Zper.io is a ‘decentralized P2P(peer-to-peer) financial ecosystem’ using smart contract technology. Top P2P lending companies and robo-advisors have coalesced to provide a revolutionary method of fund transactions between borrowers and lenders worldwide. ZPER connects borrowers and lenders regardless of their countries’ currency. Lenders reap higher returns, while borrowers receive loans at lower interest rates.
ZPER is an ecosystem for decentralized P2P finance, built upon blockchain technology. We aim to create new, efficient financial environment that transcends borders and currencies. Through active cooperation of top established pioneering corporations in the field of P2P finance, we offer innovative flows of funds in global scale.LoanPoint is a crowdfunding platform dealing with real estate assets, which guarantees safe, low-risk investment for personal investors who have little knowledge on real estates. Actual developers or real estate professionals upload crowdfunding projects and those that pass strict assessment will be confirmed for fundraising. Only verified assets are accepted here, such as NPL purchase capitals and top-tier real estates.
Token Basic Information
|Pre -Sale||03/17/2018 5 a.m. – 03/17/2018 8 a.m|
|Total Token Supply||———|
|Soft Cap||5,000 ETH|
|Hard Cap||48,000 ETH|
|Token Sale||1,100,000,000 ZPR|
|Whitepaper||Click Here For View Whitepaper|
|Website||Click Here For Visit ICO Homepage|
|17%||Team & Advisors|
Internationally-recognized robo-advisor algorithms constitute the global investment portfolios. The algorithm is then used to lower investment risk and provide security via investment diversification.
Midrate is a comprehensive P2P company. It is involved in various fields such as real estate and bond investment and boast of the best crisis management and technology in the industry. Midrate’s default rate (delay of a portion or all of committed redemption passes 30 days or more and less than 90 days) is zero percent which present that it stays firmly in the tone of ‘Healthy Financial Linking Heart to Heart’. It’s cumulative loan amount is about 10.8 billion won. Midrate will participate in the ZPER ecosystem as a council to facilitate fund distribution.
FUNDA(CEO Sean Park) is a P2P company targeting small business owners and self-employed people. Utilizing Safe plan and Automatic Distributed Investment, it achieves 0% of investor loss ratio(investor repayment is overdue for more than 90 days from the normal redemption date). It’s cumulative loan amount is about 31.2 billion won and is regarded as a leader in personalized P2P loan sector. Besides, it has attracted investment of 2.8 billion won from BC Card, becoming the first domestic P2P financial company to receive investment from large credit card companies.
Profit (CEO Seung-Yong Lee) is a financial investment corporation that opened a new paradigm of finance and contributed positively to society. They have developed their own system of new credit scoring system that put together DLS model (Demographic Lifecycle Score) and AS (Application Score) model. In June of 2017, they have, for the first time in the industry, made an agreement with a legal firm that puts first the safety of investors as an agency that reimburse mature loans and manage loans.
- Chain Partners
|Members|| JB Kim – Co-founder, CEO
Sean Park – Co-founder, CSO
George Hahn – Co-founder, CGO
SJ Min – CBDO
Leo Moon – Senior Software Engineer
SH Baek – Full-Stack Engineer
SH Lee – Server Engineer
SK Im – Full-Stack Engineer
JY Min – Financial Affairs
KS Shin – Operation Strategy
DY Shin – Operation Management
JH Shin – UI/UX Designer
ZPR token is a means of value exchanges that all participants of the ecosystem will be using. It is used as a currency in all transactions, including investments for P2P loans, reimbursement of mature loans, rewards for data providers, commissions for NPL purchasers. Transactions will be kept transparent and independent from currencies and boundaries by the use of ZPR.
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