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Home » Blog » PayPal launches “Pay with Crypto” to Streamline Digital Currency Payments Across U.S. Merchants: Details
CryptoCurrencies

PayPal launches “Pay with Crypto” to Streamline Digital Currency Payments Across U.S. Merchants: Details

Fridah Kangai
Last updated: 10/09/2025 6:14 PM
Fridah Kangai
3 months ago
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Disclosure: We are not a registered broker-dealer or an investment advisor. The services and information we offer are for sophisticated investors, and do not constitute personal investment advice, which of necessity must be tailored to your particular means and needs. !
PayPal launches "Pay with Crypto" to Streamline Digital Currency Payments Across U.S. Merchants: Details
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PayPal has introduced a new feature, “Pay with Crypto,” allowing U.S. merchants to accept payments in over 100 digital currencies. According to Wu Blockchain, this includes major cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and Solana (SOL), with near-instant conversion to fiat or stablecoins.

This new service enables merchants to receive payments directly in a preferred currency without handling the crypto itself. PayPal automatically converts the selected crypto into fiat or a stablecoin, helping businesses avoid volatility while still offering customers a digital currency option.

PayPal has launched “Pay with Crypto,” enabling U.S. merchants to accept over 100 cryptocurrencies—including BTC, ETH, USDT, and SOL—with near-instant conversion to fiat or stablecoins and a low 0.99% transaction fee. pic.twitter.com/4Gi3cA2Dv4

— Wu Blockchain (@WuBlockchain) July 28, 2025

The service’s transaction fees are set at 0.99%, which is significantly lower than many traditional payment processors. This could attract more merchants seeking to cut costs while expanding their payment capabilities.

The platform is designed to integrate smoothly into existing systems, eliminating the need for technical restructuring. Merchants can activate crypto payments without extensive adjustments, making adoption faster and more practical.

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Supported transactions will be processed securely through PayPal’s infrastructure, with real-time tracking and backend support. This ensures stability and efficiency for businesses handling large transaction volumes.

Also Read: Coinbase and PayPal Partner to Expand PYUSD Stablecoin Reach in Crypto and DeFi Ecosystems

Over 100 Cryptocurrencies Now Accepted With Seamless Fiat Conversion

PayPal’s decision to include stablecoins like USDT provides added reassurance for businesses managing revenue consistency. Accepting crypto payments while receiving fiat helps protect merchants from sudden market shifts that typically affect digital currencies.

The service also includes detailed merchant dashboards for transaction tracking, conversions, and reporting. These tools offer greater clarity and transparency, which is critical for business operations and compliance with financial regulations.

According to Wu Blockchain, PayPal’s expansion into crypto payments aims to bring digital assets closer to mainstream commerce. The feature simplifies complex processes that have previously discouraged crypto adoption among traditional retailers.

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By enabling payments in over 100 digital currencies, PayPal is offering both flexibility to customers and stability to merchants. The initiative reflects an ongoing effort to merge digital innovation with practical business tools in the U.S. payments space.

Conclusion

“Pay with Crypto” offers U.S. merchants a streamlined path to accepting multiple cryptocurrencies without managing digital wallets. With fast conversion, low fees, and wide asset support, PayPal is simplifying the crypto payment experience.

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Also Read: How To Transfer from PayPal To Binance – Easy Step-by-Step Guide

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