Best Car Insurance In Uae: Navigating the vast sea of car insurance options available in the UAE can be a difficult task, as there is such a diverse array of providers competing for our attention. Each insurer offers different plans, premiums and additional benefits; finding your ideal policy requires careful thought.
Finding comprehensive coverage or optimizing an existing plan can be an uphill battle; this guide covers 20 of UAE’s premier providers offering information about their offerings, customer service reputation and reputation so that you can make an informed decision regarding automotive protection needs.
How To Choose Best Car Insurance In Uae?
Selecting the optimal car insurance policy in the UAE requires taking an inclusive approach that takes into account multiple key elements to provide enough coverage and peace of mind. Here are some essential steps that will guide you through this process:
Assess Your Coverage Needs: Begin by assessing your specific insurance needs. Consider factors like the age and condition of your vehicle, driving habits, additional coverage such as roadside assistance or agency repairs that you may require, etc.
Research Insurance Providers in UAE: Take time to thoroughly research reputable insurers in UAE. Look for companies with strong financial standing, exceptional customer service ratings and an array of coverage options. Reading online reviews as well as seeking referrals from friends or family may provide useful insight.
Shortlist Potential Insurance Providers: Evaluate Their Coverage Options in Detail: Once you’ve narrowed down potential insurers, compare their coverage options in great detail. Pay particular attention to factors like types of coverage available (e.g. comprehensive and third-party liability), policy limits, deductibles and exclusions before selecting one that aligns with both your needs and budget.
Consider Additional Benefits: When reviewing additional benefits offered by insurance companies, including features like roadside assistance, agency repairs, car rental benefits and no-claim bonuses, it’s important to carefully evaluate any extras offered that could increase the value of your policy. Assessing these extras will allow you to maximize its worth.
Review Policy Terms and Conditions: Before making a decision about any insurance policy, carefully review its terms and conditions, paying particular attention to claim procedures, coverage limitations, renewal terms and cancellation policies. Ensure you fully comprehend what coverage there is as well as your obligations as a policyholder.
Assess Customer Service: Excellent customer service is of utmost importance when working with insurance providers, especially during claim settlements and emergencies. Carefully consider their customer support team’s responsiveness, efficiency and professionalism – prompt assistance and clear communication will accentuate your overall experience and add an invaluable layer of comfort and convenience.
Find Discounts and Promotional Offers: Many insurance companies provide discounts and promotional offers that could save you money on premiums, such as for safe driving records, installing security devices in your car or bundling multiple policies with the same insurer. Keep an eye out for available discounts to potentially reduce costs.
Gain Multiple Quotes: Finally, it is wise to secure multiple insurance quotes to compare pricing and ensure you are receiving competitive rates. Be sure to provide accurate information so as to obtain accurate quotes, and don’t be afraid to negotiate or ask any pertinent questions regarding any discrepancies that arise in order to identify an insurer with reasonable premiums and coverages.
Here Is The List Of Best Car Insurance In Uae
- AXA Insurance (Best Car Insurance In Uae)
- Oman Insurance Company
- RSA Insurance
- Union Insurance
- Dubai Insurance Company (Best Car Insurance In Uae)
- Abu Dhabi National Insurance Company (ADNIC)
- Salama Islamic Arab Insurance Company
- Noor Takaful
- RSA Takaful
- Orient Insurance (Best Car Insurance In Uae)
- Abu Dhabi National Takaful Company
- Al Wathba National Insurance Company
- Dar Al Takaful
- Watania Takaful
- Tokio Marine & Nichido Fire Insurance Co. Ltd. (Best Car Insurance In Uae)
- National General Insurance Co. (NGI)
- New India Assurance Co.
- Qatar Insurance Company
- RSA Insurance Middle East
- Takaful Emarat (Best Car Insurance In Uae)
20 Best Car Insurance In Uae
1. AXA Insurance (Best Car Insurance In Uae)
AXA Insurance stands out among leading global insurers as an exceptional customer service provider in the UAE. Their comprehensive coverage options and exceptional service excellence have long made them popular. AXA provides motorists with a broad selection of policies designed to meet their varied needs, with both standard and customizable plans that meet different budgets and tastes.
Their car policies typically offer essential coverage like third-party liability and comprehensive protection, plus add-ons such as roadside assistance and agency repairs. AXA Insurance stands out from its competition by offering user-friendly digital platforms that make managing policies and filing claims simple for customers. Renowned for prompt settlements and superior customer support services, AXA remains a trusted provider among drivers seeking coverage on UAE roads.
2. Oman Insurance Company
Oman Insurance Company stands out as a reliable provider of car insurance solutions in the UAE, thanks to decades of industry expertise and an unwavering dedication to customer service. Oman Insurance Company prides itself on offering an array of insurance products suited to meet the diverse needs of both individuals and businesses alike, such as motor insurance. At their core lies affordability, reliability, and comprehensive coverage their top priorities.
Car insurance policies generally include essential features and benefits like third-party liability, own damage coverage and roadside assistance or GCC coverage. Oman Insurance Company boasts a dedicated claims team and network of authorized garages throughout the UAE that guarantee fast claim settlements and convenient repair services to its customers. From novice drivers to seasoned motorists alike, Oman Insurance Company ensures peace of mind and financial protection on the road.
3. RSA Insurance
RSA Insurance is a leading multinational insurer operating in the UAE, known for its comprehensive car insurance offerings and customer-first approach. At RSA Insurance, our goal is to meet the evolving needs of drivers by providing tailored policies designed to provide maximum protection and peace of mind. With this focus in mind, our comprehensive and flexible policies offer maximum coverage.
Their car insurance plans typically provide essential coverage such as third-party liability and own damage protection; as well as optional features like roadside assistance and off-road coverage. RSA Insurance has long been recognized for their efficient claims handling process and 24/7 customer support, ensuring policyholders receive prompt assistance in case of accidents or emergencies. Their dedication to innovation and customer satisfaction makes them a trusted partner among motorists seeking reliable coverage in UAE.
4. Union Insurance
Union Insurance stands out in the UAE’s insurance landscape with its comprehensive suite of car insurance solutions tailored to meet drivers’ individual needs. Union Insurance stands out by offering comprehensive coverage at competitive pricing with excellent customer service to bring value and peace of mind to its policyholders. Insurance policies often cover essential features like third-party liability and damage protection as well as additional services like roadside assistance and GCC coverage.
Union Insurance takes great pride in maintaining transparency and accessibility; with their focus on transparency and accessibility they strive to offer clear policy terms, hassle-free claims processing and responsive support from their dedicated customer service channels. Whether navigating city streets or venturing off-road in UAE terrain Union provides peace of mind driving protection.
5. Dubai Insurance Company (Best Car Insurance In Uae)
Dubai Insurance Company stands as a landmark provider in the UAE, and stands out as an industry pioneer by serving customers with integrity, reliability, and excellence. Dubai Insurance Company offers an extensive range of insurance products, such as motor insurance tailored specifically to meet the needs of both individual and corporate customers, at competitive premiums.
Car owners typically opt for comprehensive policies with features such as third-party liability and damage protection for their own damages as well as additional features such as roadside assistance and personal accident cover. Dubai Insurance Company takes great pride in customer satisfaction and innovation, using technology to streamline processes and enhance the insurance experience for their policyholders. From city streets to road trips across the UAE, Dubai Insurance Company gives drivers peace of mind and financial protection they can count on when driving with confidence.
6. Abu Dhabi National Insurance Company (ADNIC)
Abu Dhabi National Insurance Company (ADNIC) is renowned as a top provider of car insurance solutions in the UAE, recognized for its comprehensive coverage options, competitive pricing structure and exceptional customer service. ADNIC understands the unique needs of motorists, offering comprehensive insurance plans designed to offer maximum protection and peace of mind while on the road.
Policy holders typically select car insurance policies that include features such as third-party liability protection, own damage protection and additional benefits like roadside assistance and agency repairs. ADNIC is well known for their efficient claims process and personalized customer support, providing policyholders with prompt assistance in times of accidents or emergencies. Their longstanding reliability has earned them a place among drivers searching for high quality coverage with excellent services in UAE.
7. Salama Islamic Arab Insurance Company
Salama Islamic Arab Insurance Company is a leader in Sharia-compliant insurance solutions, offering an array of Takaful car policies tailored to the special requirements of Islamic customers in the UAE. Salama Takaful’s dedication to principles of fairness, cooperation and mutual protection ensures its policyholders receive comprehensive coverage and peace of mind. Islamic-oriented car insurance plans often include essential features like third-party liability and own damage protection as well as additional features like roadside assistance and personal accident cover; all constructed according to Islamic principles.
Salama Takaful takes pride in upholding ethical business practices that ensure clear policy terms, prompt claims processing and responsive customer support through their dedicated channels. From Halal-compliant solutions to traditional coverage options, Salama Takaful delivers protection you need so you can drive with peace and assurance.
8. Noor Takaful
Noor Takaful stands as one of the UAE’s leading providers of Sharia-compliant insurance solutions, offering car Takaful products tailored specifically to meet the requirements of Islamic customers. Noor Takaful stands firm by the principles of transparency, cooperation, and mutual protection to provide its policyholders with comprehensive protection and peace of mind.
Their car insurance plans typically include key features, including third-party liability and own damage protection coverage; as well as optional features like roadside assistance and personal accident cover – all tailored in line with Islamic principles. Noor Takaful uses technology to deliver an enhanced insurance experience for its customers, with seamless policy management and efficient claims processing for each coverage option offered – be it Halal-compliant policies or traditional protection. No matter what coverage option is right for you, Noor Takaful provides peace of mind while driving.
9. RSA Takaful
RSA Takaful, as one of the UAE’s premier providers of Sharia-compliant insurance solutions, offers a selection of Takaful car insurance products designed specifically to meet the unique requirements of Islamic customers. RSA Takaful stands by principles of fairness, cooperation and mutual protection to provide comprehensive coverage and peace of mind to its policyholders.
Their car insurance plans typically include key features, including third-party liability and own damage protection as well as optional features like roadside assistance and personal accident cover all designed according to Islamic principles. RSA Takaful uses cutting-edge technology to enhance customer satisfaction and innovation for its insurance customers, providing seamless policy management and efficient claims processing. From Halal-compliant plans to more traditional coverage solutions, RSA Takaful delivers protection to ensure driving with peace of mind.
10. Orient Insurance (Best Car Insurance In Uae)
Orient Insurance stands as a premier provider of car insurance solutions in the UAE, offering a variety of products designed to meet drivers’ diverse needs. Orient Insurance takes pride in its innovation, reliability and customer satisfaction offering peace of mind and financial protection when travelling on the road. Car insurance policies often cover essential features, such as third-party liability and own damage protection as well as optional extras like roadside assistance and personal accident cover.
Orient Insurance is known for their efficient claims processing process and responsive customer support, assuring policyholders prompt assistance in the event of accidents or emergencies. From urban streets to remote landscapes, Orient provides all-weather protection so drivers can drive confidently with peace of mind.
11. Abu Dhabi National Takaful Company
Abu Dhabi National Takaful Company (ADNTC) is a premier provider of Sharia-compliant insurance solutions in the UAE, specializing in Takaful car policies specifically tailored to meet the needs of Islamic customers. ADNTC stands by principles of transparency, fairness, and mutual protection to provide comprehensive coverage and peace of mind to its policyholders.
Islamic car insurance policies often include essential features, including third-party liability and own damage protection, with additional features like roadside assistance and personal accident cover – all structured according to Islamic principles. Focusing on customer satisfaction and innovation, ADNTC leverages technology to improve the overall insurance experience for its customers – whether that means seamless policy management and claims processing or Halal-compliant policies or traditional coverage options, ADNTC provides peace of mind on the road.
12. Al Wathba National Insurance Company
Al Wathba National Insurance Company stands out in the UAE’s insurance market, providing tailored car insurance solutions designed to meet drivers’ diverse needs. Al Wathba National Insurance Company strives to deliver value and peace of mind to its policyholders by providing high-quality coverage at competitive pricing, exceptional customer service and unmatched peace of mind.
Their car policies typically provide essential features like third-party liability, own damage protection and optional benefits such as roadside assistance and personal accident cover. Al Wathba National Insurance Company is known for their efficient claims processing process and responsive support, offering policyholders prompt assistance and seamless experiences in case of accidents or emergencies. From city streets to road trips throughout the UAE, Al Wathba National Insurance Company ensures your drive remains confident and safe with them providing protection that ensures safe driving experiences.
13. Dar Al Takaful
Dar Al Takaful is an industry-leader when it comes to Sharia-compliant insurance solutions in the UAE, offering car Takaful products designed to meet the specific requirements of Islamic customers. Dar Al Takaful stands by principles of cooperation, mutual protection and ethical business practices to offer its policyholders comprehensive coverage and peace of mind.
Islamic car insurance plans typically include essential features like third-party liability and damage protection coverage as well as additional features like roadside assistance and personal accident cover all designed according to Islamic principles. Dar Al Takaful takes customer satisfaction and innovation very seriously, employing technology to enhance its customers’ overall insurance experience from seamless policy administration and claims processing, through Halal-compliant policies or traditional coverage options – all provided at competitive rates for peace of mind on the road.
14. Watania Takaful
Watania Takaful is an established provider of Sharia-compliant insurance solutions in the UAE, specialising in car Takaful policies specifically tailored to meet the specific requirements of Islamic customers. Watania Takaful’s commitment to fairness, transparency and mutual cooperation ensures comprehensive coverage and peace of mind for its policyholders. Car insurance plans that conform with Islamic principles typically include key features, including third-party liability and own damage protection; plus additional features like roadside assistance and personal accident cover.
Watania Takaful places great emphasis on customer satisfaction and innovation. Utilizing cutting-edge technology to streamline processes and enhance the insurance experience for its customers, ensuring seamless policy administration and rapid claims processing. Whether you prefer Halal-compliant coverage solutions or traditional coverage options, Watania Takaful provides protection you need to drive with confidence and security.
15. Tokio Marine & Nichido Fire Insurance Co. Ltd. (Best Car Insurance In Uae)
Tokio Marine & Nichido Fire Insurance Co. Ltd is an established global insurer with an established presence in the UAE, offering tailored car insurance solutions tailored to meet drivers’ specific requirements. Tokio Marine & Nichido Fire Insurance Co. Ltd is known for its reliability, financial strength and exceptional customer service – qualities which all its policyholders can count on when it comes to providing coverage and peace of mind.
Their car policies typically include essential features like third-party liability, own damage protection and optional features like roadside assistance and personal accident cover. Tokio Marine & Nichido Fire Insurance Co. Ltd. has earned recognition for their responsive claims handling process and seamless experience for policyholders in case of accidents or emergencies. Whether commuting through urban streets or taking a road trip throughout the UAE, Tokio Marine & Nichido Fire Insurance Co. Ltd provides peace-of-mind when driving confidently across UAE roads.
16. National General Insurance Co. (NGI)
National General Insurance Co. (NGI) is an established insurance provider in the UAE, offering comprehensive car insurance solutions tailored to meet drivers’ individual requirements. NGI stands behind its commitment of offering quality coverage at competitive pricing with outstanding customer service, providing policyholders peace of mind.
Car insurance policies usually include essential features, such as third-party liability and own damage protection; in addition to optional extras like roadside assistance and personal accident cover. NGI is known for their efficient claims handling process and responsive support, providing policyholders with timely assistance in the event of accidents or emergencies. From bustling city streets to remote terrain, NGI gives drivers confidence while driving securely.
17. New India Assurance Co.
New India Assurance Co. is a top insurance provider in the UAE, offering tailored car insurance solutions designed to meet drivers’ unique requirements. New India Assurance Co. offers comprehensive protection to policyholders at an affordable cost, providing peace of mind. With their emphasis on reliability, affordability, and exceptional customer service, New India Assurance Co. strives to meet those criteria while exceeding all expectations in customer service delivery. Car insurance policies often include essential features, including third-party liability and own damage protection coverage as well as optional services like roadside assistance and personal accident cover.
New India Assurance Co. is known for their professional claims handling process and responsive support, offering prompt assistance in the event of accidents or emergencies for their policyholders. From urban streets to highways across UAE, New India Assurance Co. gives drivers confidence while they travel safely across their territory.
18. Qatar Insurance Company
Qatar Insurance Company (QIC) is an industry-leading insurer in the UAE, offering tailored car insurance solutions designed to meet drivers’ unique requirements. QIC strives to meet customer satisfaction with excellence and integrity by offering comprehensive coverage at an affordable rate to policyholders.
Auto policies typically provide coverage for third-party liability, own damage protection and optional features like roadside assistance and personal accident cover. QIC has built its reputation on their efficient claims handling process and responsive support, offering prompt assistance and seamless experiences for policyholders in case of accidents or emergencies. From city streets to open roads across UAE, QIC gives policyholders the protection they need for driving with peace and confidence.
19. RSA Insurance Middle East
RSA Insurance Middle East is a top global insurer operating in the UAE, offering a variety of car insurance solutions designed to meet drivers’ diverse needs. With an emphasis on innovation, reliability and customer satisfaction, RSA Insurance Middle East provides its policyholders with comprehensive protection and peace of mind.
Car insurance policies usually cover essential features like third-party liability and own damage protection as well as optional benefits like roadside assistance and personal accident coverage. RSA Insurance Middle East is known for their efficient claims handling process and responsive support, providing swift assistance and seamless experiences in case of accidents or emergencies. From urban streets to road trips across UAE, RSA Insurance Middle East gives policyholders peace of mind to drive securely.
20. Takaful Emarat (Best Car Insurance In Uae)
Takaful Emarat is an established provider of Sharia-compliant insurance solutions in the UAE, offering car policies tailored specifically for Islamic customers. Takaful Emarat stands by principles of fairness, cooperation and mutual protection to provide comprehensive coverage and peace of mind to its policyholders. Islamic car insurance policies often include essential features, including third-party liability and own damage protection as well as optional features like roadside assistance and personal accident cover all tailored to Islamic principles.
Takaful Emarat takes great pride in providing exceptional customer satisfaction and innovation services, and utilizes technology to enhance the overall insurance experience for its customers, from seamless policy management and claims processing, through Halal-compliant policies or traditional coverage options Takaful Emarat provides everything necessary for confident driving experiences.
Best Car Insurance In Uae Features
Comprehensive Coverage: For optimal car insurance policies, comprehensive protection includes protecting against third-party liabilities, own damage to your vehicle and bodily injury or death benefits.
Customizable Plans: Look for insurers that offer custom plans tailored specifically to your needs. Whether that means off-road driving coverage, agency repairs or roadside assistance assistance – having this option gives you exactly the protection you require without paying extra costs for extras that won’t help protect.
Competitive Premiums: While price should not be the sole deciding factor when choosing car insurance providers, the top providers offer affordable premiums without compromising coverage quality or customer service. Get quotes from various insurers to make sure that you are getting a fair price for your policy.
Prompt Claim Settlement: Reputable insurance providers should have an excellent record for providing prompt and hassle-free claim settlement. Look for insurers with an efficient claims process and proven ability in handling emergencies to minimize stress and inconvenience during emergencies.
Beyond Basic Coverage: For maximum value in car insurance policies, look out for policies with additional benefits such as roadside assistance, car rental coverage, emergency medical expenses coverage and personal belongings coverage. Compare policies carefully so as to maximize these extra features and their respective value.
Coverage in GCC Countries: If you frequently travel to Gulf Cooperation Council (GCC) nations such as Oman, Saudi Arabia or Bahrain, make sure your insurance policy provides coverage in these locations. Not all policies include coverage automatically so it is wise to double-check it is included if this feature is essential to your needs.
Policy Renewal Flexibility: Consider insurers that offer flexible renewal terms, such as online renewal, multi-year policies and loyalty discounts. A smooth renewal process ensures continuity of coverage and peace of mind for you as the customer.
Online Account Management: Select insurers that offer user-friendly online portals or mobile apps for policy management, claims tracking and premium payments. Digital platforms make managing insurance affairs much simpler while giving access to important documents whenever necessary.
Financial Stability and Reputation: Lastly, select an insurance provider with strong financial credentials and an excellent track record in reliability and integrity. Do your research; research their financial ratings, customer reviews and recommendations from friends or family to gauge trustworthiness of each insurer you consider.
Best Car Insurance In Uae Pros & Cons
Pros
Comprehensive Coverage: The leading car insurers in the UAE provide comprehensive car insurance plans, covering third-party liabilities, own damage, roadside assistance and agency repairs.
Customizable Plans: Many insurers provide you with options to customize your policy to your unique needs, providing options for additional coverage, deductibles and optional benefits to create the ideal policy that fits both your budget and preferences.
Leading insurance providers provide competitive premiums that offer value for money without compromising coverage quality or customer service.
Prompt Claim Settlement: Reputable insurers have long been recognized for providing prompt and convenient claim settlement services, offering quick resolution with minimal stress in times of emergencies or accidents.
24/7 Customer Support: The top car insurers offer round-the-clock customer support to provide assistance with claims, policy inquiries and emergencies whenever needed – day or night!
Additional Benefits: Many insurers offer extra perks like roadside assistance, car rental coverage and personal belongings coverage to increase the value of the policy and enhance its overall worth.
Online Account Management: User-friendly online portals or mobile apps allow for convenient policy management, claims tracking and premium payments – providing policyholders with greater flexibility and accessibility than ever.
Financial Stability: Reputable insurers boast strong financial positions that enable them to fulfill their obligations and provide consistent coverage over time.
Cons
Higher Premiums of Comprehensive Coverage: While comprehensive insurance offers comprehensive protection, its higher premiums may not be affordable to budget-minded drivers.
Complex Policy Terms: As some insurance policies contain intricate terms and conditions, policyholders can find it challenging to fully comprehend their coverage. Therefore, it’s essential that policy documents are read through thoroughly so as to avoid any surprises during claims processing.
Limited Coverage Options: Not all insurance providers provide the same variety of coverage options or additional benefits, leaving those with specific needs or preferences limited choices when searching for coverage options.
Claim Denials or Disputes: Unfortunately, insurers sometimes deny claims or settle settlements that cause frustration among policyholders. To make sure their experience goes as smoothly as possible and have fair treatment in their dealings with policyholders. Choosing an insurer with an open claims process and proven record can help.
Renewal Premium Increases: Renewal premiums may rise over time due to claims filing or changes in risk factors like age or driving history, so policyholders should anticipate an increase when renewing. Policyholders should prepare themselves for possible rate hikes during renewal periods.
Cancellation Fees: Canceling an insurance policy before its term has ended can incur cancellation fees or penalties, creating an inconvenience for policyholders looking to switch insurers or adjust coverage.
Coverage Limitations in Certain Circumstances: Certain policies may contain exclusions for specific activities, such as driving under the influence, off-roading and using your vehicle for commercial purposes. It’s essential to fully comprehend any such limitations prior to purchasing an insurance policy.
Best Car Insurance In Uae Conclusion
Finding the ideal car insurance provider in UAE requires careful consideration of various factors, such as coverage options, premiums, customer service quality and additional benefits. Though each insurer offers different advantages and disadvantages, ultimately your ideal selection should depend on your own needs and preferences. Reputable insurers such as AXA Insurance, Oman Insurance Company and RSA Insurance Middle East offer drivers in the UAE comprehensive coverage at affordable premiums with exceptional customer service – making them popular choices among drivers in UAE.
Conduct extensive research, compare quotes and read reviews in order to select a provider who provides the optimal value and can satisfy all of your specific requirements. By carefully considering all the features offered by each insurer and prioritizing features like fast claim settlement, 24/7 customer support, and customizable plans, you can select an optimal car insurance provider in UAE that can protect your vehicle with confidence on UAE roads.
Best Car Insurance In Uae FAQ’s
What does car insurance cover in the UAE?
Car insurance policies in the UAE typically provide protection for third-party liabilities, damage to the insured vehicle and additional benefits such as roadside assistance, agency repairs, and personal accident cover.
How much does car insurance cost in the UAE?
Cost of car insurance in the UAE depends on various factors, such as coverage type, value of the vehicle, driver age and driving history, as well as insurer. Annual premiums can range anywhere from several hundred dirhams up to several thousand dirhams.
Is car insurance mandatory in the UAE?
Yes, car insurance is mandatory in the UAE. All vehicles must carry at least third-party liability coverage to legally operate on public roads. Failing to do so could lead to fines, vehicle impoundment or even legal consequences that have serious repercussions.
How do I renew my car insurance in the UAE?
Car insurance policies in the UAE may be renewed online through insurer websites or mobile apps, directly with insurance providers, or via insurance brokers. Policyholders typically receive renewal reminders in advance.
Can I transfer my car insurance to a new vehicle in the UAE?
Yes, car insurance policies in the UAE can be transferred between vehicles. Policyholders can contact their provider to update policy details and transfer coverage; additional premiums may apply depending on vehicle specifications.
What should I do in case of a car accident in the UAE?
Drivers involved in car accidents in the UAE should first ensure their own and others’ safety before exchanging contact and insurance information with all involved, documenting the scene of the collision and informing their insurance provider and law enforcement to file a report and begin the claims process.