10 Best PayPal Crypto Payment Alternatives In Europe 2026

This article discusses the Best PayPal Crypto Payment Alternatives in Europe. There are several platforms that have faster transfers and lower fees, and have more robust crypto support than PayPal.

If you are a business, freelancer, or everyday user, these alternatives offer a more secure, modern, and flexible way to manage digital and cryptocurrency payments across Europe. Even more, these platforms manage payments more efficiently and cost effectively.

How To Choose The Best PayPal Crypto Payment Alternative In Europe

Identify your purpose – Is it for business payouts, personal transfers, freelance, or just for crypto trading? Identify your purpose.

Check crypto support – Make sure the platform supports your required cryptocurrencies.

Compare fees – Compare pricing, transfer fees, and exchange rates to find the most cost effective.

Review supported countries – Make sure the service works in all regions of Europe you need.

Assess transaction speed – Choose services with instant processing or near instant.

Evaluate security features – Look for EU compliance, protection from theft, and encryption.

Look for multi-currency options – This is handy if you do business in several countries or expect payment in different currencies.

Check for Integration – This is crucial for businesses that need APIs, e-commerce plugins, or automated payouts.

User Reviews – Use to assess reliability and hidden features or issues.

Key Points & Best PayPal Crypto Payment Alternatives In Europe

Alternative	Key Point
Tipalti	Mass payouts platform with compliance automation
Revolut	Supports crypto trading and payments with multi-currency accounts
Trolley	Global payouts with strong API integration
Atlantic Money	Low-cost international transfers with transparent fees
Stripe	Crypto-friendly payment gateway with developer tools
Wise	Cross-border payments with real exchange rates
Skrill	Crypto wallet and payment solution widely accepted in Europe
Payoneer	Global freelancer and business payouts with crypto support
MangoPay	Customizable payment infrastructure for marketplaces
CoinPayments	Dedicated crypto payment gateway supporting 2,000+ coins

10 Best PayPal Crypto Payment Alternatives In Europe

1. Tipalti

Tipalti is likely the best alternative to PayPal for crypto payments in Europe due to its exceptional global payments automation with multi-currency capabilities, including crypto.

Unlike other providers, Tipalti specializes in mass payouts which is ideal for businesses, as well as freelancers, who require international payments.

Its automated compliance, including tax handling, significantly decreases the administrative burden for cross-border payments.

Tipalti’s fast, secure and low-cost payments with easy-to-use dashboards and instant reporting are all great differentiating features for Tipalti compared to other payment providers.

All these features, including the added ability to hold and convert crypto, makes Tipalti a great candidate for any Europe-based business seeking a more secure alternative to PayPal

Features Tipalti

• Worldwide Accessibility: Processes transactions in over 190 countries in 120+ currencies.
• Process Automation: Uses artificial intelligence for validation which decreases manual efforts.
• Systematized Connections: Interfaces with 30+ ERP systems, NetSuite, SAP, Oracle, etc.
• Regulatory Compliance: Detects fraud and ensures compliance with tax processes efficiently.

2. Revolut

Revolut is now considered one of the best PayPal crypto payment alternatives in Europe due to its combination of traditional banking and crypto services.

Customers can buy, sell, and hold several cryptocurrencies in the app while performing instant fiat transactions across Europe.

Forex is real-time with low fees and an intuitive interface making cross-border PayPal alternate costs and payment speeds more effective.

Incorporating the ability to crypto trade while managing daily finance budgets, cards, and instant transfers adds convenience to European users.

This combination of speed and access to crypto makes Revolut popular across various modern payment services.

Features Revolut

• Immediate Cryptocurrency Acquisition: Cryptocurrency purchases can be made instantly via Trust Wallet.
• Valuable: No fees are applicable for the Revolut funding balance.
• Self-storage: Users are able to keep the control of their assets.
• Diverse support: Supports other cryptocurrencies including Ethereum (ETH), Solana (SOL), and USD Coin (USDC).

3. Trolley

Trolley is one of the most preferred Paypal crypto payment alternatives in Europe. It serves above all other competitors the fastest crypto payment.

It also offers paying mass payments in several different cryptocurrencies and other fiat currencies. Also, Trolly follows all the regulations in Europe.

Trolly automakes tax and other forms of old fashioned dictation regulatory forms. Clients also get to see in real time all that is going down along with their payments.

The payments also come with a very user friendly fee structure and and a very easy to use interface.

Trolley’s combination of factors makes most Paypal alternatives look ordinary to plain and simple. Crypto Trolley is most prefered to use.

Features Trolley

• Worldwide Payments: Automated payment functionality is available for freelancers, creators, and marketplaces.
• Compliance Part: Compliance of the Digital Services Act, fraud and tax reporting, and verification of identity.
• Scalable: Designed for use by companies of any size, including startups and Fortune 500 companies.
• Systemized Connections: Partners with organizations such as SoundCloud and Envato.

4. Atlantic Money

Atlantic Money has become the go-to competitor for PayPal in crypto cross-border transactions payments in Europe.

For users that prioritize efficiency and little-to-no fees for transactions that occur in multiple currencies, including crypto, Atlantic Money is the best option.

Money transfers, whether crypto or not, are international and sent and received in real-time. Atlantic Money differs from PayPal in that they do not have hidden fees and the fees they do have are lower.

This makes them the best option in Europe. The Atlantic Money platform is user friendly and makes cross-border transactions feel easy.

With instant transactions, compatibility with crypto, and the cross-border payments, they are one of the best in Europe.

Features Atlantic Money

• Flat Fee Payments: A £3 fee is charged for any payment made internationally.
• Current Market Rates: Access to interbank rates without increased prices.
• High Limit Payments: Up to £1,000,000 can be sent in a single payment.
• Cost Effectiveness: Competitively priced with Wise and several others.

5. Stripe

Stripe is among the best PayPal crypto payments alternatives in Europe due to its advanced payment and seamless integration for companies of all sizes.

Supporting both fiat and crypto payments is its best feature and is accompanied by several automated and customized APIs.

Stripe is a balance of speed, and security and offers low-cost, cross-border payments while offering a variety of payment fraud security and analytics solutions.

Business subscriptions, marketplaces, and mass payouts can be done on the same platform, unlike PayPal.

These advantages, coupled with the crypto payments, developer tools and flexibility, makes Stripe one of the leading payment processors in Europe.

Features Stripe

• Payments in crypto: Facilitates transactions in digital currencies and stablecoins.
• Global participation: Accessible to the merchants on EU markets.
• Crypto to Fiat: Crypto is automatically converted to fiat.
• Subscriptions: Enabled crypto invoicing on subscription-based clients.

6. Wise

Wise provides some of the best, if not the best, PayPal competitors for European customers. They offer low-cost, international transfers with real-time exchange rates and transverse fees.

They make border transfers simple for individuals and businesses alike. They also offer multiple currency accounts, and unlike PayPal, they prioritize low-cost transfers, with little to no hidden fees.

They also offer instantaneous transfers with dozens of countries and direct integrations to business banking. They integrate seamlessly with business banking.

They are reliable and the pricing is good, and they are supporting crypto more. Because of this, we recommend Wise to those looking for payment alternatives to PayPal.

Features Wise

• International Transfers: Fast international payments at a low cost.
• Banking Partner: Integrated with EU covering banks like Raiffeisen.
• No fees: No hidden fees when using a real exchange rate.
• Accounts: Manage and transfer to different currencies with a single account.

7. Skrill

Skrill is a top PayPal crypto payment alternative in Europe, offering fast, secure, and versatile digital payments.

Its unique advantage is seamless support for both fiat and cryptocurrency transactions, allowing users to buy, hold, and transfer crypto alongside traditional currencies.

Skrill also provides low-cost international transfers, instant payments, and a prepaid card for easy spending worldwide. Unlike PayPal, it caters specifically to online traders, gamers, and freelancers, making cross-border transactions effortless.

With a user-friendly interface, strong security measures, and widespread acceptance, Skrill delivers a reliable and cost-effective solution for Europeans seeking a modern, crypto-compatible alternative to PayPal.

Features Skrill

• Payments in crypto: Facilitates transactions in digital currencies and stablecoins.
• Global participation: Accessible to the merchants on EU markets.
• Crypto to Fiat: Crypto is automatically converted to fiat.
• Subscriptions: Enabled crypto invoicing on subscription-based clients.

8. Payoneer

Payoneer is one of PayPal’s primary competitors, and, as the firm is headquartered in Europe, it is the largest in the region.

Payoneer supports the receiving of payments in different currencies around the world (including the crypto-currency) and is also able to provide the use of receiving accounts in different countries. This is something PayPal doesn’t do.

Payoneer makes it very easy to do payments in a range of currencies and makes it quick to do it at very low cost.

Payoneer also offers payments to an electronic prepaid card and other payments can also be linked to a range of electronic marketplace accounts.

These payments can be done as quick as the firm can process them and the offer of payments in crypto-currency makes them even more quick. Because of the above, Payoneer is a very good option for users in Europe.

Features Payoneer

• Payouts: Available to freelancers, SMBs and e-commerce sellers.
• Accounts: Simplifies sending and receiving different currencies.
• Global Hiring: Manage and pay contractors in 160+ countries.
• Cross-border: Local regulations on cross-border payments are adhered to.

9. MangoPay

MangoPay is among the main European alternatives to PayPal and specializes in providing payment services to e-commerce companies, crowdfunding platforms, and marketplaces.

They are the only service in Europe able to manage complex payment flows that involve escrow and split payments, along with crypto and multi-currency payment capabilities.

MangoPay is the only payment processor that is fully compliant with European regulation, allowing them to keep payments and transactions secure and transparent.

They are also very flexible in terms of having a fully compliant European payment processor and develop a fully integrated payment system with the help of their developer-friendly API. MangoPay has a modern payment system and is very secure.

Features MangoPay

• Wallets with IBANs: Create and manage multiple IBAN wallets.
• Vinted, Rakuten: Designed for marketplaces like Vinted and Rakuten.
• EU EMI: CSSF and FCA Licensed EMI.
• Flexible Payment: Supports payments, monetization and tiered payouts.

10. CoinPayments

In Europe, CoinPayments has earned acclaim for being one of the top PayPal cryptocurrency payment alternatives, with the ability to buy, store, and move around crypto for both businesses and consumers effortlessly.

Over 2,000 digital currencies may be processed on the site, and the site offers instant conversion and low transaction fees.

With PayPal, and CoinPayments, the focus is split with other forms of money and payment, (outside of crypto), and payment is fast, there is no risk of chargebacks, and are settled within seconds, with borderless payment transfers.

Crypto payments for businesses tied to eCommerce and market crypto payment services and Cash Payments integrates to online.

The extensive incorporation of digital currencies, the merchant tools, and the site’s security makes it the most preferred reliable site, PayPal offers competitive rates for European clients

Features CoinPayments

• Many coins: HUndreds of cryptocurrencies are accepted.
• Integrations: Links to e-commerce services like Shopify, WooCommerce etc.
• Competitive: Low transaction fees for merchants.
• Smart Automation: Tools to keep checkout super smooth and settle faster.

Pros And Cons Best PayPal Crypto Payment Alternatives In Europe

Pros:

• Great solution for mass payments to international contractors and suppliers.
• Good compliance and fraud prevention, as well as tax automation.
• Supports payments in multiple currencies and offers various payment methods.
• Good integrations with accounting and ERP systems.
• Good for large corporations.

Cons:

• Pricing is not suitable for small businesses and startups.
• Setup is not simple.
• Not suitable for single users.
• Long term contracts are mandatory in some cases.
• No support for payments in crypto.

Quick Comparison Best PayPal Crypto Payment Alternatives In Europe

Crypto Support	Best For	Key Strength	Main Limitation
No	Enterprises & mass payouts	Automation, compliance, scalability	Expensive, no crypto
Limited	Individuals & SMBs	Multi-currency + in-app crypto	Limited crypto withdrawals
No	Global contractor payouts	Compliance & bulk payments	No crypto payments
No	Low-cost international transfers	Transparent flat fees	No business or crypto tools
Limited	Online businesses	Powerful APIs & integrations	Not a native crypto wallet
No	Cheap cross-border transfers	Real exchange rates	No crypto support
Limited	Freelancers & marketplaces	Global receiving accounts	Higher FX fees
No	Marketplaces & platforms	Escrow & split payments	Complex setup
Yes	Crypto merchants	2,300+ cryptocurrencies	No fiat banking

Cocnlsuion

In the end, considering the fact that PayPal crypto alternatives in Europe are more diversified in Europe than in other regions, the likes of Tipalti

Trolley and MangoPay are the leaders in the ,revolut, Wise, and Skrill are those that cater to most users and freelancers.

From global payments, and StripePayoneer to CoinPayments (which is dedicated to crypto), the right platform can be found for speed and versatility. Security is not an issue.

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