In this article, I will discuss the Top Groundfloor Competitors in 2025. As real estate investing evolves, several platforms are emerging to offer diverse opportunities. Whether you’re interested in residential, commercial, or debt investments
These competitors are providing innovative ways to diversify portfolios and generate returns. Let’s explore the best alternatives to Groundfloor for savvy investors in 2025.
Key Points & Top Groundfloor Competitors In 2025 List
| Platform | Key Features | Investment Types |
|---|---|---|
| Fundrise | Easiest for beginners, offers diversified portfolios | Residential & Commercial Real Estate |
| RealtyMogul | Access to both REITs & individual deals, accredited investors only | Commercial Real Estate |
| CrowdStreet | Focus on high-quality, institutional-grade commercial projects | Commercial Real Estate |
| EquityMultiple | Focus on accredited investors with a variety of deals | Commercial Real Estate |
| Upright | Offers lower minimums for accredited investors | Commercial & Multi-Family Real Estate |
| PeerStreet | Focuses on real estate debt investments, short-term opportunities | Real Estate Debt |
| First National Realty Partners (FNRP) | Focus on institutional real estate investments | Commercial Real Estate |
| Roofstock | Focuses on single-family rental properties for investors | Single-Family Rentals |
| Streitwise | Offers low-cost REIT investing options | Commercial Real Estate (REITs) |
9 Top Groundfloor Competitors In 2025
1.Fundrise
Fundrise provides an easy method of investing in real estate. Competitors such as RealMogul, CrowdStreet, and EquityMultiple offer similar services, however they do require higher investments andonly cater to accredited investors.
PeerStreet and Streitwise do offer alternatives within the debt investments and REITs, while Roofstock does single family rental investments.
Pros:
- Easy for new investors as low investment requirement means lower entry costs.
- Provides an opportunity to invest in well distributed portfolios covering both residential and commercial businesses.
- Fee structure is clear and account statements can be availed easily.
Cons:
- Offerings are limited to accredited investors.
- Unlike aggressive real estate focused competitors, it lags behind in offering returns.
- Very few sellers for the shares leading to the second market being exceptionally limited.
2.RealtyMogul
RealtyMogul is a well known and popular real estate investment platform, having competitiion with Fundrise, that has low minimums and diversified portfolios. CrowdStreet and EquityMultiple serve accredited investors with projects in commercials real estate.
PeerStreet is best know for short term real estate debt investment. Roofstock deals in single family rental properties while Streitwise has a lower fee option for REITs and passive income.
Pros:
- Deals and partnerships offer individual real estate and as well as access to Real Estate Investment Trusts (REIT).
- Both accredited and non accredited investors can join with some constraints.
- Many institutional investors from US trust that invest in commercial real estate.
Cons:
- Other platforms do not compare in this regard.
- Some opportunities only accessible for accredited investors.
- Investments of certain types can incur unusually high fees.
3.CrowdStreet
CrowdStreet has competition with top versitle platforms such as Fundrise who are renowned for their low barriers to entry and rich portfolios. RealtyMogul and EquityMultiple focus on commercial real estate, but do have a problem with the markets requiring accredited investors.
PeerStreet enables a much broader market with opportunities in short term real estate debt, while Roofstock focuses on rental properties. For passive investors, Streitwise has a lower fee option for investors seeking exposure to commercial real estate via REIT.
Pros:
- Commercial real estate investment opportunities have always being institutional grade focused.
- Investment opportunities open to accredited investors are trust worthy and of high quality.
- Direct access to deals based on equity which have a lot of potential and provide higher profits.
Cons:
- In some cases, it may be expensive to go through the investment due to high minimum requirements.
- Non accredited investors will not have access.
- Depending on the project, the fees can change drastically.
4.EquityMultiple
As an EquityMultiple, you can invest in quality commercial real estate such as Fundrise which has a lower entry bar. RealtyMogul and CrowdStreet also serve accredited investors
Peerstreet concentrates on real estate-related debt and Streitwise has focused on cheap REIT investments. Roofstock is an expert in single family income properties for long-term rent.
Pros:
- Access to top-level commercial real estate projects.
- Investments have clear exit strategies and are easier to execute.
- In-depth and high-quality due diligence with detailed project information.
Cons:
- Some deals have high minimum investments, so the initial costs can be expensive.
- Only available to accredited users.
- Individual projects do not give adequate scope for diversification.
5.Upright
Upright offers commercial real estate investments with lower caps which puts them in competition with Fundrise that has a more diversified portfolio. RealtyMogul and EquityMultiple also cater to commercial real estate accredited investors.
CrowdStreet has those focused on institutional grade investments and Peerstreet centers on real estate debt. Roofstock is for single family rental property investors and Streitwise is for REIT investors wanting consistent income.
Pros:
- Unlike other sites within the same category, costs associated with the first investment are not very high.
- Includes commercial and multi-family real estate properties.
- Investment options for accredited users are flexible.
Cons:
- Greatly skews towards accredited users.
- Does not have an extensive history like many other large platforms.
- Certain investments have variable charges and fees associated with them.
6.PeerStreet
PeerStreet specializes in real estate debt and competes with diversified portfolio providers like Fundrise. RealtyMogul and CrowdStreet provide commercial real estate opportunities primarily for accredited investors.
EquityMultiple has a focus on high-quality commercial real estate investments. Roofstock is focused on single family rental property investors. At the same time, Streitwise caters to low-cost, passive REIT investors looking for commercial real estate.
Pros:
- Real estate debt investing with quick returns is the major focus.
- The fee structure is much more clear as repayment costs are lower than equity deals.
- Getting more users as the minimum investment amount is not very high.
Cons:
- Limited opportunities available for equity real estate investments.
- Low growth potential as there is a concentrated focus on debt.
- Mostly available for users with accreditation.
7.First National Realty Partners (FNRP)
FNRP competes in the commercial real estate arena against Fundrise, which has a broader focus with its lower-cost portfolios. RealtyMogul and CrowdStreet serve accredited investors in commercial real estate in a similar manner.
As the EquityMultiple of commercial real estate becomes more available, so does that of PeerStreet with a focus on real estate debt. As for Roofstock, they cater to investors with single-family rental properties, while Streitwise provides a low-effort commercial real estate investment through a REIT.
Pros:
- Specializes in real estate investment at the institutional level.
- Has a strong portfolio as an owner of various commercial properties.
- Makes regular payments to the investors every month.
Cons:
- Smaller investors may find it difficult to invest due to the minimum investment requirement.
- Retains single covers within a single investment.
- Most difficult assets to sell for cash within a reasonable period without incurring a notice penalty.
8.Roofstock
Roofstock competes with single-family homes rental property investors with companies like Fundrise, which allows clients of any financial level to buy into multi-faceted investment portfolios. RealtyMogul and CrowdStreet already service accredited investors in commercial real estate.
EquityMultiple offers similar opportunities for higher investments. Those who prefer debt in real estate can rely on PeerStreet, while investors with no experience in commercial property markets can resort to non-expert REIT investment through Streitwise.
Pros:
- Focused on single family rental assets, which generate consistent income.
- Direct ownership of the property is available for complete control.
- Transacting in properties can be made easier on the secondary market.
Cons:
- For rental homes and rental apartments, there is an increased collection of fees for the management.
- Less experienced players may find it more challenging to invest.
- Little or no investment in non-residential properties.
9.Streitwise
Streitwise enables investment through low cost REITs. They compete against CrowdStreet and RealtyMogul which focus on commercial real estate projects.
EquityMultiple has a series of investment opportunities and PeerStreet focuses on short-term real estate debt. Roofstock differentiates itself by providing long-term investors with single family rental properties.
Pros:
- These are long term investments in easy to pay, do it yourself REITs with low fees.
- Invests in non-residential real estate including offices and retail units.
- Has a concentration of business in the residential real estate market and their simple user interface makes tracking business performance easy.
Cons:
- Little grace for early redemption will be given to investors who tend to withdraw their investments.
- Users have to settle for fewer than expectation proposition as the attract them more than they shall.
- Still too daunting for novice investors who require guidance.
Conclusion
In 2025, the leaders on the Groundfloor competition list, such as Fundrise, RealtyMogul, and CrowdStreet, have various real estate investment alternatives available according to the different classes of investors.
Other platforms such as EquityMultiple, Upright, and PeerStreet have specialized commercial real estate and debt investments. While through Roofstock and Streitwise, single-family rentals and REITs are readily available for investment, which makes it easier for many investors to make profitable returns.
