10 Best Prop Firms for UK Traders Without Overnight Fees (2026)

In this article, I will focus on the best Prop Firms for UK Traders Without Overnight Fees, specifically targeting firms that provide funded accounts with no continuous monthly or subscription fees.

These kinds of prop firms ensure affordable access to capital for UK traders, flexible trading (without the stress of overnight fees), and clear guidelines.

Key Points & Best Prop Firms For UK Traders Without Overnight Fees

Prop Firm	Key Point
FundedNext	Best overall choice for UK traders with flexible funding models
BrightFunded	Loyalty program and unlimited scaling opportunities
DNA Funded	Broker-backed structure ensuring strong reliability
Blueberry Funded	Top scaling plan for funded accounts
FXIFY	Low fee forex trading with simple rules
Eightcap	FCA-regulated broker offering trust and compliance
Funded Trading Plus	Flexible challenges and strong support for experienced traders
GlobalForexFunds	Affordable access with simple trading challenges
Blue Guardian Capital	Specialized in forex trading with strong community focus
Lux Trading Firm	Networking opportunities for traders to connect globally

10 Best Prop Firms For UK Traders Without Overnight Fees

1. FundedNext

FundedNext offers traders a unique model as it grants them lifetime access after passing their evaluations challenges with no monthly fees.

Traders complete one or two steps of the evaluation and subsequently get funded accounts for forex, indices, and commodities with profit splits up to 90%.

For traders, lifetime access is a huge plus because once you’re funded, there are no subscription costs, which is excellent for serious UK traders who are looking for the long-term.

Traders tend to enjoy the challenge model because of its flexibility, as well as the straightforward fee structure and the intelligent dashboard, although it is very important to understand the various risk and trading limits before signing up.

FundedNext Features

• Lifetime Funded Access: evaluative sign-ups who pass the evaluation keep their funded accounts indefinitely with no further subscription fees.
• High Profit Splits: generous payouts often in the 80-90% ranges.
• Multiple Asset Classes: Trade Forex, indices, commodities, and some crypto.
• Structured Risk Rules: The presence of daily loss restrictions and drawdown limits.

Pros	Cons
Lifetime access after challenge without recurring fees.	Initial challenge cost can be high.
Competitive profit splits (up to ~90%).	Strict risk rules on drawdown and daily loss.
Supports multiple asset classes (Forex, indices, commodities).	Some strategies may find target/momentum rules limiting.
Clear dashboard and rule set.	Scaling plan adds complexity for some.

2. BrightFunded

BrightFunded also has no monthly or subscription fees after you are funded and offers simple capital access after you meet their evaluation targets.

Besides having evaluation accounts with no fees, they have a rewards program that benefits and adds perks to traders who consistently trade and grow their accounts.

Their evaluation criteria are fairly favorable, as the profit targets and drawdown limits are attainable with plenty of strategies.

Providing clarity and no stress of monthly payments, BrightFunded is a good choice for those who want uninterrupted access to accounts that are funded for the long haul.

BrightFunded Features

• No Monthly Fees After Funding: Just pay the challenge cost.
• Reward Programs: additional bonuses for frequent achievers.
• Flexible Account Sizes: Different challenge tiers fit different trader profiles/budgets/strategies.
• Transparent Rules: clear instructions and expectations for risk, targets, and profit distribution.

Pros	Cons
No monthly charges after funded.	Profit split slightly lower than top competitors for some plans.
Reward programs for consistent traders.	Challenging targets for aggressive strategies.
Multiple account sizes available.	Limited educational resources compared with larger firms.
Straightforward, transparent trading rules.	Overnight carry costs depend on underlying broker.

3. DNA Funded

DNA Funded is attractive to UK traders because of its broker-backed model lifetime access and no monthly fees after funding.

The one-phase evaluation structure is more straightforward — just hit the profit target and stay within the risk limits to get funded.

The profit splits are competitive — usually 85% and up. The firm doesn’t add subscription fees once you’re in.

For traders who appreciate low total costs and challenge rules, along with the broker-backed model improving pricing and execution, DNA Funded is optimal.

DNA Funded Features

• Single Phase Evaluation: no more multi-step challenges.
• Broker Backed Model: Access to real broker pricing for improved fills.
• Lifetime Funded Account: No fees after you get funded.
• Competitive Profit Shares: keep more for yourself.

Pros	Cons
Simple one‑phase evaluation.	Evaluation fee non‑refundable if failed.
Lifetime funded access without subscription.	Rules may be stricter on drawdown limits.
Broker‑style backing improves execution quality.	Fewer instrument options than some rivals.
Competitive profit share.	Limited community and third‑party reviews.

4. Blueberry Funded

Blueberry Funded is a flexible proprietary trading company that gives you a lifetime account with no additional costs after you complete its two-phase challenge.

It offers a wide range of trading instruments, like forex, cryptos, and stocks, with profit splits of up to 80%.

Traders like its simple interface, great community support, and responsive support, which guides them to manage funded accounts at lower costs.

The company’s challenges and funded accounts are flexible, meaning that once you pay the evaluation fee and achieve the targets, you are free to trade as you please without the worry of overnight or continuous trading evaluation fees.

Blueberry Funded Features

• Broader Instrument Support: Trade Forex, stocks, commodities, and crypto.
• Lifetime access after challenge: Evaluation purchase is one-and-done, no monthly payment.
• Responsive support: Support members are assigned individually to each customer to answer questions about rules.
• Trader-friendly interface: Dashboard is uncomplicated.

Pros	Cons
No monthly fees after funding.	Two‑phase challenge may feel lengthy.
Wide asset support including crypto and stocks.	Profit split moderate (typically ~80%).
Responsive support team.	Some risk limits tight for volatility.
Friendly interface for new funded traders.	Overnight swap/rollover still applies.

5. FXIFY

FXIFY is a United Kingdom-based company that offers lifetime funding access with no recurring monthly fee after you get accepted into their program.

They offer instant and traditional evaluation challenges where you can keep up to 90% of the profit. They also offer support for forex, indices, and crypto. FXIFY is designed to have low funding and flexible cost structures.

Traders have no fees after the initial challenge purchase, making it appealing to UK-based scalpers, swing traders, and long-term funded account holders who need straightforward and affordable access to funding.

FXIFY Features

• Instant funding option: Removes need for traditional evaluation with qualifying conditions.
• High profit splits: Generous payouts for good performance.
• No recurring subscription: Only access fees apply.
• Diverse markets: Forex, indices, and crypto are all tradeable.

Pros	Cons
Instant funding option available.	Instant funding costs can be higher than standard challenge.
Lifetime access after qualification with no recurring fees.	Some rules vary by account type.
High profit splits (up to ~90%).	Limited advanced platform features for pros.
Supports Forex, indices, crypto.	Overnight rollover charged by broker.

6. Eightcap

Eightcap isn’t exactly a prop firm, but we’ll mention it because some funded firms, including FundedNext, use Eightcap for liquidity.

Eightcap develops their own products, and as a broker, they offer competitive spreads, and good trading conditions, and do not charge “overnight fees” as in recurring subscription fees.

However, they do charge rollover/ swaps on positions held overnight (which is standard in forex). If you trade via a prop challenge with Eightcap pricing, you won’t have extra platform

fees other than the one-time challenge fee. Always check the swap policies before making any overnight trades.

Eightcap Features

• Broker trading conditions: Good spreads and fast executions.
• MT4/MT5 platforms: Support is provided for these industry standard platforms.
• No proprietary subscription: Only standard trading costs to incur, no firm-level fees.
• Liquidity provider backed: Good pricing and depth for markets.

Pros	Cons
Competitive broker conditions used by prop challenges.	Not a traditional prop firm (broker only).
Good execution speeds and spreads.	Overnight swaps/rollovers apply per market.
Multiple platform choices (MT4/MT5).	No funded account program on its own.
Strong liquidity and UK regulation alignment.	Not tailored to funded trading models.

7. Funded Trading Plus

Funded Trading Plus (FTP) is a proprietary trading firm from the UK. They have a rather unique business model, which includes a one-off payment for evaluation, but no monthly charges.

After you have successfully completed the challenges, you’ll receive a funded account with a profit share which is quite generous (usually 80-90% which is upgradable) profit share.

They provide evaluations as well as instant funding. Their funding is flexible too, and with no monthly fees, it is very attractive for traders wanting to fund themselves.

A disclaimer though, you will have trading fees, like spreads and commissions. But these are not monthly charges from the firm.

Funded Trading Plus Features

• Multiple funding pathways: Instant funded options, and traditional challenges.
• No monthly prop fees: Only the challenge cost, or access cost, as these are one-time fees.
• Clear risk management: Set rules for the drawdown and daily loss.
• Strong profit splits: Keeps a large portion of your profits during good months.

Pros	Cons
No monthly prop subscription fees.	Challenge still has cost and strict rules.
Classic and instant funding routes.	Relatively fewer account sizes.
Strong profit split options.	Limited asset classes vs larger firms.
Clear risk parameters.	Overnight swaps still exist from broker side.

8. GlobalForexFunds

GlobalForexFunds (GFF) is a proprietary trading company based in the United Kingdom that provides traders with the option of instant funding and single-phase challenges, generally with no ongoing subscription fees after funding.

Traders can proceed with a basic evaluation or bypass it for instant funded access. GFF aims to keep traders concerned with trading performance instead of ongoing costs, as there strep and commission costs as with any instrument.

This is ideal for traders wishing to have a simple and stress-free prop trading experience without the complications of a monthly billing system.

 GlobalForexFunds Features

• Simple funding options: Instant fund and single-phase challenge offers.
• No recurring subscriptions: Only one-time costs.
• Forex-focused execution: FX strategies have particularly tight pricing.
• Flexible challenges: Adjust according to different trader skill levels and styles.

Pros	Cons
Single‑phase or instant funding without recurring fees.	Lower profit split compared to top elite firms.
Transparent, simple pricing.	Limited advanced platform tools for veterans.
Good for Forex‑focused strategies.	Overnight rollover costs from broker still apply.
Flexible challenge options.	Less known community support.

9. Blue Guardian Capital

Blue Guardian Capital funds accounts without monthly subscription fees; you just pay a challenge fee and trade with funded capital after.

They have instant and challenge-based access models with profit splits of about 80%. Blue Guardian’s challenge accounts have flexible and indefinite trading periods; you can hold trades overnight.

Traders who appreciate longer access to flexible funded accounts without recurring subscription fees consider Blue Guardian a good option (as long as you factor in the challenge fee and trading costs like spreads).

Blue Guardian Capital Features

• Instant access available: Rapid qualification for funded accounts.
• No monthly fees after funded: Just challenge or access fee.
• Flexible trade holding: Per rules, holding is allowed at no subscription cost.
• Straightforward profit splits: Standard structures and performance-based profit splits.

Pros	Cons
No ongoing monthly fees after funded.	Profit splits typically around ~80%.
Instant access options available.	Some strategic constraints on trade sizing.
Flexible holding times.	Smaller firm — limited global footprint.
Clean evaluation process.	Overnight broker swap charges still occur.

10. Lux Trading Firm

Lux Trading Firm offers funded accounts after step one evaluations with no continual monthly fees after you get funded — you just have to pay the challenge.

Profit splits are around 80% with the challenge fee being fully refundable after some conditions. Customers appreciate Lux for their straightforward policies and supportive customer service, along with their MT5 integration and beginner trader educational materials.

For UK Traders, the setup of paying a one-time fee and being able to trade funded capital with no additional fees makes Lux Trading Firm especially attractive for low-cost, long-term access to proprietary funding.

Lux Trading Firm Features

• One-step evaluation: Simple challenge to get to funding.
• Refund conditions available: Criteria where you can get the challenge cost back.
• No ongoing subscription fees: No monthly fee after funding is granted.
• MT5 integration: Comes with MT5, a trading platform with additional features.

Pros	Cons
One‑time evaluation cost with no subscriptions.	Profit split moderate without scaling.
Refundable challenge if criteria met.	Tighter limits for aggressive strategies.
Simple funded path for UK traders.	Overnight rollover still applies through MT5.
Helpful support resources.	Smaller community presence.

How To Choose Best Prop Firms For UK Traders Without Overnight Fees

Check Fee Structure: Confirm that challenge fees are one time only. No monthly platform fees.

Profit Split: Choose companies with higher profit splits as iFunded account profits.

Risk Rules: Look at daily loss limit and overall loss limit to align with strategy.

Funding Access: Prefer instant or lifetime funding access without continuing subscription requirements.

Asset Variety: Select firms that offer the assets you trade (forex, indices, crypto, stocks).

Evaluation Difficulty: Analyze the risk limits on profit goals for the climbable challenge.

Execution Quality: Look for firms with good spreads, slippage, and quick execution.

Support & Community: Good support and a strong trader community are good for learning.

Platform Compatibility: Ensure support for MT4/MT5 or other platforms you currently utilize.

Clear Terms: Simple, clear withdrawal and trading rules will minimize headaches in the future.

Cocnlsuion

To sum up, prop firms for UK traders without overnight fees support affordable funded trading via one-time challenge models, alongside clear and straightforward rules.

These firms enable traders to concentrate on their performance as there are no monthly subscriptions to be concerned about.

When UK traders select prop firms with reasonable profit split structures, simple risk parameters, and good trading platforms, they are able to trade with confidence and consistency.

FAQ