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Home » Blog » 10 Best Zero-Gas Crypto Payment Solutions For Merchants 2026
Banking & Finance

10 Best Zero-Gas Crypto Payment Solutions For Merchants 2026

Osher Deri
Last updated: 28/01/2026 6:13 PM
Osher Deri
3 months ago
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Disclosure: We are not a registered broker-dealer or an investment advisor. The services and information we offer are for sophisticated investors, and do not constitute personal investment advice, which of necessity must be tailored to your particular means and needs. !
10 Best Zero-Gas Crypto Payment Solutions For Merchants 2026
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In this article, I highlight the Best Zero Gas Crypto Payment Solutions for Merchants that enable businesses to accept cryptocurrency without paying for blockchain costs.

Contents
  • Key Points & Best Zero-Gas Crypto Payment Solutions for Merchants
  • 10 Best Zero-Gas Crypto Payment Solutions for Merchants
    • 1. NOWPayments
    • 2. CryptoPay
    • 3. BitPay
    • 4. Coinbase Commerce
    • 5. PayPal (Crypto Checkout)
    • 6. Binance Pay
    • 7. DePay
    • 8. CoinGate
    • 9. CoinPayments
    • 10. Shopify (Crypto Plugins)
  • Conclusion
  • FAQ

These solutions help merchants save costs, ease payments, and go global. From established gateways like BitPay, and Coinbase Commerce, to multifaceted solutions

like NOWPayments and Shopify plugins, I will highlight the top solutions that allow for seamless crypto adoption.

Key Points & Best Zero-Gas Crypto Payment Solutions for Merchants

Payment SolutionKey Point
NOWPaymentsSupports 160+ cryptocurrencies, zero-gas integration, easy API & plugins
CryptoPayInstant settlements, no gas fees, multi-currency support
BitPayWidely adopted, zero-gas merchant tools, fiat conversion options
Coinbase CommerceTrusted brand, seamless checkout, zero-gas crypto-to-fiat conversion
PayPal (Crypto Checkout)Global reach, zero-gas crypto payments, merchant-friendly integration
Binance PayPeer-to-peer, zero-gas transfers, supports major coins
DePayDecentralized payment gateway, zero-gas swaps, Web3 native
CoinGateAccepts 70+ coins, zero-gas settlement, recurring billing support
CoinPaymentsLong-standing gateway, zero-gas merchant tools, multi-wallet support
Shopify (Crypto Plugins)E-commerce integration, zero-gas crypto checkout, easy setup

10 Best Zero-Gas Crypto Payment Solutions for Merchants

1. NOWPayments

NOWPayments is a versatile crypto payment gateway that allows merchants to accept over 100 cryptocurrencies with automatic conversion options.

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It also supports payments in-app or at a physical location, and merchants can integrate with payment APIs, plugins, or invoicing tools.

Customers experience seamless payments with settlement in minutes, and merchants incur low profit padding fees.

NOWPayments

Recurring payments are easily managed, and donations can be processed too – ideal for nonprofits or subscription businesses.

Customers don t lose gas fees, and merchants can adopt crypto profitably, instantly with payments. Paperless, cryptographically secure, and fast.

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ProsCons
Supports 160+ cryptocurrenciesLimited fiat conversion compared to bigger players
Easy API & plugin integrationMerchants may face volatility risk
Zero-gas transactions

2. CryptoPay

CryptoPay requires little technical background from merchants for them to be able to start accepting cryptocurrency payments.

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They will be able to receive payments in major coins like Bitcoin, Ethereum, and other stablecoins, and have the conversion to local currency feature to be able to avoid risks due to volatility.

CryptoPay

Merchants will have ease in managing and tracking their payments and funds through the dashboard. The transactions are secure through two-factor authentication and encryption.

Merchants appreciate the no-gas feature that ensures zero high block chain fee. This is one of the reasons CryptoPay is favored by small and medium sized companies.

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The rapid payments and various available payment methods help improve customer satisfaction and help merchants reach customers from around the world.

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ProsCons
Instant settlementsSmaller ecosystem compared to BitPay
Multi-currency supportLimited global adoption
No gas feesFewer integrations with big e-commerce platforms

3. BitPay

BitPay is one of the oldest in the sector and has built a reputation for allowing seamless acceptance of Bitcoin, Ethereum, and stablecoins from merchants.

They have built a point of sale tool, a payment plugin, and an invoicing system to enable quick integration for online transactions.

Merchants do not have to worry about the risks that can come from volatility in the crypto currency world.

BitPay

Merchants are also protected by their high security from fraud through the use of multi-signature wallets and other security features.

Merchants do not have to worry about high block chain transaction costs thanks to the zero-gas system. Payments for customers are also quick due to the system.

They are also able to make automatic payments and payments in bulk, which is helpful for companies of all sizes that are trying to make use of crypto.

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ProsCons
Widely adopted by merchantsTransaction fees on fiat conversion
Zero-gas merchant toolsLimited coin support compared to NOWPayments
Fiat conversion optionsRequires KYC for merchants

4. Coinbase Commerce

As a product of Coinbase, its credibility, security, highly integrated plugins, and interface with popular ecommerce solutions like Shopify and WooCommerce stand out.

Coinbase Commerce permits sellers to process cryptocurrency payments while maintaining their crypto assets and fear of volatility by instantly converting to USD.

Coinbase Commerce

Sellers enjoy zero gas fees which allows Coinbase Commerce to offer cost-efficient transactions. Unlike its competitors, Coinbase Commerce allows advanced customization, offering a variety of services to a wide range of customers.

Cost-effective, transparent, and user-friendly solution service with global reach, no other service competes with the dominate first integrated crypto payment offering.

ProsCons
Trusted brand with global reachCustodial risk if Coinbase faces downtime
Seamless checkout integrationLimited customization for merchants
Zero-gas crypto-to-fiat conversionHigher fees compared to decentralized options

5. PayPal (Crypto Checkout)

PayPal now lets merchants accept cryptocurrency through its crypto checkout feature and has access to a large growing market. PayPal accepts and converts cryptocurrency into fiat currency.

Merchants get paid in fiat currency. Merchants gain easy access and flexibility to PayPal and cryptocurrency, as they are usually getting to the cryptocurrency market.

PayPal (Crypto Checkout)

Merchants pay $0 as PayPal processes the crypto buy, and PayPal does all the risk management related to.

Customers now get to buy and pay through cryptocurrency, and do not leave the PayPal flow. PayPal gets to expand cryptocurrency offerings to its large user base. Merchants are now able to accept cryptocurrency payments.

ProsCons
Massive global user baseOnly supports select cryptocurrencies
Merchant-friendly integrationCentralized control, less privacy
Zero-gas crypto paymentsHigher transaction fees than crypto-native gateways

6. Binance Pay

Binance Pay helps users of the Binance ecosystem to switches to virtual payments without the worry of transaction fees.

Binance Pay is unique because you can instantly exchange your funds to a stable coin or traditional currency.

Binance Pay

Merchants can integrate Binance Pay using QR codes, APIs or e-commerce plugins. Binance pays customers the most gas fees when using any Binance system.

This is a great choice with the additional advantages of a global system with many users who will use your services. This is good for education or real services.

ProsCons
Peer-to-peer zero-gas transfersReliant on Binance ecosystem
Supports major coinsRegulatory restrictions in some countries
Strong brand recognitionLimited fiat conversion options

7. DePay

DePay provides an innovative method for paying for goods on the web3 and e-commerce platforms. It provides various blockchain services without costs merchants gas fees.

It facilitates real-time crypto transactions and instantly converts the crypto into merchants’ tokens, reducing the volatility risk.

DePay uses API and plugin integrations for merchants and can automate periodic payments. DePay caters to traditional and decentralized businesses.

DePay

Its open-source software provides transparent and flexible options for merchants to customize their platforms for payments and loyalty offerings.

DePay has vertically integrated to eliminate transaction costs designed for the customer to instantly and efficiently crypto spend and receive services on multiple platforms.

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ProsCons
Decentralized payment gatewayLess mainstream adoption
Zero-gas swapsRequires Web3 knowledge for setup
Web3 native solutionLimited fiat off-ramp options

8. CoinGate

CoinGate contains e-commerce integrations, invoicing, and POS offerings, to allow for real-time crypto transactions and enables merchants to receive payments in Bitcoin, Ethereum, and Litecoin, and over 70 other cryptocurrencies with flexible settlement options.

Merchants can convert their payment to stocks to protect against inflation. Merchants in operational cost, since it’s a zero gas cost program.

CoinGate

It has efficient blockchain security, built in e commerce integrations, and flexible designs for various crypto offerings to quickly scale to large operational volumes.

Visit Now
ProsCons
Accepts 70+ coinsSmaller brand presence than Coinbase
Recurring billing supportConversion fees apply
Zero-gas settlementLimited integrations with big platforms

9. CoinPayments

CoinPayments is one of the most used and accepted cryptocurrency payment processors, and is one of the few that manages over 3,000 coins and allows for multi-chain wallet management.

Merchants can accept payments through online and brick-and-mortar stores using their plugins, APIs, or payment invoices.

The payment processor provides instant cryptocurrency to fiat conversion and allows for transaction management through their control panel

CoinPayments

Creating a seamless payment experience. Security is a top priority, and CoinPayments implements cold wallet storage

3D Secure, and anti-fraud systems for their users. CoinPayments’ zero gas model allows merchants to not shoulder the costs associated with transacting over the blockchain

So cryptocurrency payments become more financially viable. The payment processor has many more features and is a great fit for business owners looking to diversify their payment processor to capture the growing marketplace that cryptocurrency offers.

ProsCons
Long-standing crypto gatewayInterface less modern compared to newer solutions
Multi-wallet supportConversion fees can be high
Zero-gas merchant toolsLimited fiat conversion options

10. Shopify (Crypto Plugins)

Shopify merchants are able to accept cryptocurrency payments because the site integrates with BitPay, Coinbase Commerce, and CoinPayments.

All these payment solutions integrate with Shopify’s checkout and offer options for automatic conversion to fiat currency and invoicing.

Shopify merchants benefit from zero-gas solutions, meaning there are no transaction fees on the blockchain to be paid by the merchant or the customer, streamlining operational costs.

Shopify (Crypto Plugins)

Shopify’s ecosystem supports both digital and offline retail and the solutions enhance Shopify with analytics, payment solutions for multiple cryptocurrencies, and payments set to recur.

This allows merchants with no technical skills to easily adopt cryptocurrency payment options and allows their customers to transact with them from any place using Shopify’s secured payments.

ProsCons
Easy e-commerce integrationDependent on third-party crypto plugins
Zero-gas crypto checkoutLimited coin support depending on plugin
Merchant-friendly setupRequires Shopify subscription

Conclusion

To sum up, the leading zero gas charge crypto payment options allow merchants to accept digital currencies, address the pain of Blockchain fees, enjoy flexibility, and have a global reach with reduced transaction costs.

There are many entities, including NOWPayments, BitPay, Coinbase Commerce, Binance Pay, and the Shopify plugin, that serve the varying needs of all,

Including small to large enterprise merchants, offering a balance of supported coins, integrations, and ease of conversion of fiat currencies allowing merchants to enjoy seamless, safe, and efficient crypto payment options.

FAQ

What is a zero-gas crypto payment solution?

It’s a payment gateway where merchants don’t pay blockchain transaction (gas) fees, making crypto acceptance cheaper and more predictable.

Which cryptocurrencies are commonly supported?

Most solutions support Bitcoin, Ethereum, stablecoins, and some altcoins; specific tokens depend on the platform.

Are these solutions secure?

Yes, reputable gateways like BitPay, Coinbase Commerce, and Binance Pay use encryption, two-factor authentication, and cold storage for safety.

Can merchants convert crypto to fiat?

Yes, most platforms allow instant conversion to fiat to reduce volatility risk.

Which platforms are easiest to integrate?

Shopify plugins, NOWPayments, and Coinbase Commerce offer simple integrations with APIs, plugins, or widgets.

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