabling developers to effortlessly deploy their blockchains.

For SMSF investors interested in cutting-edge infrastructure plays, Celestia integrates vertically into the modular blockchain ecosystem. Its TIA token secures the network and incentivizes data availability, establishing its value as a long-term utility asset.

Celestia (TIA)

As more projects embrace modular architecture, Celestia is expected to expand its role, potentially providing capital appreciation through increased network usage and adoption.

FeatureDescription
Modular Blockchain ArchitectureSeparates consensus and execution layers.
Data Availability LayerSpecializes in storing and verifying transaction data.
Scalable & CustomizableEnables easy creation of scalable blockchains.
Interoperable DesignSupports various execution environments.
TIA Token UtilityUsed for staking, security, and governance.

3.Sui (SUI)

Sui is a Layer 1 blockchain with high-performance capabilities. It is built using a smart contract language developed by Meta (Facebook) called Move. It aims at providing instant settlement, minimal fees, and high scalability, making it an ideal candidate for gaming, NFTs, and other real-time applications.

For investors with Self Managed Super Funds(SMSF), Sui represents a growth opportunity in performance-based blockchain infrastructure. Unlike traditional chains, Sui sets itself apart technically because of its object-centric data models and parallel execution.

Sui (SUI)

The SUI token is used to pay gas fees, participate in governance and staking. Given the increasing demand for fast and easy to use blockchains, Sui has the potential to excel as a consumer facing dApps, which makes a long term investment in Sui very appealing.

FeatureDescription
Move Programming LanguageBuilt for safety and parallel transaction execution.
Object-Oriented ModelTreats all assets as objects for flexibility and speed.
Instant FinalityFast settlement with low latency.
Developer-FriendlySupports complex applications like games and NFTs.
SUI Token UsageUsed for staking, fees, and governance.

4.Aptos (APT)

Aptos is a layer 1 blockchain developed by ex-meta engineers with the intention of creating secure, easily scalable, and user friendly decentralised applications. It employs the Move language and places great importance on security and upgradability.

For SMSF holders considering the long term, Aptos is a fundamentally strong bet on widespread adoption of blockchain technology. Its modular architecture and consensus algorithm provide speed and stability.

Aptos (APT)

The APT token plays a key role in transaction fee payments, staking, and governance. With the evolution of web3, infrastructure like Aptos could capture enterprise and developer attention, making it a prime strategic investment SMSFs concerned with long-term capital growth in technology innovation.

FeatureDescription
Move-Based Smart ContractsFocuses on secure and upgradeable contracts.
Parallel Execution EngineOptimized for throughput and performance.
Strong Developer EcosystemFounded by former Meta engineers with deep expertise.
Upgradability FocusBlockchain designed for safe innovation.
APT Token RoleUsed in staking, gas fees, and governance.

5.Blast (BLAST)

Blast operates as a Layer 2 blockchain on Ethereum. What differentiates it is the yield that is paid natively on ETH and stablecoins directly in wallets and dApps. This may attract passive SMSF investors that want exposure to Ethereum and DeFi yields without needing active management.

It also passively compounds returns, increasing capital efficiency. The BLAST ecosystem synergizes security with composite yield mechanics that are especially optimized in low-interest environments.

Blast (BLAST)

Its purpose is to govern the system and claim rewards in the future. As the growth of Layer 2s continues, Blast stands to gain user traction through its unique proposition, providing diversified income SMSF crypto portfolios.

FeatureDescription
Native Yield LayerEarn interest on ETH and stablecoins natively.
Built on EthereumMaintains compatibility and security with Ethereum.
No Extra Staking NeededAuto-yield without locking assets separately.
Incentivized EcosystemRewards users and developers for participation.
BLAST Token UtilityLikely governance and ecosystem incentives.

6.Mantle (MNT)

Given the investment from BitDAO – one of the largest DAO treasuries, Mantle focuses on maintaining high-performance and low-cost transactions and is regarded as a modular Ethereum Layer 2 network.

It employs an innovative data availability approach in conjunction with optimistic rollups to improve scaling and reduce fee costs. For SMSFs, Mantle provides access to a nascent L2 ecosystem supported by robust financial resources and precise ecosystem incentives.

Mantle (MNT)

MNT token serves as gas fees, governance, and ecosystem rewards which are pivotal to network functioning. With the advancement of dApps requiring lower-cost and higher-efficiency infrastructure, Mantle is set to harness users and developers, thereby increasing its value as a foundational investment for tech-centric long-term portfolios.

FeatureDescription
Modular L2 ArchitectureCombines Optimistic Rollups with modular data layers.
Backed by BitDAOStrong treasury and funding support.
Lower Gas CostsDesigned for high-throughput, low-cost execution.
Developer IncentivesGrants and support for app development.
MNT Token FunctionsUsed for governance, gas, and incentives.

7.Starknet (STRK)

Starknet is a ZK-Rollup layer 2 solution for Ethereum that uses STARK proofs for secure, trustless scalability. Developers building dApps can significantly lower their costs without compromising on Ethereum’s security.

For SMSFs, Starknet provides unrivaled access to advanced scaling cryptography. Unlike other Layer 2s, it has a purpose-built general-purpose ZK environment catered toward DeFi, NFTs, and even enterprise solutions.

Starknet (STRK)

STRK serves governance purposes and will later on, as planned, be used for transaction fee payments and staking. With an increasing demand for Ethereum network infrastructure, Starknet’s zero-knowledge approach could be essential, making STRK a strong long-term SMSF crypto asset with emerging technology and adoption fundamentals.

FeatureDescription
ZK-Rollup ScalingUses STARKs for fast and secure scaling.
General-Purpose Smart ContractsSupports complex dApps and DeFi use cases.
Ethereum CompatibleInherits Ethereum’s security model.
Developer ToolingPowered by Cairo, a unique smart contract language.
STRK Token RoleFor governance, fees, and staking (future).

8.Pyth Network (PYTH)

The Pyth Network is a decentralized oracle network that gives live and accurate financial information straight from reputable sources such as exchanges and market makers. For SMSFs, it allows an entry point into advanced DeFi tokenization of real-word- assets and protocols.

Unlike other oracles, Pyth focuses on providing rapid and low-latency data crucial for modern trading platforms. The token PYTH is utilized for governance and other incentive allocations, thus marking it as an important component of decentralized finance infrastructure.

Pyth Network (PYTH)

As DeFi grows and an on-chain access to sophisticated legacy financial information is needed, Pyth will likely increase his on-chain presence—strategically positioning DeFi assets for safeguarding SMSF crypto investments.

FeatureDescription
Real-Time Data FeedsDelivers market data from top financial sources.
High-Frequency UpdatesSupports time-sensitive DeFi applications.
Broad Asset CoverageIncludes equities, FX, commodities, and crypto.
Cross-Chain AvailabilityWorks across multiple blockchains.
PYTH Token UsageUsed for governance and data economics.

9.Worldcoin (WLD)

The biometric Worldcoin seeks to construct an identity and financial network on a global scale. To prevent bots and guarantee equitable access to services, digital frameworks verify claimed IDs through the World ID system.

For SMSF investors, Worldcoin proposes an application of blockchain that is socially ambitious and technically sophisticated. Individuals verified through the system receive the currency and participate in governance.

Worldcoin (WLD)

Having revenue shares is controversial, but the use of AI and biometrics integrated with crypto shifts the narrative toward UBI and universal financial inclusion. With identity increasingly becoming a crucial online asset, Worldcoin is likely to provide infrastructure for Web3.

FeatureDescription
Biometric ID SystemUses iris scans for unique identity verification.
World ID ProtocolAims to prevent bots and ensure fairness online.
Global UBI VisionDistributes WLD tokens to verified individuals.
AI & Web3 IntegrationPositioned at the intersection of AI and blockchain.
WLD Token RoleUsed for governance and incentive alignment.

10.Ondo Finance (ONDO)

Ondo Finance offers tokenized access to U.S. Treasuries and corporate bonds, which enables the bridging of Traditional Finance and DeFi. This is beneficial for SMSFs that prefer low-risk crypto assets that yield returns while being tied to real-world financial instruments.

By working with institutions and nurturing compliant frameworks, Ondo brings stability and transparency to the DeFi space. The ONDO token serves governance functions and might be linked with protocol revenue share in future.

Ondo Finance (ONDO)

For conservative SMSF strategies, Ondo is an appealing option, presenting fixed income reliability, blockchain efficiencies, and a diversified crypto exposure that mitigates tight controls on volatile assets, all while conforming to the wary investment guidelines in a highly regulated setting.

FeatureDescription
Tokenized Treasuries & BondsOffers on-chain access to U.S. securities.
Institutional ComplianceOperates with a strong regulatory focus.
Yield-Bearing ProductsBrings stable returns to crypto holders.
DeFi x TradFi BridgeConnects traditional assets with blockchain infrastructure.
ONDO Token UtilityUsed for governance and protocol development.

Conclusion

To sum up, the prominent SMSF cryptocurrencies to track, particularly EigenLayer, Celestia, and Sui, contribute to developments in blockchain technology pertaining to finance, identity, data, and scalability.

Forward-thinking portfolios of diversified SMSFs with a strong focus on digital assets would find these cryptocurrencies compelling due to their budding technological wealth creation opportunities regulated investment structures.

FAQ

What is SMSF in relation to cryptocurrency?

SMSF stands for Self-Managed Super Fund, a retirement fund managed by individuals in Australia. SMSFs can invest in cryptocurrencies, allowing investors to diversify their retirement portfolios with digital assets.

Why should I consider cryptocurrencies for my SMSF?

Cryptocurrencies offer high growth potential, portfolio diversification, and exposure to innovative blockchain technologies, which can enhance long-term returns within an SMSF.

Which cryptocurrencies are best suited for SMSFs?

Projects like EigenLayer, Celestia, Sui, Aptos, and Starknet are among the best SMSF cryptocurrencies due to their strong fundamentals, scalability, and utility in emerging blockchain ecosystems.
Frisco d'Anconia is a journalist by profession and a Free Market Activist in Africa. He's has been in Bitcoin since 2011 teaching Bitcoin to college students.