This article will cover forex brokers with no swap fees on crypto pairs. One of the benefits of the swap-free accounts is that traders will not have overnight interest fees. This is beneficial for traders that are wanting to hold crypto positions for an extended period of time or for traders that practice Islamic finance. This article will cover different brokers that are currently available, their trader platforms, their covered cryptos, and what features of the brokers are unique in the current market.
How To Choose Forex Brokers With No Swap Fees on Crypto Pairs
Choose Regulated Forex Brokers
Regulated Forex Brokers include FCA, CySEC, ASIC or SEBI regulated brokers. Regulations provide transparency to clients’ funds safety and Islamic finance compliance.
Confirm Swap Free Policy
Some brokers offer unlimited swap free accounts (e.g. Exness, XM) and some swap free accounts (Pepperstone, AvaTrade). After a grace period, some brokers swap free accounts are subject to an admin fee.
Consider Various Account Types
A broker’s flexibility is important and determines long-term commitment. Examples of available accounts are micro, standard, ECN, and professional accounts.
Review Trading Platforms
Select a broker offering MT4, MT5 or cTrader for trading with advanced tools. Trading with platforms like AvaTradeGO or Deriv Trader is convenient for new traders.
Consider Trading Cryptos Covered
Brokers offer varying coverages of crypto pairs. Ensure your preferred pairs (BTC, ETH, LTC, XRP, DOGE, ADA) are available to you.
Evaluate Deposits and Withdrawals
Select a broker that offers alternative funding methods like crypto withdrawal and deposit (AMarkets, Deriv, OctaFX), or INR local funding (HFM, XM, IC Markets).
Evaluate Spreads and Fees
Admin fees often accompany swap-free accounts and increase the overall cost. Compare spreads to avoid hidden costs.
Consider Regional Accessibility
For Indian traders, HFM, XM, Exness, and IC Markets, offer INR local funding and quality regional support.
Benefits Of Forex Brokers With No Swap Fees on Crypto Pairs
Cost Savings
Removes charges for overnight interest on long-term crypto holdings.
Islamic Finance Compliance
Swap free accounts fulfill the requirements of Shariah, allowing Muslim traders to use them.
Long-Term Holding
Holding BTC, ETH, or other crypto pairs costs nothing and can be held indefinitely.
Transparent Pricing
Traders do not need to consider rollover costs.
Better Risk Management
Swap free accounts simplify calculations and make risk management easier to understand and predict.
Accessibility for Global Traders
Swap free accounts are available across most regions, and therefore are accessible worldwide.
Flexibility Across Accounts
Available on Micro, Standard, ECN, and Professional accounts. Traders have a variety of options.
Crypto Deposit Options
Many brokers (AMarkets, Deriv, OctaFX) allow crypto deposits/withdrawals, adding convenience.
Reduced Trading Stress
Swap free trading eliminates the worry of holding volatile crypto positions.
Key Points
| Broker | Swap-Free Policy | Crypto Coverage | Key Notes |
|---|---|---|---|
| XM | Request upgrade to swap‑free | BTC, ETH, LTC, XRP | No hidden admin fees; indefinite holding allowed |
| Pepperstone | Swap‑free on Standard/Razor | BTC, ETH, ADA, DOGE | 5‑day grace period; admin fee after day 6 |
| AvaTrade | Request via support | BTC, ETH, BCH, DASH | Up to 5 days swap‑free; wider spreads possible |
| Exness | All accounts swap‑free | BTC, ETH, LTC, XRP | Unlimited holding; no admin fees |
| HFM | Swap‑free available | BTC, ETH, DOGE | FCA, CySEC regulated; ₹0 minimum deposit for India |
| IC Markets | Islamic/swap‑free accounts | BTC, ETH, ADA | Competitive spreads; widely used in India |
| AMarkets | Swap‑free option | BTC, ETH, USDT | Supports crypto deposits/withdrawals; Trustpilot 4.8/5 |
| Deriv | Swap‑free available | BTC, ETH, LTC | 70k+ reviews; instant crypto deposits |
| FXCC | Swap‑free accounts | BTC, ETH | Instant crypto deposits; strong retail reputation |
| OctaFX | Swap‑free option | BTC, ETH, DOGE | Popular in Asia; fast crypto withdrawals |
1. XM
Founded in 2009, XM is licensed and regulated in multiple jurisdictions including CySEC and ASIC. XM offers accounts that can be made swap-free on request, making them ideal for traders holding long positions on crypto.

XM has a range of BTC, ETH, LTC, and XRP pairs available. XM offers Micro, Standard and XM Ultra Low accounts and the platforms are available on MT4 and MT5. There are numerous educational resources as well as multilingual support.
XM swap-free accounts provide the ability to hold crypto positions without any hidden fees. This is beneficial to Islamic traders as well as those looking to avoid overnight fees. The reliability and broad crypto coverage make XM an ideal choice for both retail and institutional clients.
| Feature | Details |
|---|---|
| Founded | 2009 |
| Regulation | CySEC, ASIC |
| Account Types | Micro, Standard, Ultra Low |
| Platforms | MT4, MT5 |
| Crypto Coverage | BTC, ETH, LTC, XRP |
| Swap-Free Policy | Unlimited upon request |
| Deposits | INR, USD, EUR |
| Education | Extensive webinars & tutorials |
| Support | 24/7 multilingual |
2. Pepperstone
Established in 2010 and with ASIC, FCA, and DFSA regulations, Pepperstone delivers swap-free accounts on its Standard and Razor accounts on BTC, ETH, ADA, and DOGE. Traders also enjoy ultra-low spreads on all three of the major trading platforms, MT4, MT5 and cTrader.

With Pepperstone’s swap-free accounts, traders are allowed a 5 day grace period before an admin fee is charged, making this broker a good option for traders looking to take short to medium-term crypto trading positions.
Pepperstone’s reliability is known for its fast execution in an unpredictable market and liquidity. Their global presence, strong regulation, and client-centered fees make Pepperstone a provider of choice for swap-free crypto trading for both retail and institutional clients.
| Feature | Details |
|---|---|
| Founded | 2010 |
| Regulation | ASIC, FCA, DFSA |
| Account Types | Standard, Razor |
| Platforms | MT4, MT5, cTrader |
| Crypto Coverage | BTC, ETH, ADA, DOGE |
| Swap-Free Policy | 5-day grace, admin fee after |
| Deposits | Bank, cards, e-wallets |
| Execution | Ultra-fast, deep liquidity |
| Support | 24/5 global |
3. AvaTrade
AvaTrade was founded in 2006 and is regulated by the Central Bank of Ireland and ASIC. It offers swap-free on request accounts to trade crypto pairs of BTC, ETH, BCH, and DASH. AvaTrade has user friendly mobile trading along with MT4, MT5, and AvaTradeGO trading platforms, along with a flexible swap-free policy.

This policy provides traders with a 5 day hold period with no cost of rolling Crypto positions overnight, after which the spreads widen or admin fees apply. A renowned name in trading education and trading tools, AvaTrade is suitable for beginners and seasoned traders. Its global focus and crypto flexibility ensures traders flexibility in the swap-free crypto trading space.
| Feature | Details |
|---|---|
| Founded | 2006 |
| Regulation | Central Bank of Ireland, ASIC |
| Account Types | Retail, Professional |
| Platforms | MT4, MT5, AvaTradeGO |
| Crypto Coverage | BTC, ETH, BCH, DASH |
| Swap-Free Policy | 5 days, admin fee after |
| Deposits | Bank, cards, crypto |
| Education | Ava Academy |
| Support | 24/5 multilingual |
4. Exness
Exness was established in 2008 and currently has licenses with CySEC and FCA. Its unique selling point is providing actually unlimited swap-free accounts in all trading platforms including MT4 and MT5.

Exness provides liquid crypto trading pairs including BTC, ETH, LTC and XRP, without any admin fees, making it one of the better options for longer crypto trading. Exness has a solid reputation for transparency in business, fast withdrawals, and good liquidity.
Exness has both Standard and Professional Accounts, and offers swap-free accounts, making it more likely that traders will engage in longer crypto holding and avoid paying overnight interest.
| Feature | Details |
|---|---|
| Founded | 2008 |
| Regulation | CySEC, FCA |
| Account Types | Standard, Professional |
| Platforms | MT4, MT5 |
| Crypto Coverage | BTC, ETH, LTC, XRP |
| Swap-Free Policy | Unlimited, no admin fees |
| Deposits | Instant crypto & fiat |
| Withdrawals | Instant processing |
| Support | 24/7 global |
5. HFM
HFM (formerly HotForex), which opened its doors in 2010, is also regulated by CySEC and FCA. Swap-free crypto trading accounts come paired with crypto pairs of BTC, ETH, and DOGE. Traders can choose between the HFM proprietary app or trade on MT4 and MT5. HFM offers accounts ranging from Micro to Premium.

HFM is trending in Asia and India due to INR deposits and zero minimum deposits. Customers appreciate HFM’s swap-free Islamic Finance accounts, along with educational resources, market analysis, and customer support. HFM also offers competitive spreads and reliable execution making it a reputable swap-free broker for crypto trading.
| Feature | Details |
|---|---|
| Founded | 2010 |
| Regulation | FCA, CySEC, FSCA |
| Account Types | Micro, Premium, Zero |
| Platforms | MT4, MT5, HFM App |
| Crypto Coverage | BTC, ETH, DOGE |
| Swap-Free Policy | Available on request |
| Deposits | INR, USD, EUR |
| Education | Webinars, analysis |
| Support | 24/5 multilingual |
6. IC Markets
Based in Australia with ASIC, CySEC, and FSA regulators, IC Markets has swap-free Islamic accounts for crypto pairs like BTC, ETH, and ADA. IC Markets’ ultra-low spreads combined with deep liquidity implemented through MT4, MT5, and cTrader trading platforms have won them a great clientele in India, Asia, and elsewhere with INR deposits and quick execution.

IC Markets’ swap-free accounts offer longer position holding without the overnight fee burden and are designed for professional traders. With a high reputation for fair and affordable pricing and institutional quality trading, IC Markets provides swap-free crypto exposure for professional traders.
| Feature | Details |
|---|---|
| Founded | 2007 |
| Regulation | ASIC, CySEC, FSA |
| Account Types | Standard, Raw Spread |
| Platforms | MT4, MT5, cTrader |
| Crypto Coverage | BTC, ETH, ADA |
| Swap-Free Policy | Islamic accounts |
| Deposits | INR, USD, EUR |
| Execution | Institutional-grade |
| Support | 24/7 global |
7. AMarkets
AMarkets was established in 2007. FSA regulates it. AMarkets offers swap-free accounts for selected crypto pairs including BTC, ETH and USDT.

AMarkets’ popular WebTrader and MT5 along with MT4 are offered by the broker. AMarkets offers comfortable digital currency trading, as it supports both digital currency deposits and withdrawals.
AMarkets has an excellent reputation with its clients, especially with its Trustpilot rating of 4.8/5.
AMarkets takes pride in its unique proposition to facilitate hold long position of crypto without incurring a cost, compliance with Islamic Finance Theory.
| Feature | Details |
|---|---|
| Founded | 2007 |
| Regulation | FSA |
| Account Types | Standard, ECN |
| Platforms | MT4, MT5, WebTrader |
| Crypto Coverage | BTC, ETH, USDT |
| Swap-Free Policy | Available |
| Deposits | Crypto & fiat |
| Reputation | Trustpilot 4.8/5 |
| Support | 24/5 multilingual |
8. Deriv
Established in 1999, Deriv is a company which is regulated by the MFSA and VFSC. Its offerings include Swap-free accounts for crypto pairs of BTC, ETH and LTC. These accounts allow the users flexibility to select from MT5, Deriv Trader or Deriv GO.

Deriv’s instant crypto deposits and withdrawals make them a preferred choice for digital asset traders. Reliability and transparency are the hallmarks of Deriv with over 70,000 reviews. With swap-free accounts, traders do not have to incur overnight interest for holding crypto positions.
Islamic traders prefer these accounts as do traders whose long term trading strategies cannot afford excessive costs. Deriv has superior technology with efficient order execution and narrow spreads.
| Feature | Details |
|---|---|
| Founded | 1999 |
| Regulation | MFSA, VFSC |
| Account Types | Standard, MT5 |
| Platforms | MT5, Deriv Trader, Deriv GO |
| Crypto Coverage | BTC, ETH, LTC |
| Swap-Free Policy | Available |
| Deposits | Crypto & fiat |
| Reviews | 70k+ positive |
| Support | 24/7 multilingual |
9. FXCC
FXCC was created in 2010 and holds a license from CySEC. Maintaining a regulatory status, FXCC offers swap-free crypto accounts to trade bitcoin and ethereum. ECN execution on MT4 guarantees for traders tight spreads and fast order execution.

FXCC provides services for traders that fund their accounts with cryptocurrencies and is known for its fast withdrawals and deposits for cryptocurrency trading. Swap-free accounts at FXCC allow traders to hold crypto trading positions without incurring a financial cost, thereby catering to practices of Islamic finance.
Clients of FXCC appreciate their services and support along with their reputation for transparency. FXCC has earned a reputation for reliable execution and low spreads, which makes them a preferred swap-free broker of choice for crypto traders in 2026.
| Feature | Details |
|---|---|
| Founded | 2010 |
| Regulation | CySEC |
| Account Types | ECN |
| Platforms | MT4 |
| Crypto Coverage | BTC, ETH |
| Swap-Free Policy | Unlimited |
| Deposits | Crypto & fiat |
| Execution | ECN fast processing |
| Support | 24/5 multilingual |
10. OctaFX
OctaFX was founded in 2011 and was the first to offer swap-free, crypto pair trading (BTC, ETH, and DOGE) accounts, facilitated by its CySEC license. Now, traders have access to MT4, MT5, and OctaTrader with multiple account options including Micro, Pro, and ECN. As an expanding broker, OctaFX wants to provide a service for a broad audience and has established itself successfully in several Asian and Indian markets where they have a high percentage of traders.

This is facilitated by their INR deposit options and fast crypto withdrawal options. Evidently, for traders looking for swap-free trading accommodated by OctaFX’s trading services, this broker also appeals to the principles of Islamic finance. Traders appreciate OctaFX’s educational support…
| Feature | Details |
|---|---|
| Founded | 2011 |
| Regulation | CySEC |
| Account Types | Micro, Pro, ECN |
| Platforms | MT4, MT5, OctaTrader |
| Crypto Coverage | BTC, ETH, DOGE |
| Swap-Free Policy | Available |
| Deposits | INR, USD, crypto |
| Withdrawals | Fast crypto processing |
| Support | 24/7 multilingual |
Comparison of Swap‑Free Crypto Brokers (2026)
| Broker | Founded | Regulation | Account Types | Platforms | Crypto Coverage | Swap‑Free Policy | Deposits/Withdrawals | Special Strength |
|---|---|---|---|---|---|---|---|---|
| XM | 2009 | CySEC, ASIC | Micro, Standard, Ultra Low | MT4, MT5 | BTC, ETH, LTC, XRP | Unlimited on request | INR, USD, EUR | Strong education & support |
| Pepperstone | 2010 | ASIC, FCA, DFSA | Standard, Razor | MT4, MT5, cTrader | BTC, ETH, ADA, DOGE | 5‑day grace, admin fee | Bank, cards, e‑wallets | Ultra‑fast execution |
| AvaTrade | 2006 | Central Bank of Ireland, ASIC | Retail, Professional | MT4, MT5, AvaTradeGO | BTC, ETH, BCH, DASH | 5 days, admin fee | Bank, cards, crypto | User‑friendly mobile app |
| Exness | 2008 | CySEC, FCA | Standard, Professional | MT4, MT5 | BTC, ETH, LTC, XRP | Unlimited, no admin fees | Instant crypto & fiat | Transparent withdrawals |
| HFM | 2010 | FCA, CySEC, FSCA | Micro, Premium, Zero | MT4, MT5, HFM App | BTC, ETH, DOGE | Available on request | INR, USD, EUR | Popular in Asia/India |
| IC Markets | 2007 | ASIC, CySEC, FSA | Standard, Raw Spread | MT4, MT5, cTrader | BTC, ETH, ADA | Islamic accounts | INR, USD, EUR | Institutional‑grade liquidity |
| AMarkets | 2007 | FSA | Standard, ECN | MT4, MT5, WebTrader | BTC, ETH, USDT | Available | Crypto & fiat | Trustpilot 4.8/5 |
| Deriv | 1999 | MFSA, VFSC | Standard, MT5 | MT5, Deriv Trader, Deriv GO | BTC, ETH, LTC | Available | Crypto & fiat | 70k+ reviews |
| FXCC | 2010 | CySEC | ECN | MT4 | BTC, ETH | Unlimited | Crypto & fiat | ECN fast processing |
| OctaFX | 2011 | CySEC | Micro, Pro, ECN | MT4, MT5, OctaTrader | BTC, ETH, DOGE | Available |
Conclusion
In 2026, crypto pairs that allow for swap-free accounts have become very attractive features for traders who wish to avoid overnight financing costs for holding digital assets. The 10 brokers we analyzed (XM, Pepperstone, AvaTrade, Exness, HFM, IC Markets, AMarkets, Deriv, FXCC, OctaFX) each have their own kinds of advantages for regulation, platforms, crypto range, and flexibility with account structures.
For long-term crypto traders, stand out Exness and XM have unlimited swap-free policies. Pepperstone and AvaTrade offer favorable policies for short-term strategies with grace periods, and IC Markets and HFM focus on traders from the Asia-Pacific and Indian subcontinent with deposit currencies of the Indian Rupee. Finally, AMarkets, Deriv, FXCC and OctaFX excel for crypto deposit and withdrawal and especially for their reputations in the retail market.
The different trading styles can also help select the right broker. For traders who wish to hold crypto for a long-period, low-cost policies will be most important, while traders who wish to access multiple regions would favor traders with brokers supporting low-cost policies and regional access. Swap-free crypto accounts for 2026 align brokers and traders with Islamic financing while offering opportunities for low-cost exposure to crypto assets.
FAQ
What is a swap fee?
A swap fee (or rollover interest) is charged when you hold a trading position overnight. In crypto trading, swap fees can accumulate quickly due to volatility. Swap‑free accounts eliminate these charges, making them ideal for long‑term traders and those following Islamic finance principles.
Which brokers offer true unlimited swap‑free crypto trading?
Among the 10 brokers listed, Exness and XM stand out for offering truly unlimited swap‑free accounts with no hidden admin fees. This means traders can hold crypto positions indefinitely without extra costs.
Do swap‑free accounts replace fees with admin charges?
Yes, some brokers like Pepperstone and AvaTrade provide swap‑free accounts but apply admin fees after a grace period (usually 5 days). This is important for traders planning to hold positions longer than a week.
Which platforms can I use for crypto trading?
Most brokers support MT4 and MT5, while some also offer proprietary platforms:
Pepperstone → cTrader
AvaTrade → AvaTradeGO
Deriv → Deriv Trader & Deriv GO
OctaFX → OctaTrader

