This article outlines the Best Apps for Paying Electricity Bills with Cryptocurrencies in Africa to assist select trustworthy services that accelerate the utility payment process and make it easier and more convenient for users.
There has been a rise in the continent’s crypto adoption and numerous applications allow users to pay for their electricity bills with Bitcoin, stablecoins and other digital assets in a quick and safe manner.
Key Points & Best Apps for Paying Electricity Bills with Crypto In Africa
| App Name | Key Point |
|---|---|
| Zypto | Supports Bitcoin, Ethereum & 100+ cryptos for utility bills in 120+ countries |
| BitPay | Popular crypto payment gateway enabling bill payments with BTC & ETH |
| Swapin | Converts crypto to fiat seamlessly for utility bill payments |
| Bity | Swiss-based platform offering crypto-to-fiat bill settlement |
| Binance Pay | Supports crypto bill payments via merchant integrations in Africa |
| Bundle Africa | Social payments app supporting crypto transfers for bills |
| Luno | Crypto exchange with bill payment partnerships in Africa |
| Bitrefill | Global crypto gift card & bill payment service covering African utilities |
| Paychant | African crypto payment processor supporting electricity bills |
| Chipper Cash | Cross-border payments app integrating crypto |
10 Best Apps for Paying Electricity Bills with Crypto In Africa
1. Zypto
Zypto is a worldwide crypto payment solution that lets individuals pay real world bills, including electricity, utilities, credit card, insurance, and more with Bitcoin, Ethereum and 100 other cryptocurrencies.
It enables a bill payment in over 120 countries and has a direct connection to thousands of billers, converting crypto to local fiat for settlement within 48 hours and no bank account is required.
Zypto system facilitates the payment of day to day payments, enabling people in Africa and beyond to settle the electricity or other utility bills directly from their digital assets wallets or exchanges.
It is more relevant in areas where the traditional financial system is inaccessible but crypto is rapidly growing.
| Feature | Description |
|---|---|
| Multi-crypto support | Accepts Bitcoin, Ethereum, and 100+ cryptocurrencies. |
| Global reach | Works in 120+ countries, including African regions. |
| Utility bill payments | Direct integration for electricity, water, and telecom bills. |
| User-friendly app | Simple interface for bill settlement. |
2. BitPay
BitPay is one of the most used crypto payment apps that enable users to pay bills using Bitcoin, Ethereum, and other major cryptocurrencies securely and conveniently.
Bitpay Wallet and Bitpay Bill Pay services allow customers to link their crypto wallets to select unpaid invoices and use services ranging from utility payments to credit card payments without converting their assets using a bank.
BitPay focuses on using a hassle-free process and supports a variety of major coins, making it an attractive option for tech-savvy customers who wish to use their digital assets for day-to-day payments.
Although it is not specific to the continent, it is known for its ability to connect crypto payments and bill payments around the globe.
| Feature | Description |
|---|---|
| Popular crypto gateway | One of the most widely used crypto payment processors. |
| Supports BTC & ETH | Enables payments with major cryptocurrencies. |
| Merchant integrations | Works with utility providers and merchants globally. |
| Secure transactions | Strong fraud protection and compliance. |
3. Swapin
Swapin is a crypto to fiat payment gateway. Users can use crypto like Bitcoin and Ethereum for everyday transactions like paying utility bills.
It does so by converting crypto to the local currency at the point of sale or when the bil is being paid, which means merchants and billers can accept traditional payments without having to manually deal with crypto.
Because of this, in areas without direct crypto billing, Swapin is a helpful tool to indirectly pay an electricity bill with digital assets by bridging crypto and traditional finance systems. This is useful for users in Africa seeking alternative payment methods.
| Feature | Description |
|---|---|
| Crypto-to-fiat conversion | Converts crypto instantly to local currency for bills. |
| Utility bill settlement | Direct bill payment option available. |
| European-based service | Expanding into African markets. |
| Ease of use | Simple payment flow for non-technical users. |
4. Bity
Bity is a crypto payment infrastructure provider in Europe, which allows its users to pay real-life bills, like electricity and utility bills, as it offers them conversion and payment solutions to use their digital assets.
Bity facilitates the ability for merchants and billers to accept crypto payments as they can convert the crypto to local fiat currency in real time, meaning that they do not need to support crypto directly.
While not focused on Africa, Bity helps users close the gap on the ability to use crypto for everyday transactions, and is able to assist in the payment of utilities. Its Services can be used in bill payment and utility payment aggregation systems.
| Feature | Description |
|---|---|
| Swiss-based platform | Trusted crypto-to-fiat service provider. |
| Bill payments | Supports utility bill settlement. |
| Crypto exchange | Offers trading alongside bill payments. |
| Compliance | Regulated and secure. |
5. Binance Pay
Binance, users can use a contactless payment option called Binance pay whereby crypto can be sent and spent using QR codes to open and complete transactions in a wallet with no gas fees.
With its present use being in merchant payments, its easy acceptance – like in several store merchants in South Africa – indicates its a prospective player in utility bill payments as a provider of digital payment solutions.
Customers are able to make payments dependent to their services. Use of Integrations for payments will become possible once local billers and third party gateways intermediaries become available. Customers will use their Binance wallets to make payments
| Feature | Description |
|---|---|
| Bitcoin payments | Pay bills directly with Bitcoin. |
| Supports multiple cryptos | Includes ETH, LTC, and more. |
| Utility integration | Works with electricity and telecom providers. |
| Global service | Available in multiple countries. |
6. Bundle Africa
Bundle Africa was a social crypto and payments platform geared towards simplifying the digital management of assets and transactions.
It was accessible in the African network of Ghana and Nigeria. It was among the first to merge crypto trading and everyday transactions in the African market, even though it later shut down its exchange operations.
Users had the ability to hold, send, and receive both crypto and fiat – a fundamental requirement for the spending of digital assets to facilitate utility payments
Particularly for electricity and other essential services. This was even though bill payments were not a primary feature as operations closed.
| Feature | Description |
|---|---|
| Crypto wallet integration | Built into Binance ecosystem. |
| Supports multiple coins | BTC, ETH, BNB, and stablecoins. |
| Merchant partnerships | Utility providers can accept payments via Binance Pay. |
| Instant transfers | Fast and low-cost transactions. |
7. Luno
Luno is a primary crypto platform in Africa where users are able to buy, sell, and store other crypto currencies like bitcoin and Ethereum. As well users can trade and use these currencies.
Thanks to integrations with South African QR-based payment systems like Zapper, Luno customers can spend their crypto at millions of merchants and offer payments to vendors like utility and utilities that accept crypto via indirect crypto model acceptance.
This model acceptance illustrates everyday use of blockchain assets and signals a growing ecosystem where utility payments via crypto will become more common across Africa.
| Feature | Description |
|---|---|
| Crypto exchange | Popular in South Africa and Nigeria. |
| Bill payment partnerships | Works with local utility providers. |
| Supports BTC & ETH | Major coins accepted. |
| Educational resources | Helps users understand crypto payments. |
8. Bitrefill
Bitrefill is a global platform allowing customers to “live on crypto” by buying digital gift cards, refilling mobile accounts, and in some regions, paying bills with cryptocurrencies.
Bitrefill enables customers to pay for electricity and utility bills by converting their crypto to payments that the billers accept.
Although this service has variable availability by country, it is a valuable service to those in Africa and the rest of the world who want to use Bitcoin, Ethereum, and stablecoins to pay for their daily use without converting it to fiat.
| Feature | Description |
|---|---|
| Global coverage | Works in 170+ countries. |
| Utility bill payments | Electricity, water, and telecom bills supported. |
| Gift cards & vouchers | Additional services beyond bills. |
| Crypto-first platform | Designed entirely for crypto payments. |
9. Paychant
Paychant is a digital currency payment platform aimed at allowing merchants and billers to accept payments in crypto like Bitcoin and stablecoins, and use payment buttons, QR codes, and invoicing.
Although the majority of use cases involve merchant payments rather than consumer bill payments, Paychant’s infrastructure can assist utility companies and fintech apps implement crypto billing capabilities.
In the African context, Paychant can help develop use cases whereby end-users can settle payments for electricity and other utilities in crypto through partner platforms or local payment processors.
| Feature | Description |
|---|---|
| African crypto processor | Focused on local businesses and utilities. |
| Supports electricity bills | Direct integration with providers. |
| Merchant tools | Enables businesses to accept crypto. |
| Stablecoin support | Reduces volatility risk. |
10. Chipper Cash
Chipper Cash is a leading cross-border, real-time payments, investments, and payment cards player in Africa.
While Chipper’s main offering is mobile money and transfer of fiats across Nigeria, Uganda, Ghana, and South Africa, its digitally expanding payments ecosystem is likely to offer crypto alternatives via virtual Visa cards and spend control.
Such users would be able to transfer crypto to the linked cards and pay for bills, including electricity, at merchant locations where cards are accepted.
Chipper Cash’s contribution to Africa’s digital payments transformation is significant due to its large customer base.
| Feature | Description |
|---|---|
| Cross-border payments | Enables international transfers powered by crypto. |
| Utility bill integration | Electricity and telecom bills supported. |
| Ripple partnership | Uses blockchain for faster, cheaper remittances. |
| Financial inclusion | Expands access to underserved communities. |
Cocnlsuion
To Summarize Similar to Zypto, BitPay, Binance Pay, Luno, Bitrefill, Paychant, and Chipper Cash, it is now easy to pay your electricity bills using cryptocurrency.
These applications link digital currencies to real world payments and create easy, quick and secure ways to pay.
Africans now have the ability to pay their bills directly, through modern financial technology or through other more flexible financial alternatives.
FAQ
Yes. Apps like Zypto, Bitrefill, Luno, Binance Pay, and Chipper Cash enable direct or indirect electricity bill payments using crypto.
Zypto is one of the strongest options for direct electricity and utility bill payments.
Bitrefill, Paychant, Luno, Binance Pay, and Chipper Cash support users across many African regions.
Yes. Most platforms accept Bitcoin, along with ETH, USDT, and other major coins.
Yes. Reputable apps use secure wallets, encryption, and regulated payment rails.
