About Ocean Credit Card
The Ocean Credit Card is issued by Capital One (Europe) plc. Ocean and Ocean Finance are trading styles of Intelligent Lending Limited 2023. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales, (Company number 4291279).
Mastercard is a registered trademark of Mastercard International Incorporated. Capital One® is a registered mark of Capital One. Capital One (Europe) plc. Registered Office: Trent House, Station Street, Nottingham NG2 3HX.
Ocean Credit Card Specification Overview
| Card | Features |
|---|---|
| Anonymity | Medium |
| Available in USA | No – European Economic Area (EEA) only |
| Credit limit | up to £8,000 |
| Mobile App | Yes – iOS & Android |
| Abroad Transfer | 0% |
| Card Currency | Yes – Apple Pay & Google Pay |
| Official website | Click Here To Visit |
Is the Ocean Credit Card Good For You ?
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How to Apply for the Ocean Credit Card
- Complete our simple, straight forward form.
- QuickCheck will tell you if you’ll be accepted
- Apply online with confidence
- Once approved, your card will arrive in 7-10 working days.
Ocean Credit Card and Features
Competitive APR
The Ocean Credit Card offers an annual percentage rate (APR) starting from 24.9% APR (variable). This APR represents the interest charged on outstanding balances and may change with market conditions.
Ocean Credit Card No Annual Fee
With no annual fee attached to The Credit Card, costs can remain lower and making this card more cost-effective for you.
Initial Credit Limit
The Card offers customers an initial credit limit ranging from PS200 to PS8,000. Each customer’s exact limit depends on their unique financial history and needs; factors like income, credit score and other financial obligations could impact this figure.
Personalized lending solutions
The offers customized credit offerings that meet individual customer needs and repayment capabilities. By taking into account each applicant’s history and financial circumstances, this card seeks to match each credit limit to their needs and repayment capabilities.
Issued by Capital One (Europe)
The Ocean Credit Card is issued by Capital One (Europe), an established financial institution known for their credit card products and services. Capital One has a strong presence within the credit card industry and offers various features and benefits to their cardholders.
Trading Name
The Credit Card is offered through Ocean Finance, operating under Intelligent Lending Limited’s trading name. Ocean Finance has long been recognized in the lending industry and provides customers with financial services designed to assist with managing both credit and finances effectively
Ocean Credit Card Support
Capital One (Europe), the issuer of your Ocean Credit Card, offers excellent customer support services that can assist with any questions, inquiries or issues that arise with it. Reaching out directly is the best way to resolve them efficiently. For customer service purposes, either look on the back of your card for its phone number or visit Capital One (Europe). On their website, you may discover a “Contact Us” section offering contact options like phone numbers and emails addresses as well as live chat features to connect directly with customer support representatives.
Alternatively, if you own an online account for your Credit Card, you can log in and explore support options, such as secure messaging or online help centers. It is highly recommended to have all relevant card details at hand before reaching out for support, for a seamless and more efficient experience.
Is the Ocean Credit Card Safe?
Capital One (Europe), as the card issuer, and responsible card usage by cardholders all play an essential part in keeping their Ocean Credit Cards secure. Capital One has earned an exceptional reputation as a financial institution committed to customer security. Businesses implement multiple measures to protect cardholder information, such as fraud detection systems and monitoring any suspicious activities that might compromise it.
Furthermore, they offer fraud liability coverage for cardholders for an extra layer of security. Cardholders must take responsibility in protecting themselves by safeguarding their cards and card details, only using it on trusted platforms, and reporting any unapproved charges promptly. By following these practices and working with an reputable issuer like Capital One, such as an Ocean Credit Card can be considered secure.
Conclusion
Capital One Europe offers the Ocean Credit Card as a solution for individuals searching for credit. With competitive variable APR starting from 24.9% APR (variable), no annual fee and an initial credit limit range between PS200 to PS8000 that is tailored specifically to your credit history and financial situation – along with being operated under Intelligent Lending Limited’s trading name of Ocean Finance; individuals can make an informed decision as to whether this credit card meets their needs or not.
FAQ
What is the Ocean Credit Card?
The Ocean Credit Card is a credit card offered by Capital One (Europe) with features such as an initial credit limit, variable APR, and no annual fee.
How do I apply for the Ocean Credit Card?
To apply for the Ocean Credit Card, you can visit the official website of Capital One (Europe) or follow their application process. Provide the necessary information, including personal and financial details, as required.
What is the APR for the Ocean Credit Card?
The APR (Annual Percentage Rate) for the Ocean Credit Card starts from 24.9% APR (variable). The specific rate you receive may vary depending on factors such as your creditworthiness and market conditions.
What is the initial credit limit for the Ocean Credit Card?
The initial credit limit for the Ocean Credit Card ranges from £200 to £8,000. The amount offered is determined based on factors such as your credit history and financial situation.
