10 Best MoonPay Alternatives In The USA 2026 – Crypto Users

The purpose of this article is to discuss MoonPay Alternatives in the USA. I will focus on platforms that will allow users to safely, reliably, and seamlessly buy, sell, and manage cryptocurrencies.

These alternatives will satisfy the crypto user in the USA. These platforms will provide you with complete control, flexibility, and low fees.

As a crypto user, you will appreciate these alternatives whether you are a novice looking for a simple user interface or a sophisticated user looking for DeFi and multi-chain support.

What Is MoonPay

MoonPay is a fintech platform that lets users buy and sell cryptocurrencies quickly and securely through traditional financial infrastructure like the credit/debit cards and bank account transfers.

In its role as a fiat-to-crypto gateway, MoonPay is the first entry point into the cryptocurrency ecosystem, and supports a slew of cryptocurrencies.

MoonPay executes its services quickly, conveniently, and in a secure manner, while also having KYC and AML compliance.

MoonPay is the bridge from traditional finance to digital assets, and services are provided to users and businesses across the globe.

Key Points & Best MoonPay Alternatives In The USA

10 Best MoonPay Alternatives In The USA

1. Trust Wallet

It is no surprise that Trust Wallet is one of the best MoonPay alternatives in the USA. Trust Wallet features excellent customer support, robust security, is easy to use, and supports a multitude of cryptocurrencies.

Trust Wallet uniquely allows users to retain full ownership of their cryptocurrency and private keys. Moreover, the app features a built-in DApp browser that enables users to easily buy, store, and trade digital assets.

Trust Wallet is also trustworthy, reliable, and easy to use, allowing users to skip the cumbersome account approval process that other wallets force.

Finally, Trust Wallet supports a multitude of cryptocurrencies and blockchain networks. Overall, Trust Wallet is the best alternative to MoonPay.

Pros And Cons Trust Wallet

Pros:

• Total control of your private keys as well as your funds.
• Built on several different chains and can work with multiple tokens (and NFTs)
• Access to several DeFi protocols and to the full Web3 ecosystem through a DApp.
• Designed for use on mobile devices and well suited for beginners.

Cons:

• No access to a desktop version.
• A mobile-only experience can be frustrating for more advanced users.
• An active internet connection is required for all transactions.
• Compared to some other crypto wallets, there are not a lot of features for advanced portfolio tracking.

2. Exodus

Exodus is one of the best alternatives to MoonPay in the US given its convenient user experience and all-in-one crypto management.

It merges an attractive and easy to use interface with strong security to ensure users can buy, trade and store different cryptocurrencies with ease.

Unlike MoonPay, Exodus has full visibility of your portfolio, an integrated exchange and stores your private keys offline so you have full control to manage your assets.

It is perfect for new and seasoned traders with its support for many assets and ability to track your portfolio in real-time, providing a safe place to trade and an experience for crypto management greater than just simple buying.

Pros And Cons Exodus

Pros:

• Complete and easy to use for beginners
• Has support for a lot of different cryptocurrencies and tokens.
• Has the ability to exchange cryptocurrencies through a built-in exchange.
• Enhanced security through offline private key storage.

Cons:

• A lot of users will have concerns about using a closed-source platform as they are unable to audit the security of the system.
• There is very little support for advanced decentralized finance features.
• There are higher odds of incurring a loss of funds through the incurring of higher transaction fees for exchanges made on the in-app exchange.
• There is no support for using a DApp browser on mobile.

3. MyEtherWallet (MEW)

MyEther Wallet is one of the best MoonPay alternatives in the USA, especially if you are acquiring Ethereum and ERC-20 tokens.

Unlike MoonPay, MyEther Wallet allows you full control over your private keys and your funds, giving you true ownership of your digital assets.

MyEther Wallet is a fully open-sourced program that allows you to create a wallet, swap digital assets, and communicate one on one to the Ethereum blockchain with no middle parties.

MyEther Wallet has a great user interface and allows the integration of hardware wallets for more alt the security, while still providing an easy to use system for advanced users. autonomy, security, and Ethereum functionality make MyEther Wallet an clear.

Pros And Cons MyEtherWallet (MEW)

Pros:

• There is support for all Ethereum and tokens on the ERC-20 standard.
• Full control of their own private keys.
• Enhanced security through support for hardware wallets.
• Always open-source including all features on the platform.

Cons:

• There are limits to other blockchains compared to some other wallets.
• There are concerns that the features may be too complex for beginners.
• Some constraints when using external wallets.
• People can’t directly buy crypto with fiat as there are no in-built options and external services are required.

4. Guarda Wallet

Guarda Wallet is one of the best alternatives to MoonPay as it can be accessed on almost any platform. Guarda does more than store simple cryptocurrencies.

Guarda allows you to manage, store, and even exchange various cryptocurrencies directly from the wallet, as you don’t need to go through an external wallet.

Guarda offers the exchange to directly swap. Guarda also has enhanced security features and allows you full control over your wallet’s private keys.

Users can use Guarda on the desktop, mobile, or web apps so. They also support staking on select coins so you can be sure to have some flexibility on the cryptos you invest. Overall the Guarda Wallet is a safe and secure crypto wallet alternative to MoonPay.

Pros And Cons Guarda Wallet

Pros

• Access the platform using mobile phones, desktops, and the internet.
• You can choose from a long list (hundreds) of cryptocurrencies.
• You can exchange and stake built-in options.
• You are the only one in possession of the private keys.

Cons

• The interface on mobile phones is cluttered and messy.
• The app contains in-app exchanges, and it charges a higher fee.
• The app does not interface with any decentralized application (DApp) browsers.
• The customers have complained of slow responses regarding support.

5. Coinomi

Coinomi is very well known for its MoonPay alternative, mainly for its privacy and multi-asset support. Unlike MoonPay, users of Coinomi fully maintain control of their private keys, ensuring that users are not subject to custodial third parties.

Coinomi supports a variety of digital assets on its various blockchains, and its users can store, send, and swap assets on one platform securely.

Coinomi’s privacy and convenience is unquestionable with its in-platform crypto exchange, its advanced encryption technologies, and no KYC.

Coinomi enables crypto users looking for a MoonPay alternative the endpoints of security, flexibility, and control over their assets.

Pros And Cons Coinomi

Pros

• The main focus is privacy and security.
• There is support for many chains and several assets at the same time.
• There is no KYC, which helps in remaining anonymous.
• The users can make quick swaps from the built-in exchange.

Cons

• Because the software is closed-source, it is a potential security threat.
• The software designed mostly for mobile phones can be inconvenient for users who prefer desktop computers.
• Compared to other wallets, there are fewer options for decentralized finance (DeFi) integration.
• Some of the users have complained that updates do not always improve the interface.

6. Daedalus

Daedalus is a great alternative to Moonpay. Ideally located in the USA, Daedalus is different from MoonPay in that it is a full node wallet, so users have to download the entire chain and have complete control with the highest security over their funds.

With excellent offerings such as staking, transaction history, and complete private key control, Daedalus provides security and transparency, as well as the full control to manage their funds.

With a clean interface, it’s easily usable for those new to crypto, as well as for the more seasoned pros, and can manage your ADA easily. Because of their focus on giving users as much control as possible, Daedalus is great for all ADA holders.

Pros And Cons Daedalus

Pros

• The full-node wallet for Cardano enables maximum decentralization.
• There are advanced options for staking for holders (ADA) of the coin.
• Complete ownership of private keys and secure designs.
• There is great tracking of the portfolios and detailed tracking of transaction histories.

Cons

• The usage of many other assets is limited since only Cardano (ADA) is supported.
• More storage is required as well as greater bandwidth for a full blockchain download.
• Casual users, especially beginners, have a hard time learning the software.
• There is no mobile option, desktop only wallet.

7. SafePal

SafePal is one of the best alternatives to MoonPay, as it is the only competitor offering combo hardware and software wallet solutions.

This provides a unique blend of security and convenience, all the while being based in the US. SafePal differs from MoonPay as it allows users to exercise full control over their private keys and also supports a larger range of various cryptocurrencies across multiple blockchain platforms.

Funds also remain secure from hacks, as the offline feature signs and approves all transactions. The in-app exchange feature provides instant swaps without intermediaries.

SafePal is also one of the best services in the industry, as it supports various cryptocurrencies and blockchain networks. Crypto enthusiasts appreciate the platform’s versatility and security.

Pros And Cons SafePal

Pros:

• Best security since it has both hardware wallets and software wallets.
• Multi-chain and supports lots of different tokens.
• Offline signing means no one can hack it.
• Apps have built-in features for for staking and exchanging.

Cons:

• Need to buy extra to get an actual hardware wallet.
• Interface can be difficult for complete novices to navigate.
• Some blockchains are out of sync occasionally.
• Lacks customizable analytics.

8. Bridge Wallet

Bridge Wallet is an amazing MoonPay alternative in the USA since it is completely self-custodial and fully integrated with MoonPay.

Unlike MoonPay, users can store, send, and swap crypto-assets in the wallet without third parties. Fast transactions with low fees are a standout feature, and are used to enhance the user experience of the app, making it easier to manage digital assets.

In addition, Bridge Wallet has integrated DeFi features and allows users to stake and participate in liquidity pools directly from the app. All of these reasons solidify Bridge Wallet as a top choice for crypto users of all kinds.

Pros And Cons Bridge Wallet

Pros:

• Integrates with Multi-chain and DeFi.
• Transactions have low fees and are very fast.
• Private keys are 100% under your control.
• Built-in staking and swapping features.

Cons:

• Smaller community means less user support.
• Lacks advanced features for portfolio tracking.
• Desktop features are limited as it’s mobile-friendly.
• There’s a learning curve for some of the more complex DeFi features.

9. Zerion

Zerion is the best Moonpay alternative offered in the USA, specifically designed for DeFi users who need all-in-one portfolio management.

Unlike Moonpay, Zerion is directly connected to users’ wallets, allowing them to retain control of their private keys and assets and seamlessly track investments in multiple protocols.

The simple UI enables users to seamlessly swap, lend, and stake tokens without the need for intermediaries.

Supporting dozens of assets, Ethereum and cross-chain tokens, Zerion’s built-in analytics allow users to actively manage their crypto portfolios, and it is for this reason, it has become the best Moonpay for DeFi advanced users.

Pros And Cons Zerion

Pros:

• Focuses on DeFi analytics and portfolio management.
• Real-time monitoring available across multiple protocols.
• Apps allow you to stake, swap, and lend.
• You can connect any wallet, so you always have your private keys.

Cons:

• Built mostly on Ethereum, so few of cross-chain assets are available.
• Does not support hardware wallets.
• Interface may be complex for beginners.
• Must have an internet connection to track your portfolio.

10. Wyre

Wyre is the most reputable alternative to MoonPay in theUSA. They offer quick and dependable crypto payment services.

In addition to being the most affordable, Wyre prioritizes seamless fiat-to crypto onramps with strong compliance, allowing customers to purchase, sell, and transfer digital currencies directly.

Unlike MoonPay, customers can make bank and card transactions. It’s serenity and automation make it the best fit for both customers and businesses.

With strong security, multiple cryptocurrency payment acceptance, and affordable service, it’s no surprise Wyre is the most sought after MoonPay alternative. They offer crypto payment services with transparency and dedication.

Pros And Cons Wyre

Pros:

• Provides cheap and fast transactions when exchanging fiat for crypto.
• You can connect your accounts and bank cards easily.
• Fees and compliance costs are not hidden.
• There are APIs for businesses and developers.

Cons

• Primarily fiat-to-crypto and doesn’t have advanced wallet features.
• This isn’t a complete crypto management solution.
• Applies KYC and AML measures.
• There is poor multi-chain support and mostly offers popular cryptocurrencies.

How To Choose Best MoonPay Alternatives In The USA

Security and Private Key Control Make sure the service in question provides you with full access to and control of your private keys. Look for facilities like encryption and offline signing and the ability to control a hardware wallet.

Supported Cryptocurrencies and Blockchains: Look to see if the potential swap service supports the crypto assets you are wanting to use. Multi-chain wallets tend to provide more versatility for a diverse trading and DeFi portfolio.

Ease of Use Choose some service with a user-friendly interface, especially if you are and intend to keep being a beginner Compatibility with mobile and desktop wallets adds a lot of convenience to the service.

Fees and Transaction Speed Inflationary pressures are pushed by the monetary policies of modern economies; for this reason, it is always useful to compare the potential deposit, withdrawal, and exchange fees that wallets impose.

Comparison of The Best MoonPay Alternatives In The USA

Are MoonPay alternatives safe?

MoonPay alternatives are likely secure if they have systems in place like key control, encryption, and adherence to regulations.

Having control over private keys allows users to have complete ownership over their funds and minimizes the risk of hacks or unauthorized access.

Encryption helps to mitigate the risk of cyber threats by securing sensitive information during and after transactions.

Regulatory compliance, in particular KYC and AML procedures, means the platform interacts with clients transparently and legally, giving users more trust in the system.

Overall, these systems make alternatives safe and secure systems for purchasing, safekeeping, and managing cryptocurrencies.

Conclusion

To wrap up, other best MoonPay competitors in USA offer security, control, and choice. Others like Trust Wallet, Exodus, MEW, and SafePal offer full private key ownership, multi-chain compatibility, and in-app swaps, while Zerion and Wyre offer DeFi and fiat-onramp services.

The right alternative to MoonPay will mostly depend on the user’s preferences and other crypto ambitions.

FAQ