I will explain Prop Firms That Split Profits at 90% At Higher Tiers in this essay. There are multiple ways that supply traders with the opportunity to increase earnings while decreasing their exposure to financial risk.
With profit splits offered at higher levels, firms FTMO, FundedNext, and The Funded Trader recognize and reward consistent disciplined trading behavior that will yield the greatest gains and long term account growth. Evolving this way creates an environment that is designed for traders to grow their accounts and create sustainable trading careers.
Why Choose Prop Firms With 90% Profit Splits at Higher Tiers
You Get to Keep More Money
When you reach these tiers, you will get to keep almost the entire profit, so earning consistently will become even more rewarding financially.
90% Splits Are Only Earned By the Most Profitable Traders
Profiting consistently at these levels will get you to these higher tiers, meaning only profitable traders will ever get to keep 90% of their profits.
You Can Really Apply Some Scaling Programs
Some firms use the 90% profit split while other firms use other scaling programs that can get you well over $4,000,000 or even $10,000,000 of potential profit.
Increased Profits Without Increased Exposure
Since you are using firm capital rather than your own, you grow your profits without growing the risk of running your personal funds.
Incentivizing Long-Term Work
Maintaining high profit splits keeps traders coming back long after there are profits to be made, which stabilizes the firm.
Attracts The Best Employees
Special profit splits help firms attract even more top talented employees, setting them apart from the competition.
Personal and Professional Growth
90% splits help traders move up in the firm and therefore grow in the trade overall.
Increased Global Interaction
These profit splits not only grow firms, but create job opportunities that allow global trade.
A Viable Career
The start up costs are very low and have the potential to keep traders interested as personal profit growth continues.
Key Points
| Prop Firm | Profit Split | Scaling Potential | Key Strengths |
|---|---|---|---|
| FundedNext | Up to 90–95% | $4M | Instant funding options, strong community. |
| FTMO | Up to 90% | $2M | Industry leader, reliable payouts. |
| The Funded Trader | Up to 90% | $1.5M | Gamified challenges, diverse accounts. |
| E8 Funding | Up to 90% | $1.25M | Transparent dashboard, fast scaling. |
| True Forex Funds | Up to 90% | $1.5M | EU‑regulated, strong payout reputation. |
| The 5%ers | Up to 90% | $4M | Long‑term growth model, institutional credibility. |
| SurgeTrader | Up to 90% | $1M+ | One‑phase evaluation, crypto‑friendly payouts. |
| My Forex Funds | Up to 90% | $2M | Beginner‑friendly, strong scaling roadmap. |
| OspreyFX | Up to 90% | $2M | Crypto margin accounts, MT4/MT5 support. |
| Lux Trading Firm | Up to 90% | $2.5M | UK‑based, institutional approach, strong credibility. |
1. FundedNext
FundedNext established itself in the forex industry as a prop firm in 2022. Evaluation and Express model accounts allow traders to begin with Minimum initial account funding sizes ranging from $15,000 to $200,000. Profit splits range from 60% to 90% and are heavily incentivized by FundedNext to retain an active trader base. Scaling potential with FundedNext is 4 million USD. FundedNext tends to support long‑term traders.

Traders at FundedNext have plenty of flexibility, apparent especially in the mid-level of FundedNext’s challenges, where traders are provided both one‑phase and two‑phase challenges based on the risk tolerance of each trader. FundedNext prides itself on its community and does an excellent job leveraging global trader networks, which draws both novice and experienced traders.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | New (2022), innovative | Less historical track record |
| Account Types | Evaluation & Express models | Entry fees can be high |
| Profit Split | Up to 90% | Starts lower at 60% |
| Scaling Potential | Up to $4M | Requires strict consistency |
| Challenge Models | One‑phase & two‑phase flexibility | Rules can be complex |
| Payouts | Fast withdrawals | Limited payout methods |
| Community | Strong global presence | Still building reputation |
| Accessibility | Affordable entry options | Limited regional support |
| Support | Active trader community | Customer service still growing |
2. FTMO
Since its 2015 launch in Prague, FTMO has become one of the most renowned prop firms. It provides evaluation accounts that range from $10,000 to $200,000 and utilize a two-phase challenge model for assessing discipline and consistency.

Profits from trades are also very rewarding, beginning at 80% and sometimes rewarding as high as 90% for the top traders. FTMO even enables account scaling to a value of $2 million for consistent traders. FTMO’s program requires very strict risk management halfway through its program.
This means traders must adhere to daily profit and loss limits. This ensures traders establish professional behavior and habits. FTMO is the benchmark that other firms follow as it has a strong reputation and is transparent with robust support. This often makes FTMO the gold standard for aspiring professional forex traders.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | Established 2015 | Older rules may feel rigid |
| Account Types | $10K–$200K accounts | Entry costs higher |
| Profit Split | 80–90% | Strict risk limits |
| Scaling Potential | Up to $2M | Slower scaling pace |
| Challenge Models | Two‑phase evaluation | Time limits can be stressful |
| Payouts | Reliable monthly payouts | No instant withdrawals |
| Reputation | Industry leader | Highly competitive |
| Rules | Transparent & strict | Less flexibility |
| Support | Strong global support | Limited personalization |
3. The Funded Trader
Established in 2021, The Funded Trader has been rapidly gaining popularity due to its unique and gamified approach to prop trading. It provides prop trading accounts that range from $25,000 to $400,000, and offers multiple challenge types including the Standard and Royal programs as well as the rapid volume program.

Earnings splits begin at 80% and go up to 90% with consistent trading. Scaling also allows trading accounts to go up to $1.5 million, providing a lot of room for trading account growth. Midway through its offerings, The Funded Trader provides drawdown rules and flexible payouts and structures, allowing a variety of trading styles.
The Funded Trader focuses on branding and developing community engagement to appeal to younger traders. Its acceptability to professionals, payouts, and account sizes provide long-term growth as a serious option.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2021, modern branding | Relatively new |
| Account Types | $25K–$400K | Entry fees vary |
| Profit Split | Up to 90% | Starts at 80% |
| Scaling Potential | Up to $1.5M | Smaller than rivals |
| Challenge Models | Multiple (Royal, Rapid, Standard) | Complex choices |
| Payouts | Flexible payout cycles | Processing delays possible |
| Community | Gamified approach | May feel less professional |
| Accessibility | Large account sizes | Higher risk exposure |
| Support | Active Discord community | Customer service varies |
4. E8 Funding
E8 Funding, a firm based in Dallas founded in 2021, boasts a certain number of attractive features including large accounts and a streamlined process for evaluations. E8 Funding offers accounts that range between $25,000 to upwards of $250,000.

E8 Funding implements a two-phase challenge model, which means as traders complete phases, profit splits progress, beginning at 80% splitsand, for the most active traders, can progress up to 90%. For those traders looking for a challenge, E8 Funding gives even more incentive: accounts that can grow to the million dollar mark.
E8 Funding offers traders flexibility halfway through their program to focus simply on trading, as they have clear and easily navigable programs, and offer some of the fastest turnaround times for payouts. Investing in E8 Funding guarantees clients the accessibility and the innovation that they are looking for.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2021, US‑based | Still young |
| Account Types | $25K–$250K | Entry costs mid‑range |
| Profit Split | 80–90% | Strict rules |
| Scaling Potential | Up to $1M | Lower than some firms |
| Challenge Models | Two‑phase evaluation | No instant funding |
| Payouts | Fast withdrawals | Limited payout options |
| Dashboard | Modern interface | Learning curve |
| Accessibility | Clear rules | Limited regional presence |
| Support | Strong customer service | Smaller community size |
5. True Forex Funds
True Forex Funds was established in Hungary in 2021 giving European traders confidence in a trusted solution. For larger accounts that range between $10,000 to $200,000, evaluations are done in two phases. Profit splits begin at 80%, and, for consistent traders, that split can grow to 90%. For disciplined traders,

True Forex Funds scales performance up to $1.5 million. Knowing a trader is supported and has clear rules and fast and transparent payouts/evaluations, ensures confidence in the trading process. With a focus on building a solid reputation both on and off the trading floor, True Forex Funds has become the go-to choice for stability and professionalism.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2021, Europe‑based | Less global reach |
| Account Types | $10K–$200K | Smaller starting sizes |
| Profit Split | 80–90% | Strict consistency required |
| Scaling Potential | Up to $1.5M | Slower growth |
| Challenge Models | Two‑phase evaluation | Time limits apply |
| Payouts | Fast & reliable | Limited payout methods |
| Reputation | Transparent rules | Less known outside Europe |
| Accessibility | Affordable entry | Regional restrictions |
| Support | Strong trader backing | Smaller support staff |
6. The 5%ers
Founded 2016 in Israel, The 5%ers has created a funding model unlike most of its competitors as it offers instant funding while still providing a standard evaluation. Accounts begin at $24,000 and can go as high as $320,000. Profit splits range from 50% to 80% for the top traders. Easily one of the most appealing features of The 5%ers is the potential for accounts to grow to a massive $4 million.

Traders are able to reach this account size through strong performance and The 5%ers’ excellent instant funding. The 5%ers is a great choice for traders who are midway through the program, as The 5%ers focuses on long term growth and efficient trading.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2016, Israel | Conservative approach |
| Account Types | $24K–$320K | Higher entry fees |
| Profit Split | 50–80% | Lower starting split |
| Scaling Potential | Up to $4M | Strict low‑risk rules |
| Challenge Models | Instant funding option | Limited flexibility |
| Payouts | Reliable | Smaller payout cycles |
| Reputation | Unique instant funding | Not for aggressive traders |
| Accessibility | Skip challenges | Entry costs higher |
| Support | Strong educational focus | Limited global reach |
7. SurgeTrader
SurgeTrader, based in Naples Florida and founded in 2021, has a one phase evaluation process which stands out because it has some of the largest starting accounts at $25,000 and goes all the way up to $1 million.

Traders looking to participate in SurgeTrader’s program can expect a profit split that starts at 75% and can go all the way to 90% for top consistent traders.
The program incentivizes account growth and scaling beyond $1,500,000 and is a great fit for disciplined traders. At SurgeTrader, the program is designed for simplicity with no time constraints, making it a great choice for traders who’ve outgrown other programs.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2021, USA | Newer firm |
| Account Types | $25K–$1M | Entry fees high |
| Profit Split | 75–90% | Starts lower |
| Scaling Potential | Up to $1.5M | Smaller than rivals |
| Challenge Models | One‑phase evaluation | No multi‑phase option |
| Payouts | Fast & flexible | Limited payout methods |
| Accessibility | Large starting accounts | Higher risk exposure |
| Rules | Simple, no time limits | Less structured |
| Support | Strong US presence | Smaller global reach |
8. My Forex Funds
My Forex Funds, started in Canada in 2020, quickly became one of the largest prop firms before shutting down, and offered accounts between $5K and $300K with evaluation, rapid, and accelerated programs.

Profit splits started at 75% and went up to 85% rewarding consistent traders. Scaling potential allowed accounts to grow to $2M, attracting numerous professionals. My Forex Funds midway through its offerings focused on accessibility with lower entry costs and a variety of account types, appealing to traders at all levels.
Although it later encountered regulatory issues, its rapid growth was indicative of the large growing interest worldwide for flexible and reliable prop trading models.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2020, Canada | Faced regulatory issues |
| Account Types | $5K–$300K | Smaller starting sizes |
| Profit Split | 75–85% | Lower than rivals |
| Scaling Potential | Up to $2M | Slower scaling |
| Challenge Models | Evaluation, Rapid, Accelerated | Complex choices |
| Payouts | Fast & affordable | Regulatory shutdown |
| Accessibility | Low entry fees | Risk of instability |
| Community | Large global base | Reputation impacted |
| Support | Strong early growth | Currently inactive |
9. OspreyFX
OspreyFX, established in 2019, is a broker offering prop trading services via funded accounts. Account sizes range from $25K to $200K, with an evaluation challenge to test trading consistency. Profit splits begin at 70% and can go up to 80%, rewarding disciplined traders.

Long-term growth is possible with a limit on scaling potential of $1M. Midway through its program, OspreyFX focuses on accessibility withcrypto payment options and fast withdrawals to appease the modern clientele. Unlike other firms, OspreyFX is a broker as well as a prop firm, offering trading services and funded accounts under one roof.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2019 | Less recognized |
| Account Types | $25K–$200K | Smaller sizes |
| Profit Split | 70–80% | Lower than rivals |
| Scaling Potential | Up to $1M | Limited growth |
| Challenge Models | Evaluation challenges | No instant funding |
| Payouts | Crypto withdrawals | Limited fiat options |
| Accessibility | Crypto‑friendly | Higher risk exposure |
| Reputation | Dual broker & prop firm | Less transparency |
| Support | Fast withdrawals | Smaller support team |
10. Lux Trading Firm
Lux Trading Firm launched in London in 2020 to help build professional traders through a long-term growth plan. Lux Trading Firm’s accounts start at $50,000 and go up to $150,000, with profit splits of 75% and 85% respectively. Lux Trading Firm also has one of the highest profit potentials in the industry, as accounts have the opportunity to grow to $10 million.

Lux Trading Firm also focuses on the education and development of trading strategies for participants, especially during the mid-point of the program. Lux Trading Firm’s overall approach to promoting professional development along with large profit opportunities attracts traders looking to manage institutional size capital.
| Feature | Pros | Cons |
|---|---|---|
| Founded Year | 2020, UK | Newer entrant |
| Account Types | $50K–$150K | Higher entry costs |
| Profit Split | 75–85% | Lower than 90% rivals |
| Scaling Potential | Up to $10M | Strict rules |
| Challenge Models | Long‑term growth focus | No instant funding |
| Payouts | Reliable | Monthly cycles only |
| Accessibility | Professional trader focus | Less beginner‑friendly |
| Reputation | Strong educational support | Smaller community |
| Support | Mentorship programs | Limited flexibility |
Prop Firm Comparison Table
| Prop Firm | Founded Year | Account Sizes | Profit Split | Scaling Potential | Challenge Model | Payouts | Unique Feature | Reputation |
|---|---|---|---|---|---|---|---|---|
| FundedNext | 2022 | $15K – $200K | 60–90% | Up to $4M | One‑phase & Two‑phase | Fast withdrawals | Flexible models | Rapidly growing |
| FTMO | 2015 | $10K – $200K | 80–90% | Up to $2M | Two‑phase | Monthly payouts | Strict risk rules | Industry leader |
| The Funded Trader | 2021 | $25K – $400K | 80–90% | Up to $1.5M | Multiple (Royal, Rapid, Standard) | Flexible cycles | Gamified branding | Popular with younger traders |
| E8 Funding | 2021 | $25K – $250K | 80–90% | Up to $1M | Two‑phase | Fast payouts | Modern dashboard | Innovative US firm |
| True Forex Funds | 2021 | $10K – $200K | 80–90% | Up to $1.5M | Two‑phase | Fast & reliable | European regulation | Trusted in EU |
| The 5%ers | 2016 | $24K – $320K | 50–80% | Up to $4M | Instant & Evaluation | Reliable | Instant funding option | Long‑term growth focus |
| SurgeTrader | 2021 | $25K – $1M | 75–90% | Up to $1.5M | One‑phase | Fast & flexible | No time limits | Strong US presence |
| My Forex Funds | 2020 | $5K – $300K | 75–85% | Up to $2M | Evaluation, Rapid, Accelerated | Fast payouts | Affordable entry | Faced regulatory issues |
| OspreyFX | 2019 | $25K – $200K | 70–80% | Up to $1M | Evaluation | Crypto withdrawals | Broker + Prop firm | Smaller reputation |
| Lux Trading Firm | 2020 | $50K – $150K | 75–85% | Up to $10M | Long‑term growth | Monthly payouts | Mentorship prog |
Conclusion
An analysis of the top prop firms – FundedNext, FTMO, The Funded Trader, E8 Funding, True Forex Funds, The 5%ers, SurgeTrader, My Forex Funds, OspreyFX, and Lux Trading Firm – demonstrates how the prop trading industry has boomed over the last ten years. Every firm was created from 2015 to 2022. They each provide funded trading accounts from $10,000 to over $10,000,000. Profit splits typically range from 70% to 90% for consistent traders.
The ability to scale is a feature that firms such as Lux Trading Firm and The 5%ers offer. Prior to the scaling stage, firms place a large emphasis on discipline, risk management, and trader support. All of these firms combine to eliminate the barrier to entry, create a path to significant capital unencumbered by risk, and provide structured growth to traders.
FAQ
What is a prop firm?
A prop firm (proprietary trading firm) provides traders with company capital to trade financial markets. Instead of risking personal funds, traders use funded accounts and share profits with the firm.
Which prop firm has the highest profit split?
Most firms offer between 70%–90% profit splits. Firms like FundedNext, FTMO, and The Funded Trader reach up to 90%, rewarding consistent performance.
Which prop firm offers the largest scaling potential?
Scaling potential varies, but The 5%ers and Lux Trading Firm stand out, allowing accounts to grow up to $4 million and $10 million respectively.
What is the difference between one‑phase and two‑phase challenges?
One‑phase challenges (like SurgeTrader) require traders to pass a single evaluation, while two‑phase challenges (like FTMO or True Forex Funds) involve two steps: proving profitability and consistency before receiving a funded account.

