Home Ico Review Zper.io Ico Review : Decentralized Ecosystem for P2P Finance

Zper.io Ico Review : Decentralized Ecosystem for P2P Finance



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About Zper.io

Zper.io is a ‘decentralized P2P(peer-to-peer) financial ecosystem’ using smart contract technology. Top P2P lending companies and robo-advisors have coalesced to provide a revolutionary method of fund transactions between borrowers and lenders worldwide. ZPER connects borrowers and lenders regardless of their countries’ currency. Lenders reap higher returns, while borrowers receive loans at lower interest rates.

ZPER is an ecosystem for decentralized P2P finance, built upon blockchain technology. We aim to create new, efficient financial environment that transcends borders and currencies. Through active cooperation of top established pioneering corporations in the field of P2P finance, we offer innovative flows of funds in global scale.LoanPoint is a crowdfunding platform dealing with real estate assets, which guarantees safe, low-risk investment for personal investors who have little knowledge on real estates. Actual developers or real estate professionals upload crowdfunding projects and those that pass strict assessment will be confirmed for fundraising. Only verified assets are accepted here, such as NPL purchase capitals and top-tier real estates.

Token Basic Information

Pre -Sale 03/17/2018 5 a.m. – 03/17/2018 8 a.m
Token Type Ethereum
Social Media
Total Token Supply ———
Soft Cap 5,000 ETH
Hard Cap 48,000 ETH
Token Sale 1,100,000,000 ZPR
Currency Accepted ETH,
Whitepaper Click Here For View Whitepaper
Website Click Here For Visit ICO Homepage

Token Distribution

50%   Token Sale
22.3% Ecosystem
17% Team & Advisors
10 Reserve
0.7% Bounty

Risk Management

Internationally-recognized robo-advisor algorithms constitute the global investment portfolios. The algorithm is then used to lower investment risk and provide security via investment diversification.



Midrate is a comprehensive P2P company. It is involved in various fields such as real estate and bond investment and boast of the best crisis management and technology in the industry. Midrate’s default rate (delay of a portion or all of committed redemption passes 30 days or more and less than 90 days) is zero percent which present that it stays firmly in the tone of ‘Healthy Financial Linking Heart to Heart’. It’s cumulative loan amount is about 10.8 billion won. Midrate will participate in the ZPER ecosystem as a council to facilitate fund distribution.


FUNDA(CEO Sean Park) is a P2P company targeting small business owners and self-employed people. Utilizing Safe plan and Automatic Distributed Investment, it achieves 0% of investor loss ratio(investor repayment is overdue for more than 90 days from the normal redemption date). It’s cumulative loan amount is about 31.2 billion won and is regarded as a leader in personalized P2P loan sector. Besides, it has attracted investment of 2.8 billion won from BC Card, becoming the first domestic P2P financial company to receive investment from large credit card companies.


Profit (CEO Seung-Yong Lee) is a financial investment corporation that opened a new paradigm of finance and contributed positively to society. They have developed their own system of new credit scoring system that put together DLS model (Demographic Lifecycle Score) and AS (Application Score) model. In June of 2017, they have, for the first time in the industry, made an agreement with a legal firm that puts first the safety of investors as an agency that reimburse mature loans and manage loans.


  • XnTree
  • Chain Partners
  • Korbot
  • MOIN
  • Coinfirm


Members JB Kim – Co-founder, CEO

Sean Park – Co-founder, CSO

George Hahn – Co-founder, CGO


Leo Moon – Senior Software Engineer

SH Baek – Full-Stack Engineer

SH Lee – Server Engineer

SK Im – Full-Stack Engineer

JY Min – Financial Affairs

KS Shin – Operation Strategy

DY Shin – Operation Management

JH Shin – UI/UX Designer

ZPER Token

ZPR token is a means of value exchanges that all participants of the ecosystem will be using. It is used as a currency in all transactions, including investments for P2P loans, reimbursement of mature loans, rewards for data providers, commissions for NPL purchasers. Transactions will be kept transparent and independent from currencies and boundaries by the use of ZPR.

Also Read – Click Here for Read All ICO Review

This article is writing on 2 May, 2018 based on information available online & news portal. If you feel it’s outdated or incorrect, please write here to update it. Mail us: support@coinworldstory.com Or Whatsapp Us- 918077121282


Not all the websites Which listed in Top List are 100% safe to use or investment. We do not promote any of those. Due diligence is your own responsibility. You should never make an investment into any online program with money you aren’t prepared to lose. Make sure to research about the website.So Please take care of your investments. and be in the safety site and avoid much losing online.

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One of Coinworldstory's longest-tenured contributors, and now one of our news,ico,hyip editors, Verna has authored over 4100+ stories for the site. When not writing or editing, He likes to play basketball, play guitar or visit remote places. Verna, to his regret, holds a very small amount of digital currencies.

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