In this article, I will discuss the exciting Instant Sign Up Bonus for bank and broker accounts in 2025. Many financial institutions are offering attractive incentives to new customers, making it an ideal time to open an account.
From cash bonuses to commission-free trading, these offers can provide a strong start to your financial journey. Let’s explore the best opportunities!
Key Points & Instant Sign Up Bonus For Bank & Broker Accounts In 2025 List
Platform | Key Points |
---|---|
MoneyLion | – Offers a sign-up bonus for new users. – Financial services like personal loans, credit-building, and investing. – Features include cashback rewards and budgeting tools. |
Schwab | – No account minimum for brokerage accounts. – Access to commission-free trades. – Comprehensive research and educational tools. |
Capital One 360 | – High-yield savings accounts with no fees. – Offers checking and savings accounts, credit cards, and auto loans. – Strong mobile app for easy access. |
E*TRADE | – $0 commissions on online stock, ETF, and options trades. – Offers a robust platform for beginners and active traders. – Access to research and educational resources. |
TradeStation | – Advanced tools for active traders. – Offers a range of investment options: stocks, options, futures, and cryptocurrencies. – Low commissions and fees for active traders. |
tastytrade | – Focuses on options trading with advanced tools. – Educational content for all levels of traders. – Low-cost commissions and excellent customer service. |
J.P. Morgan | – Full-service banking and investment options. – Offers credit cards, mortgages, and wealth management. – Strong research and wealth management services. |
Merrill Edge | – Integrated with Bank of America accounts. – Offers a range of investment options with no fee for stock and ETF trades. – Personalized advice available for higher balances. |
Robinhood | – Commission-free trades on stocks, ETFs, and cryptocurrencies. – Simple, easy-to-use interface for beginners. – Offers fractional shares and cash management accounts. |
9 Instant Sign Up Bonus For Bank & Broker Accounts In 2025
1.MoneyLion
New users who open both a bank and broker account are immediately eligible for a sign up bonus through MoneyLion. Users can receive a cash bonus after setting up a bank account with a qualifying deposit. This cash bonus usually varies between $10 and $50. Both personal and investment accounts are applicable.

In order to receive the bonus, users are required to meet certain conditions such as the minimum deposit, within the specified timeframe. Minimum deposit is required to receive the bonus. Some restrictions are in place, and bonuses are subject to change based on certain promotions.
MoneyLion Features
- Obtain credit report along with custom recommendations on how to improve his finances.
- Obtain no-fee cash advances and personal loans.
- Financial tools for automated saving towards financial goals.
- Provides a free credit score tracking tool.
- Allows easy transfers between accounts with minimal fees.
- Offers a premium membership with additional financial tools.
2.Schwab
You can get up to $500 in cash bonuses for joining Schwab as a new customer. Bonuses are achievable after meeting certain deposit criteria. This promotional bonus is offered when both a bank and brokerage account are opened with qualifying deposits.

Accounts qualifying for cash bonuses have terms and conditions that depend on the account and deposit type. Usually, both a brokerage account and the Schwab Bank High Yield Investor Savings account are required to be funded.
Schwab Features
- No monthly fees high yield saving account.
- All account types are offered retirement planning and life event planning tools.
- Cost effective international trading in global markets.
- Offers robo-advisory services for a hands-off investment approach.
- Provides detailed research reports for smarter investment decisions.
- Offers easy account linking to simplify money management.
3.Capital One 360
New customers who open Capital One 360 checking or savings accounts alongside a 360 Investing account are awarded a sign-up bonus. The bonus amount directly depends on the type of account opened, ranging anywhere between $25 and $200.

Users must deposit specific amounts above certain conditions within a predetermined timeline. The account holders are required to keep a minimum balance within the account for the bonus to be granted, which is directly deposited into the account.
Capital One 360 Features
- Fee free checking and savings accounts with built in saving tools.
- Over 39000 fee free ATMS across the country.
- Transfers between accounts can be effortlessly done through a mobile application.
- Includes credit cards with no annual fees for users.
- Allows access to financial tools designed for goal setting.
4.E*TRADE
ETRADE has an instant signup bonus for customers opening a bank and stock brokerage account simultaneously. New customers are eligible for a cash bonus of up to $200 after meeting the deposit threshold (typically $500).

The users must fund both accounts within a certain timeframe to be eligible. Different promotional offers may have different terms, and users should check ETRADE’s terms and conditions for full details.
E*TRADE Features
- Active investors have freedom with custom tailored trading platforms.
- Invest in stocks and ETFs with fractional shares.
- New traders can learn from webinars and articles.
- Provides educational resources specifically for beginner investors.
- Features commission-free trading for eligible securities.
5.TradeStation
There is instant signup bonus for new customers that open both a bank and a brokerage account with TradeStation. Users are rewarded based on how much they deposit, with a maximum of $2,500 available.

They must first make a deposit of $500, and the money must be funded within the first 30 days of opening the account. After fulfilling the required conditions within the set time, the bonus will be credited, but terms may vary depending on the promotional offer.
TradeStation Features
- Commission free trading in stocks, options and futures day trading.
- Advanced charting, real time market data and analytics.
- Use third party apps to develop sophisticated trading strategies.
- Allows automated trading with algorithmic trading tools.
- Offers incentives for high-volume traders with lower fees.
6.Tastytrade
Tastytrade offers a signup bonus to new users who create a brokerage account, with the bonus having a cap of $200 when they make a deposit of at least $500. Like other promotions, in order to claim the bonuses, users are required to proform certain steps such as funding the account, placing a trade, and waiting until the account meets the eligibility requirements.

Other conditions may differ depending on the type of account opened and the promotional bonus. Bonuses may be different with promotions, and are available after the eligible requirements are met.
Tastytrade Features
- Low commission advanced options trading platform.
- Provides educational and live trading shows for all levels.
- Extensive charting and technical analysis tools for options trading.
- Offers a mobile app that allows real-time trading on the go.
- Provides detailed market insights to inform investment decisions.
7.J.P. Morgan
For new clients who open a checking account and a self-directed J.P. Morgan brokerage account, the firm provides an instant bonus of $50-500. To obtain the bonus accounts must be funded and maintained over a certain period of time.

Bonus nominations may change according to the time promotions and it is widely recommended to always check the offer terms and conditions.
J.P. Morgan Features
- Receives assistance from a specialized wealth advisor for better monetary strategies.
- Provides an array of investments such as bonds and stocks.
- Possesses an integrated system of credit cards, mortgages, and other banking services.
- Offers access to exclusive market reports from top analysts.
- Provides a wide array of financial products for diverse needs.
8.Merrill Edge
Opening a bank and a brokerage account with Merrill Edge comes with a bonus of up to $600, which is earned through a qualifying deposit of $20,000 or more into both accounts within a certain time period.

The balance must be retained for some time to meet bonus requirements. Other conditions apply and the account is only verified after the terms are completed.
Merrill Edge Features
- Merging bank accounts for straightforward withdrawals and deposits.
- Personalized portfolio strategy services available for higher deposit accounts.
- Merrill Lynch powered research and analysis tools.
- Includes access to investment research and market analysis.
- Offers automatic bill pay and deposit features for convenience.
9.Robinhood
Opening a new brokerage and cash management account gets new users on Robinhood a sign up bonus. It can be anywhere from $5 to $200 depending on the promotional offer. Customers need to make a qualifying deposit, which is usually at a minimum $100, within the first 30 days of sign up.

The account is sent a direct deposit after meeting the requirements. These may differ depending on current promotions.
Robinhood Features
- No commission fees on trades for stocks, options, and cryptocurrency.
- Greater investment flexibility with partial share buying.
- Intuitive platform catering to first time users.
- Offers cash management accounts with a high interest rate.
- Features easy-to-understand charts and market data for tracking investments.
Conclusion
In an effort to attract new clients, a number of leading banks and brokers are offering instant sign-up bonuses for free in 2025. These bonuses are great for saving or investing with no real effort.
These platforms range from high-yield savings accounts to commission free trades and much more. Use these simple to promoteons to enhance your finances and earn rewards easily with the help of simple tools and services.