In This Post , I am going to Talk About the best banks that offer crypto staking services. With the growing popularity of crypto, some of the major banks have started to offer staking services for different digital currencies.
Their customers can now earn passive rewards on their assets, and this makes it vital to look for the banks that offer safe and regulated services when it comes to crypto staking.
Key Points & Top Banks Offering Crypto Staking Services In 2025 List
| Bank Name | Key Points |
|---|---|
| Revolut | Offers staking for ETH, ADA, DOT, and XTZ; APYs range from 2.99% to 11.65%; available in UK and EEA; operates under FCA (UK) and E-Money license. |
| Juno | Crypto-friendly neobank; integrates with exchanges; offers ETH staking via third-party; APY depends on provider; operates under U.S. banking partnership and is crypto-compliant. |
| Wirex | Supports staking via WXT token; also offers rewards via X-Accounts and DeFi access; regulated under the UK FCA and Lithuanian license. |
| Bank Frick | Liechtenstein-based bank offering direct crypto services including custody and trading; staking support is limited; regulated under FMA Liechtenstein. |
| AMINA Bank | Swiss-regulated (FINMA); offers staking for ETH, SOL, DOT, MATIC, XTZ; APY: ~3–13% depending on token; 15% fee on staking rewards. |
| BNY Mellon | Offers custody for BTC and ETH; no direct staking services; regulated in the U.S.; exploring tokenized assets. |
| Custodia Bank | Specializes in Bitcoin custody for institutions; no direct staking services; based in Wyoming; holds SOC 2 Type II certification. |
| SolarisBank | Offers crypto custody via Solaris Digital Assets GmbH; no staking service currently; regulated in Germany with full banking license. |
8 Top Banks Offering Crypto Staking Services In 2025
1.Revolut
Revolut is one of the best banks that allow users to passively earn money through crypto staking on their apps. By 2025, Revolut is expected to add support for staking on Ethereum (ETH), Cardano (ADA), Polkadot (DOT), and Tezos (XTZ).
Different cryptocurrencies offer different staking rewards, and the most competitive ones can reach about 11.65% APY.
Revolut works under FCA restriction in the UK and complies with EU law which means safety and regulation. Eligible users in supported regions can partake in staking and the setup is simple so it is great for users who want to start earning with their crypto.
| Category | Details |
|---|---|
| Bank Name | Revolut |
| Staking Available | Yes |
| Supported Cryptos | Ethereum (ETH), Cardano (ADA), Polkadot (DOT), Tezos (XTZ) |
| Staking Rewards (APY) | ETH: ~2.99%, ADA: ~4.99%, DOT: ~11.65%, XTZ: ~2.99% (approx., may vary) |
| Availability | UK and EEA countries |
| Custody Provider | Third-party crypto infrastructure providers (e.g., Fireblocks, BitGo) |
| Regulation / License | FCA (UK) authorized, E-money licensed in the EU |
| Minimum Amount | No fixed minimum, varies per asset |
| Reward Distribution | Weekly distribution (may vary by jurisdiction and asset) |
2.Juno
Juno, a fintech firm specializing in digital banking, has yet to incorporate crypto staking into its features. Rather, Juno lets its clients earn interest on certain crypto holdings like USDC
Which garners a competitive 6% Annual Percentage Yield (APY), alongside 3% APY for Bitcoin (BTC) and Ethereum (ETH). Evolve Bank & Trust, an FDIC member bank, powers
Juno’s banking services, maintaining legal jurisdiction along with insurance on USD deposits up to $250,000. Unfortunately, the digital assets in Juno accounts do not qualify for FDIC insurance.
| Category | Details |
|---|---|
| Bank Name | Juno |
| Staking Available | No |
| Supported Cryptos | Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC), among others |
| Staking Rewards (APY) | Not available |
| Availability | United States, Singapore, India (excluding sanctioned regions) |
| Custody Provider | Zero Hash (as of February 2023) |
| Regulation / License | Partnered with Evolve Bank & Trust (FDIC-insured up to $250,000) |
| Minimum Amount | No fixed minimum; varies per service |
| Reward Distribution | Cashback rewards; terms apply |
3.Wirex
The Wirex DUO and X-Accounts programs offer unique methods to earn cryptocurrency through the Wirex apps. Although these services do not fit within the traditional staking framework, users can still generate good returns on multiple forms of cryptocurrency.
With Wirex DUO, users can earn as high as 400% APR after choosing token pairs for fixed durations and return in one of the paired currencies.
X-Accounts offer selected crypto and fiat holdings up to 20% AER. Wirex is operating under several different jurisdictions which creates balanced compliance risks and security for users.
| Feature | Details |
|---|---|
| Staking Service | Wirex DUO – Offers fixed APR staking with short-term investment options |
| Supported Cryptos | BTC, USDT, and other major cryptocurrencies |
| APR Rates | Up to 400% APR depending on market conditions |
| Lock-Up Period | Ranges from 12 hours to 7 days |
| Security Measures | Funds protected by Fireblocks digital asset custody platform |
| Ease of Use | Simple staking process via the Wirex app |
| Liquidity | Assets are redeemable at the end of the staking period |
4.Bank Frick
As a licensed bank based in Liechtenstein, Bank Frick offers staking for a variety of cryptocurrencies such as Ethereum (ETH), Cardano (ADA), Polkadot (DOT), Tezos (XTZ), Solana (SOL), Polygon (MATIC), Avalanche (AVAX), Chainlink (LINK), NEAR Protocol (NEAR), and Cosmos (ATOM).
Bank Frick does not publicly disclose specific Annual Percentage Yields (APYs), however, clients are able to earn passive income through network validation via staking.
Bank Frick has provided pioneering blockchain banking since 2018 enabling secure digital asset custody and compliance with regulatory requirements, ensuring a reliable environment for clients to manage their digital assets.
| Category | Details |
|---|---|
| Bank Name | Bank Frick |
| Staking Available | Yes |
| Supported Cryptos | Tezos (XTZ), Polkadot (DOT), Ethereum 2.0 (ETH) |
| Staking Rewards (APY) | Not publicly disclosed; varies based on network conditions and staking amounts. |
| Regulation / License | Fully regulated by the Financial Market Authority (FMA) of Liechtenstein; ensures secure and compliant staking services. |
| Minimum Amount | Not specified; clients are advised to contact Bank Frick for specific requirements. |
| Reward Distribution | Rewards are typically distributed periodically, as per the respective blockchain’s protocol; clients should confirm the exact schedule with Bank Frick. |
5.AMINA Bank
AMINA Bank is a Swiss institution under supervision of the Swiss Financial Market Supervisory Authority (FINMA) offering crypto staking for Ethereum (ETH), Solana (SOL), Polkadot (DOT), Polygon (MATIC) and Tezos (XTZ).
ETH staked has an indicative annual percentage yield (APY) of 3%–4%, SOL 5%–7%, DOT 12%–13%, MATIC 4%–5%, XTZ 4%–6%.
With the remaining 15 percent cut of the rewards, AMINA holds staked assets. Clients have full claim over the assets which are managed under strict controls and kept separate from the bank’s balance sheet, thus guaranteeing
| Category | Details |
|---|---|
| Bank Name | AMINA Bank |
| Staking Available | Yes |
| Supported Cryptos | Ethereum (ETH), Solana (SOL), Polkadot (DOT), Polygon (MATIC), Tezos (XTZ), Cardano (ADA) |
| Staking Rewards (APY) | ETH: 3-4% p.a., SOL: 5-7% p.a., DOT: 12-13% p.a., MATIC: 4-5% p.a., XTZ: 4-6% p.a., ADA: Not specified |
| Fees | 15% fee on staking rewards |
| Regulation / License | Authorized and regulated by FINMA in Switzerland |
| Minimum Amount | Not specified; clients are advised to contact AMINA Bank for specific requirements |
| Reward Distribution | Rewards are indicative and based on historical protocol rates, subject to change over time |
6.BNY Mellon
Beginning next month, April 2025, BNY Mellon will extend the scope of its services by providing digital asset custody. This entails selected institutional clients being able to store and transfer cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH).
BNY Mellon has sought to integrate traditional and digital asset custody services by launching the Digital Asset Custody Platform in October 2022. BNY Mellon is subject to U.S. regulations, which provides a level of trust with respect to compliance and safety.
Also, the bank does not provide crypto staking options and related Annual Percentage Yields (APYs) as these are still under development for the time being. Cryptocurrency is still in the nascent stages of integration into banking services, but BNY Mellon is addressing clients’ evolving requirements in the digital asset domain.
| Category | Details |
|---|---|
| Bank Name | BNY Mellon |
| Staking Available | No; currently offers custody services for Bitcoin (BTC) and Ether (ETH) but does not provide direct staking services. |
| Supported Cryptos | Bitcoin (BTC) and Ether (ETH) |
| Staking Rewards (APY) | Not applicable; as staking services are not currently offered. |
| Regulation / License | Regulated by the New York Department of Financial Services (NYDFS); operates under a state-chartered trust company license. |
| Minimum Amount | Not publicly disclosed; clients are advised to contact BNY Mellon for specific requirements. |
| Reward Distribution | Not applicable; as staking services are not currently offered. |
7.Custodia Bank
As of April 2025, Custodia Bank, a financial institution established in Wyoming by Bitcoin enthusiast Caitlin Long, offers Bitcoin (BTC) custody services to U.S. businesses such as fiduciaries, investment advisers, fund managers, and corporate treasurers.
The bank provides segregated custody accounts which assures clients that their assets are kept separate from the holdings of the bank.
In January 2025, Custodia received the SOC 2 Type II certification which marks the company maintaining high-security standards.
While Custodia focuses on custody of Bitcoin, the company does not provide crypto staking services nor does it make public the Annual Percentage Yields (APYs) related to them.
| Category | Details |
|---|---|
| Bank Name | Custodia Bank |
| Staking Available | No; Custodia Bank focuses on cryptocurrency custody services and does not offer direct staking services. |
| Supported Cryptos | Bitcoin (BTC); Custodia Bank offers custody services for Bitcoin. |
| Staking Rewards (APY) | Not applicable; as Custodia Bank does not offer staking services. |
| Regulation / License | Custodia Bank is a Special Purpose Depository Institution (SPDI) chartered by the state of Wyoming, operating under Wyoming’s customer-friendly bailment laws. |
| Minimum Amount | Not publicly disclosed; clients are advised to contact Custodia Bank for specific requirements. |
| Reward Distribution | Not applicable; as Custodia Bank does not offer staking services. |
8.SolarisBank
Starting April 2025, Solaris Digital Assets GmbH, a Berlin-based fintech holding a full-service banking license, provides a variety of digital asset services through its subsidiary Solarisbank AG.
Founded in 2019, Solaris Digital Assets offers an API-enabled white-label custody platform for digital assets.
Its custody solution keeps private keys in a distributed hardware security module cluster for rapid user access. Although Solarisbank offers fiat-to-crypto trading and custody services, they do not provide direct staking accounts for cryptocurrencies or disclose their annual percentage yield (APY) terms.
| Category | Details |
|---|---|
| Bank Name | SolarisBank |
| Staking Available | No; SolarisBank provides services such as cryptocurrency custody and brokerage through its subsidiary, Solaris Digital Assets, but does not offer direct staking services. |
| Supported Cryptos | Bitcoin (BTC), Ether (ETH), XRP, Litecoin (LTC) |
| Staking Rewards (APY) | Not applicable; as staking services are not offered. |
| Regulation / License | Fully licensed and regulated in Germany; operates under the supervision of the Federal Financial Supervisory Authority (BaFin). |
| Minimum Amount | Not publicly disclosed; clients are advised to contact SolarisBank for specific requirements. |
| Reward Distribution | Not applicable; as staking services are not offered. |
Conclusion
To summarize, the foremost cryptocurrencies staking services such as Revolut, Wirex, and Bank Frick, offer differing degrees of assistance on digital asset staking, with rewards mostly coming from the level of cryptocurrency possessed.
These banks are regulated within their jurisdictions and provide safe businesses through which clients can passively earn on their crypto assets, all within the framework of legal and regulatory stipulations.
