In this article, I walk you through the best EU-licensed crypto exchanges that play by European rules and give users a safe, easy place to trade.
Each platform accepts EUR, handles SEPA transfers, and lists many coins, so whether you are just starting or have years of experience, you can count on clear fees, solid support, and peace of mind.
Key Points & Best EU‑Licensed Crypto Exchanges List
| Exchange | Key Points |
|---|---|
| Binance | Largest exchange by volume; wide range of coins; low fees; advanced trading tools |
| Coinbase | User-friendly; highly regulated (USA); great for beginners; higher fees |
| Kraken | Strong security; supports fiat; margin trading; US-compliant |
| Bitstamp | One of the oldest; reliable and secure; fewer listed coins |
| BingX | Social trading platform; derivatives focus; supports copy trading |
| Bitvavo | Popular in Europe; low fees; beginner-friendly interface |
| OKX | High liquidity; wide asset support; futures and DeFi offerings |
| Gate.io | Huge selection of altcoins; advanced features; not beginner-focused |
| Crypto.com | Strong mobile app; Visa card rewards; wide ecosystem |
| KuCoin | Vast altcoin variety; low trading fees; trading bots available |
10 Best EU‑Licensed Crypto Exchanges
1.Binance
Launched in 2017, Binance quickly grew into one of the worlds biggest crypto exchanges and now holds licences in several EU countries.
The platform lists hundreds of coins and tokens, so traders can build any portfolio they want without moving to another site.
Basic trading fees start at 0.1% and drop even lower for users who pay with the in-house BNB token. Binance accepts SEPA transfers and quotes EUR pairs, serving most EU nations.
It also offers advanced charts, futures, and staking, but keep an eye out for country-specific restrictions as regulation continues to change.
| Feature | Details |
|---|---|
| Founded | 2017 |
| Crypto Support | 350+ coins |
| Trading Fees | 0.1% (discounts with BNB) |
| Fiat Support | EUR, USD, GBP, others |
| SEPA Support | Yes |
| Derivatives & Futures | Yes |
| Staking | Yes |
| Mobile App | Advanced features |
| EU License | Partial (varies by country) |
| Ideal For | All levels, especially advanced traders |
2.Coinbase
Coinbase started in 2012 and runs out of the United States. In Europe, it runs money-services arms in Ireland and Germany, letting it hold a full e-money license. New users like it because the site is clean, terms are clear, and regulators keep an eye on everything.
The platform tracks over 200 coins and keeps most of them in cold storage on the backend. That security comes at a cost: normal trading fees sit between 0.5% and 1.5%, which is steeper than many rivals. Users can move EUR by SEPA or plain bank wire.
Add an easy mobile app, simple staking, and short courses that pay in crypto, and Coinbase looks like a safe first stop for people in the EU.
| Feature | Details |
|---|---|
| Founded | 2012 |
| Crypto Support | 200+ coins |
| Trading Fees | 0.5%–1.5% |
| Fiat Support | EUR, USD, GBP |
| SEPA Support | Yes |
| Derivatives & Futures | Limited |
| Staking | Yes |
| Mobile App | Beginner-friendly |
| EU License | Yes (Ireland, Germany) |
| Ideal For | Beginners, casual investors |
3.Kraken
Launched a year before Coinbase, Kraken also calls America home yet has deep roots in Europe. Today it holds licenses in several EU nations and still carries the largest selection of tokens around. On top of spot pairs, traders can tap margin, futures, and staking to push returns even higher.
Fees start at 0.16% for makers and 0.26% for takers, shrinking further once volume surges. EUR deposits and withdrawals move smoothly via SEPA, while USD, GBP, and CAD options round out the lineup.
Kraken prides itself on thick security, clear books, and 24/7 support. Whether you are trying your first trade or managing an entire fund, its mix of beginner guides and pro dashboards fits almost any European plan.
| Feature | Details |
|---|---|
| Founded | 2011 |
| Crypto Support | 200+ coins |
| Trading Fees | 0.16% (maker), 0.26% (taker) |
| Fiat Support | EUR, USD, CAD, others |
| SEPA Support | Yes |
| Derivatives & Futures | Yes |
| Staking | Yes |
| Mobile App | Pro and basic versions |
| EU License | Yes (varies) |
| Ideal For | Advanced traders, institutions |
4.Bitstamp
Bitstamp first opened its doors in Slovenia back in 2011. Now it has offices in Luxembourg and London and holds strong EU licenses, so many traders see it as one of the safest places to buy crypto.
The exchange lists around 80 coins, fewer than newer platforms, yet it chooses quality over quantity and keeps security and rules front and center.
Trading fees start at 0.5 percent but drop for big volumes, and full euro support with fast SEPA transfers earns Bitstamp a loyal European crowd. Whether you are a casual holder or a large institutional desk, the platform’s clear rules and solid fiat bridges make it easy to trust.
| Feature | Details |
|---|---|
| Founded | 2011 |
| Crypto Support | 80+ coins |
| Trading Fees | 0.5% (lower with volume) |
| Fiat Support | EUR, USD, GBP |
| SEPA Support | Yes |
| Derivatives & Futures | No |
| Staking | Limited |
| Mobile App | Simple, secure |
| EU License | Yes (Luxembourg) |
| Ideal For | Institutional, long-term investors |
5.BingX
Launched in 2018, BingX built its name as a social and derivatives exchange and grew quickly while picking up licenses in some EU states. The platform blends spot trading, futures, and copy trading and now supports over 350 coins so users can explore many markets in one place.
A simple interface and low starter fees of 0.1 percent aim to welcome newcomers, while seasoned traders appreciate the deep liquidity.
Although BingX still centers on Asia, it recently expanded into Europe with euro pairs and SEPA deposits, broadening its reach. Its social trading feature allows beginners to mirror proven investors in a regulated environment, making skill-sharing fast and safe.
| Feature | Details |
|---|---|
| Founded | 2018 |
| Crypto Support | 350+ coins |
| Trading Fees | 0.1% |
| Fiat Support | EUR, USD (via third-party) |
| SEPA Support | Limited |
| Derivatives & Futures | Yes |
| Staking | Yes |
| Mobile App | Copy trading, social features |
| EU License | Partial |
| Ideal For | Social/copy traders, new users |
6.Bitvavo
Launched in 2018 and headquartered in the Netherlands, Bitvavo is fully licensed under Dutch and EU rules.
The exchange has become one of Western Europes top choices, listing more than 190 coins. Fees start at a modest 0.25% and shrink for traders who trade large volumes.
Users can fund their accounts in EUR and make near-instant SEPA deposits and withdrawals. The platform stands out because of its tidy layout, built-in tax reports, and easy staking tools.
Bitvavo speaks the language of newcomers yet still packs advanced charts and orders for seasoned investors.
| Feature | Details |
|---|---|
| Founded | 2018 |
| Crypto Support | 190+ coins |
| Trading Fees | 0.25% (or lower with volume) |
| Fiat Support | EUR only |
| SEPA Support | Yes |
| Derivatives & Futures | No |
| Staking | Yes |
| Mobile App | Clean and user-friendly |
| EU License | Yes (Netherlands) |
| Ideal For | European retail investors |
7.OKX
Founded in 2017, OKX operates globally and is quickly expanding its European footprint while staying compliant in select EU markets. The exchange offers thousands of tokens, plus DeFi access and popular derivatives such as futures, options, and staking.
Trading costs are sharp, beginning at 0.08% for makers and 0.1% for takers. OKX accepts EUR deposits and works with local payment partners for smooth transfers.
Its powerful mobile and web dashboards serve casual users and professional desks alike, though some features may be limited by local law.
| Feature | Details |
|---|---|
| Founded | 2017 |
| Crypto Support | 300+ coins |
| Trading Fees | 0.08% (maker), 0.1% (taker) |
| Fiat Support | EUR, USD (via partners) |
| SEPA Support | Yes (via integrations) |
| Derivatives & Futures | Yes |
| Staking | Yes |
| Mobile App | Comprehensive and professional |
| EU License | Partial |
| Ideal For | Pro traders, futures and DeFi users |
8.Gate.io
Founded back in 2013, Gate.io now lists more than 1,400 coins, making its altcoin menu one of the biggest anywhere. The exchange started in China, yet it has gone global and is chasing EU licenses. Users can trade spot pairs, margin, copy trades, and even derivatives.
Basic fees sit at 0.2 percent but drop the higher your VIP tier. Gate.io also on-ramps euros and several other fiats through trusted partners.
The sheer number of tools can overwhelm new traders, so the site fits seasoned investors best. Still, its regulatory roadmap is clearer as Gate.io pushes for full European approval.
| Feature | Details |
|---|---|
| Founded | 2013 |
| Crypto Support | 1,400+ coins |
| Trading Fees | 0.2% |
| Fiat Support | EUR via third parties |
| SEPA Support | Limited |
| Derivatives & Futures | Yes |
| Staking | Yes |
| Mobile App | Powerful but complex |
| EU License | In progress |
| Ideal For | Altcoin enthusiasts, experienced traders |
9.Crypto.com
Launched in 2016 and run out of Singapore, Crypto.com holds many EU licenses and tailors services to local needs.
It lists about 250 coins and powers an all-in-one app for staking, DeFi, loans, and an appealing crypto Visa card. Fees kick off at 0.075 percent and shrink if you use the CRO token.
The platform accepts euros and SEPA transfers, making deposits easy for European customers. Sleek branding and smooth navigation attract casual users and long-term holders alike, especially those hunting cashback perks and lifestyle rewards.
| Feature | Details |
|---|---|
| Founded | 2016 |
| Crypto Support | 250+ coins |
| Trading Fees | 0.075% (lower with CRO staking) |
| Fiat Support | EUR, USD, GBP |
| SEPA Support | Yes |
| Derivatives & Futures | Yes (limited in EU) |
| Staking | Yes |
| Mobile App | All-in-one ecosystem |
| EU License | Yes (various) |
| Ideal For | Lifestyle users, mobile-first investors |
10.KuCoin
Founded in 2017 and based in Seychelles, KuCoin is a fast-growing global crypto exchange that is winning fans across Europe, even if it has not yet secured licenses in every nation.
The platform lists over 700 coins and packs in features like trading bots, lending, and margin trading for users who like to tinker.
Fees are friendly at just 0.1 percent, while third-party gateways let traders deposit and withdraw EUR, although direct SEPA options still lag.
Altcoin hunters and skilled investors who want wide market access will feel at home here. KuCoin is stepping up its compliance game as it welcomes more Europeans.
| Feature | Details |
|---|---|
| Founded | 2017 |
| Crypto Support | 700+ coins |
| Trading Fees | 0.1% |
| Fiat Support | EUR (via partners) |
| SEPA Support | Limited |
| Derivatives & Futures | Yes |
| Staking | Yes |
| Mobile App | Feature-rich, includes trading bots |
| EU License | No full license yet |
| Ideal For | Altcoin traders, experienced users |
Conclusion
To wrap things up, top EU-licensed crypto exchanges like Bitvavo, Bitstamp, Coinbase and Kraken combine solid regulations, euro support and safe trading spaces.
Perfect for newcomers or seasoned pros, they deliver clear fee structures, low costs and a wide range of well-known coins. By using these platforms, European traders can buy, sell and look after their digital assets without worry.
FAQ
What makes a crypto exchange EU-licensed?
An EU-licensed exchange complies with regulations from an EU financial authority, such as the Dutch Central Bank (DNB) or Germany’s BaFin. This includes KYC/AML policies, consumer protections, and legal registrations under MiCA or local laws.
Are EU-licensed exchanges safer?
Yes. EU licensing ensures the exchange follows strict financial standards, offers secure custody, protects customer data, and provides transparency—making them safer than unregulated platforms.
Which are the top EU-licensed exchanges?
Bitvavo, Bitstamp, Coinbase, and Kraken are considered among the best EU-licensed platforms due to their strong regulatory compliance, low fees, and user-friendly services.
