This article will show you how to open an online business account with Livi Bank. It is fully digital, fast, and easy to open a business account with Livi Bank in 2026.
This tutorial will help every entrepreneur and small to medium enterprise (SME) conveniently and safely manage their finances
As it will guide you through every step from document preparation to finishing an online application including KYC verification.
What is Livi Bank?
Livi Bank is an all-digital bank based in Hong Kong, specializing in tech-enabled banking solutions for individuals and businesses.
Being the first virtual-only bank in Hong Kong, Livi has no physical branches and offers all its banking services through its mobile app and website.
Livi innovates in the banking sector with rapid account opening, instant payments, and digital business banking, adding real-time functionality and innovation to banking.
Minimal fees, ease of use, and compatibility with modern finance make Livi ideal for entrepreneurs and small-to-medium enterprises
As well as tech-savvy individuals and stretched business travelers. Livi is designed for users looking for efficient, branchless banking in an evolving financial environment.
How To Open a Livi Bank Business Account Online
Visit the Livi-Bank Website
Please visit Livi-Bank Bank website or mobile application.
Select the Business Account Option
Please choose the specific type of business account for your company.
Input the Details About the Business
Ensure to put the business name, registration number, and legal structure.
Enter the Information of the Owners and/or Directors
Please fill in the personal information of the owners or directors.
Provide the Necessary Documents
Please provide digitally business registration, identity documents, proof of address, and tax documents.
Finish the KYC Process
Please verify your identity using Livi KYC process digitally.
Accept the Terms and Conditions
Prior to submission, please review and accept Livi Bank’s terms.
Application Submission
Please submit your application and then wait for a response from Livi Bank.
Get Account Confirmation
Please wait to receive account information, login details, and guidance for business banking.
Online Banking Configuration
Please enable the mobile application, attach payment instruments, and manage the finances online.
Who is eligible to open a Livi Business Account?
In order to open a Livi Bank Business Account, your company needs to be registered in Hong Kong. Types of businesses that are accepted are sole proprietorships, partnerships, and limited companies.
Account applicants must be directors and/or ultimate beneficial owners who hold a valid Hong Kong ID or Mainland China Resident Identity Card
And that are holding a liviSave personal account. Moreover, the business must be legally valid and legal, solvent and must not be in any sort of winding-up or liquidation.
Why Choose Livi Bank For Your Business In 2026
Fully Digital Banking – No need for physical banks; you can handle all business banking activities online.
Fast Account Opening – Applying for a business account online can have you set up a company account in minutes.
Low Fees & Competitive Rates – Charging account maintenance fees, we have a very reasonable transaction fee for your ease.
Seamless Payment Integration – Connect flawlessly to your credit card, payment processor, invoicing software, or accounting software.
Real-Time Transactions – Conduct payments instantly, on the go. Monitor your transactions via the app.
Enhanced Security – Advanced digital security systems ensure the protection of your business funds and confidential information.
24/7 Customer Support – Support is provided any hour of day, any day of the week.
Flexible for SMEs & Startups – Aimed at specifically catering to small and developing enterprises.
Innovative Features – Digital wallets, spending insights, and financial management software for businesses.
Future Ready Banking – Researching and anticipating the development of business banking and fintech. 2026 and beyond.
Eligibility Criteria for a Livi Bank Business Account
- Your company needs to be located in Hong Kong.
- Your Business must be a one-layer sole proprietorship, partnership, or limited company.
- Ultimate beneficial owner, director, or controller must have a Hong Kong ID or Mainland Resident Identity Card.
- All relevant users for the account must have a livisave account.
- There is no previous business is needed for before opening the account allowing new businesses to easily open an account.
Tips for a Smooth Application Process
Ensure all documents are clear and updated: Ensure scanned documents show names, address and dates correctly.
Double-check business information to prevent delays: Check the company name, registration no. and director data before submitting the application.
Get in touch with support if you are having verification problems: Contact Livi Bank support if you are having problems with KYC and or documents.
Ensure you keep digital copies of all the documents you submit: Save copies of documents to use in the future, in case the bank needs them.
Conclsuion
In conclusion, The process of opening a Livi Bank business account online is a fully digitalized, efficient, and easy process.
In 2026, if businesses would like to access seamless banking and real-time transactions, all they need to do is prepare their documents, follow the KYC steps, and fill their application.
Livi’s digital banking facility offers entrepreneurs and SMEs the ability to manage their finances in a modern, secure, and fully digitalized manner.
FAQ
What types of businesses can open a Livi Bank account?
Sole proprietorships, partnerships, and limited companies registered in Hong Kong.
Can non-Hong Kong residents open a business account?
No, applicants must hold a valid Hong Kong ID or Mainland China ID.
What documents are required to apply?
Business registration, ID proof of directors/owners, address proof, and tax documents.
How long does the application process take?
Usually 1–3 business days after submitting all documents.
Is it necessary to have a liviSave personal account?
Yes, all account users must have an active liviSave account.
