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Home Buy Bitcoin Buy Bitcoin From Any Corner Of World With Your Credit Card

Buy Bitcoin From Any Corner Of World With Your Credit Card


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Buying bitcoins with your credit card isn’t as hard as it used to be. Just a year or two ago, being able to purchase bitcoin using your Visa, Mastercard, or even a debit card was pretty much unheard of. Most conventional ways which are still used today are through bank transfers, wires, or using cash.

Here we will talk about a few bitcoin exchanges which we have listed that allow users to purchase bitcoins using a credit card on their platform. Please keep in mind there might be slight variances between all exchange providers listed below, including the types of cards allowed (credit versus debit, etc.), and the fees that are involved; typically paying with credit card means you will be paying a slightly higher premium over market price for the bitcoin you are purchasing.

Below are the list of bitcoin exchanges that allow customers to buy bitcoins with credit cards. They are in no particular order, but we did pick out some of the better known service providers.

Below Are Some Best Bitcoin Exchange That Accept Credit Card For Buy Bitcoins 

1. Coinbase

Coinbase is accepting payments with credit cards for buying bitcoin. Coinbase is available only in 42 countries around Asia, North America, Europe and Australia.

The credit card payment fee is 3.99%. However, American authorities audit Coinbase and profits generated on the website are taxed.

The verification process requires ID card, billing address, credit/debit card and phone number. Limits on credit cards are usually the lowest compared to other payment methods and increase after making some transactions with Coinbase or by fully completing the verification process. The average daily limit of buying bitcoin is $10,000 per day.

Visit Coinbase

2. Coinmama

Coinmama is also a great option. The first thing you might notice upon logging in to Coinmama is the user interface of its website. Coinmama offers different packages which give a certain amount of cryptocurrency. If you plan to get a different amount than their packages, you can specify how much Bitcoin you want to buy.

Another small difference about Coinmama is that they do not provide you with a wallet for storing your purchased cryptocurrency. Instead, they ask you for a wallet to send the purchased currency too. This shouldn’t be an issue at all, as long as you have your own wallet.

Coinmama charges a fee of around 5% for credit and debit purchases. Although its fees are higher than Coinbase, they have instant delivery and higher purchasing limits.

Coinmama has high purchasing limits at a max of $5,000 daily, and $20,000 monthly. As far as minimum purchases go, Coinmama has a minimum of $60 USD.

Visit Coinmama

3. is another great option to buy bitcoin with credit card or debit card. They have been in business since 2013 and are based in London, UK. The exchange brings strong security, great liquidity, and cross-platform trading via their website, mobile app, and API solutions. According to the website, they have over 2 million active traders. also allows margin trading for those that want to, and near 100% uptime.

It’s available in the U.S., Europe, and Russia and in several South American countries.

The transaction fees vary depending on the trade volume 0.10% – 0.25%. The fee for buying a bitcoin is 7% and the minimum order amount is 0.01 BTC.

For verification, you need to provide ID information along with scanned proofs and a selfie with the document, personal information, and addresses with a proof of residency.



Bitstamp’s claim to fame is that it’s the ‘first fully licensed bitcoin exchange’ in the world. As the statement suggests, Bitstamp provides more than just debit and credit card purchases. It also allows you to buy with a bank transfer, SEPA transfer, and more. You can even cash out your balance in gold.

Credit card purchases using Bitstamp also follow a staggered fee system.

  • For up to 500$/500 Euro purchases the fee is 8%.
  • For up to 1000$/1000 Euro purchases the fee is 7%.
  • For up to 2500$/2500 Euro purchases the fee is 6%.
  • For up to 5000$/5000 Euro purchases the fee is 5%.

All in all, Bitstamp offers very low prices compared to most other services, considering other services can charge 5%+ for credit card processing alone.

Visit Bitstamp

5. Local Bitcoins

LocalBitcoins (review) operates a bit differently than other exchanges. The prices vary as anyone posts what they are willing to sell their Bitcoins for. Each vendor on the page has a review history which gives you a good idea of how trustworthy the transaction will be.

LocalBitcoins is a platform available worldwide, where the buyers and sellers deal with each other. As a buyer, you have to choose the seller you want to deal with. The seller sets the minimum and maximum amounts of bitcoin trade and decides whether to accept credit card payments or not.

In LocalBitcoins you don’t have to be verified – you just need an email for signing up but some sellers may request detailed information.

The fee charged for transactions is 1%, which may vary depending on the method of payment.

Localbitcoins is a more private way of purchasing Bitcoin, so some users don’t mind paying a few % in fees in exchange.

Visit Localbitcoins


CoinCorner is an exchange based in the Isle of Man, that has an extremely easy signup process that does not require documents to be uploaded, or for your account to be verified. They have a mobile app and built-in wallet, however, I would not recommend storing any cryptocurrencies in an exchanges wallet for a long period of time.

CoinCorner, which also is accepting credit cards for purchasing bitcoin, is available mainly in the UK and Europe.

The credit card fee is 5%, and the commission that lasts for three years is up to 25%.  The prices are relatively high.

A verification process is required, but it’s different from the other companies listed above. You have to provide information about residence address, ID, the source of wealth, occupation, phone number, but no proofs are required.

Visit CoinCorner


Paxful is a company available around the world. It accepts a vast variety of payment methods including credit cards.

However, credit cards are one of the payment methods that require verification with ID. If you are ready to pay the seller more, you can even have instant bitcoins.

The limitations per payment are a minimum of $20 and maximum of $500, and the payment fee is $0.92.

Visit Paxful

Advantages in using your Credit Card to purchase Bitcoin

The biggest advantage in using a Credit Card to buy Bitcoin would only be the convenience in doing so. Everyone has a Credit Card nowadays, meaning everyone can purchase Bitcoin anytime they want! This is also one reason why exchange websites out there today make it their goal to add Credit Card payments as one of the options.

Using a Credit Card can be easy and really fast as long as you know how to do it. In order to make a Credit Card payment in buying Bitcoin, you must first register your card with the website that you want to purchase Bitcoin with. In choosing the right website, make sure that reputation would be the first on your checklist. The last thing we want is to register your card with a fraudulent website.

Disadvantages of using your Credit Card

Of course, we would always have disadvantages when it comes to using our Credit Card to buy Bitcoin. First would be the fact that it is far from being anonymous! You would need to share your Credit Card information over the internet just to purchase Bitcoin with it. If you are a person that likes to keep everything decentralized, you wouldn’t be reading this article today. If you are a person that doesn’t know that and wants to keep it “decentralized”? Then I advise you to stop using your Credit Card now.

The second reason to stay away would be high fees. In using a Credit Card, you would be charged from 3%-10% depending on the website that you want to purchase from. Lastly, some websites do not show how much you are paying for exactly but instead would show you the price per Bitcoin, inclusive of the fees.


If you want to purchase Bitcoins using your Credit Card, you need to make sure that you have spent a couple of days researching about the website that you want to transact with. Imagine the horror if you found out that your credit card company has charged you for something that you didn’t buy. We mean, you can dispute that charge but the feeling of being safe when shopping online doesn’t easily come back after an issue like that. Always know which websites can be trusted when it comes to using your Credit Card in buying Bitcoins.

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