What Is AtPay (ATPAY)? Complete Guide & Review About AtPay

by Cws Team

What Is AtPay (ATPAY)?

AtPay aims to become a first of its kind platform for BNPL solutions, combining three emerging markets; Buy Now Pay Later (BNPL), Crypto and Traditional Currency, and Blockchain and Smart Contracts. @Pay aims to be a key participant in offering decentralised finance (DeFi) eCommerce and in-store solutions to shoppers & merchants.

@Pay will also allow users to pay for their shopping with any traditional currency (fiat) or approved cryptocurrency they hold in their wallets. Shoppers and merchants will be rewarded with tokens for all transactions and repayments. This places @Pay in the unique position to become the premier BNPL solution for gaming platforms, esports, NFT marketplaces, Web 3 businesses whilst also targeting traditional BNPL merchants.

Further, AtPay has developed its own APIs allowing @Pay to be easily integrated into merchant payment gateways giving it access to thousands and thousands of merchants around the World.

AtPay Storage Key Points

Coin BasicInformation
Coin NameAtPay
Short NameATPAY
Total Supply100,000,000
Circulating Supply20,000,000.00 ATPAY
Source CodeClick Here To View Source Code
ExplorersClick Here To View Explorers
Twitter PageClick Here To Visit Twitter Group
WhitepaperClick Here To View
Official Project WebsiteClick Here To Visit Project Website

ATPAY Price Live Data

The live AtPay price today is $0.990181 USD with a 24-hour trading volume of $483,616 USD. They update ATPAY to USD price in real-time. This is up 0.01% in the last 24 hours. The current CoinMarketCap ranking is #3057, with a live market cap of not available. The circulating supply is not available and a max. supply of 300,000,000 ATPAY coins.

If you would like to know where to buy AtPay at the current rate, the top cryptocurrency exchange for trading in stock is currently MEXC. You can find others listed on our crypto exchanges page

The Future of Payments

AtPay is a DEFI (Decentralized Finance) protocol that is the first BNPL (Buy Now Pay Later) platform built integrating blockchain technology with its own cryptocurrency.

Shop Online & Instore

Once approved, users can shop with the growing network of approved brands and merchants worldwide.

Repay in Four

Using BNPL solution, users are able to repay transactions in four equal installments over three months.

Earn Crypto Rewards

For every successfully repaid transaction, users earn @Pay Tokens as a reward and unlock new shopping limits.

Shop & Earn Rewards

Users are rewarded for successfully repaying their transactions on time. Users will receive @Pay Tokens to their fully-integrated @Pay Wallet that can be sold or used to Stake into our protocol.

Fully Integrated Crypto Wallet

@Pay will also allow users to pay for their shopping with any approved cryptocurrency that they hold in their @Pay wallet. All contributors to the ecosystem can benefit and be rewarded.

Wallet Features

@Pay Token Staking

Deposit & Withdraw

Approved Stable Coin Staking

@Pay Token Functionality

Fund your Future-self

Users are able to stake their AtPay Tokens or approved stable coins for a period of time to earn rewards and yield bonus.


Stake your @Pay Token or approved range of stable coins.

Complete Staking Term

Users select their staking term and hold their stake for a period of time to earn a higher yield bonus return.

@Pay Token Rewards

After every successful stake, users are rewarded withAtPay Tokens as a farming bonus.

Innovative Technology

@Pay uses blockchains and smart contracts to extract process efficiencies and participant rewards.

Decentralized Finance

@Pay has designed a governance framework that allows @Pay Token holders to have a voice in initiatives that shape how @Pay evolves – creating diversified funding sources, providing benefits to contributors of all sizes.


@Pay is the first BNPL payment protocol that provides new ways to buy/sell for shoppers and merchants.

Integrated Wallet

AtPay Coin has built a fully-integrated cryptocurrency wallet that users and merchants can use to buy, sell, stake, and earn rewards.

@Pay Token Rewards

Customers and merchants have the ability to earn @Pay Token rewards for buying/selling using the @Pay payment protocol. These rewards can be used to earn higher yield bonuses that help grow the platform and portfolios.

Secondary Features

$0 Late Fees

Unlike other BNPL solutions, @Pay has no late fees and will never charge customers for missing a payment.

0% Interest

AtPay offer an interest-free BNPL solution for all of our customers who use @Pay, no matter the purchase amount.

Limit Increase

Pay for products and services using either traditional currencies or approved cryptocurrencies.

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