In this article, I will discuss the best forex cards for Indian students, highlighting their unique features and benefits. With the increasing number of students pursuing education abroad, having the right forex card can significantly enhance financial management and security.
I will explore options that provide competitive rates, multi-currency support, and convenient access to funds, ensuring a smooth international experience.
Key Points & Best Forex Cards For Indian Students List
Forex Card | Key Features | Suitable For | Benefits |
---|---|---|---|
Niyo Global Forex Card | No foreign exchange fees, digital onboarding, instant issuance | Travelers and remote workers | Free ATM withdrawals, 24/7 support, online management |
ICICI Bank Student Forex Card | Designed for students, multiple currencies | Students studying abroad | Zero issuance fee, insurance cover, free forex reloads |
HDFC Forex Card | Easy online loading, multiple currencies | Frequent travelers | 24/7 customer service, competitive exchange rates |
Axis Bank Forex Card | Multi-currency support, online application | Travelers | Zero issuance fee, travel insurance, online management |
IndusInd Forex Cards | Multiple currency support, online application | Frequent travelers | Complimentary insurance, easy online reloading |
HDFC Multicurrency Platinum Forex Card | Supports multiple currencies, free ATM withdrawals | International travelers | Travel insurance, no forex markup |
HDFC Regalia ForexPlus Card | Premium features, multiple currencies | High spenders and frequent travelers | Lounge access, travel insurance, reward points |
HDFC Bank ISIC Student ForexPlus Card | Designed for international students, multi-currency | Students abroad | Insurance cover, easy reload, attractive fees |
Wise Borderless Card | Low conversion fees, digital management | Remote workers and travelers | Real exchange rate, free ATM withdrawals, multiple currencies |
IndusInd Bank Multi-Currency Card | Supports multiple currencies, online application | Travelers | Insurance benefits, online management |
SBI Forex Card | Multi-currency support, easy reloading | Travelers | Low fees, insurance cover, competitive rates |
Fly Finance Forex Card | Digital onboarding, competitive exchange rates | Frequent travelers | Zero issuance fee, online management |
Bank of Baroda Forex Cards | Supports multiple currencies, easy application | Travelers | Zero issuance fee, online loading |
Yes Bank Forex Card | Online application, competitive rates | Frequent travelers | Insurance benefits, easy reloading |
BookMyForex Prepaid Card | Instant issuance, competitive rates | Travelers | Online management, easy reloading |
15 Best Forex Cards For Indian Students
1.Niyo Global Forex Card
The Niyo Global Forex Card is an excellent choice for Indian students studying abroad. It offers zero foreign exchange fees, competitive exchange rates, and easy online management.

With multiple currency support and free ATM withdrawals, it ensures students can access their funds conveniently. Additionally, Niyo provides a user-friendly app for real-time tracking, making it one of the best forex cards for Indian students.
Features Niyo Global Forex Card
- No foreign exchange fees on international transactions.
- Supports multiple currencies for seamless global transactions.
- Instant digital issuance and easy online management through the app.
- Free ATM withdrawals across various countries.
2.ICICI Bank Student Forex Card
The ICICI Bank Student Forex Card is ideal for Indian students studying overseas. It offers multiple currency support and zero issuance fees, making it budget-friendly. Students benefit from complimentary travel insurance and easy online loading for hassle-free access to funds.

The card also provides competitive exchange rates and 24/7 customer support, ensuring that students can manage their finances effectively while studying abroad.
Features ICICI Bank Student Forex Card
- Designed specifically for students studying abroad.
- Supports multiple currencies to facilitate international transactions.
- Zero issuance fee, making it budget-friendly for students.
- Complimentary travel insurance for added security during travel.
- Easy online reloading options for quick access to funds.
3.HDFC Forex Card
The HDFC Forex Card is a top choice for Indian students studying abroad. It supports multiple currencies and allows easy online loading, making fund management convenient.

With zero issuance fees and competitive exchange rates, students can save money on transactions. Additionally, the card offers 24/7 customer support and travel insurance, ensuring peace of mind while studying overseas. This makes it a reliable option for international education.
Features HDFC Forex Card
- Supports multiple currencies for convenient international spending.
- Competitive exchange rates to maximize value on transactions.
- Zero issuance fees, making it cost-effective for users.
- 24/7 customer support for assistance while traveling.
- Online reloading capability for easy fund management.
4.Axis Bank Forex Card
The Axis Bank Forex Card is an excellent option for Indian students studying abroad. It supports multiple currencies and offers a seamless online application process.

With zero issuance fees and competitive exchange rates, students can save on costs. The card also includes complimentary travel insurance and 24/7 customer support, ensuring students have access to assistance whenever needed. Its convenience makes it a reliable choice for international education.
Features Axis Bank Forex Card
- Supports multiple currencies to facilitate global transactions.
- Instant issuance process for quick access before travel.
- No hidden charges on transactions for transparent usage.
- Complimentary travel insurance to safeguard against unforeseen events.
- User-friendly mobile app for easy management and tracking of expenses.
5.IndusInd Forex Cards
IndusInd Forex Cards are an excellent choice for Indian students studying abroad. They support multiple currencies and offer a straightforward online application process.

With zero issuance fees and competitive exchange rates, students can manage their finances efficiently. The card also provides travel insurance and easy reloading options, ensuring that students have access to funds whenever needed. Its features make it a reliable companion for international education.
Features IndusInd Forex Cards
- Supports multiple currencies for seamless international transactions.
- Zero issuance fees, making it economical for users.
- Online application process for quick and easy access.
- Complimentary travel insurance for added security while traveling.
- Instant reloading options to ensure continuous access to funds.
6.HDFC Multicurrency Platinum Forex Card
The HDFC Multicurrency Platinum Forex Card is a top pick for Indian students studying abroad. It supports multiple currencies, allowing seamless transactions in various countries.

With zero issuance fees and competitive exchange rates, students can save on costs. The card offers complimentary travel insurance and easy online reloading, ensuring students have convenient access to funds. Its user-friendly features make it a reliable choice for managing expenses while studying internationally.
Features HDFC Multicurrency Platinum Forex Card
- Supports multiple currencies, allowing for diverse spending abroad.
- Offers zero issuance fees, making it budget-friendly for users.
- Provides complimentary travel insurance for peace of mind while traveling.
- Competitive exchange rates to maximize value during transactions.
- Access to airport lounges for a premium travel experience.
7.HDFC Regalia ForexPlus Card
The HDFC Regalia ForexPlus Card is an ideal choice for Indian students studying abroad. It supports multiple currencies and offers competitive exchange rates, ensuring cost-effective transactions.

With zero issuance fees and complimentary travel insurance, students can manage their finances confidently. The card also provides 24/7 customer support and access to airport lounges, making it a premium option for those seeking comfort and convenience while studying internationally.
Features HDFC Regalia ForexPlus Card
- Supports multiple currencies for international transactions.
- Premium rewards program for earning points on spending.
- Complimentary airport lounge access for enhanced travel comfort.
- Zero issuance fees, making it cost-effective for users.
- Comprehensive travel insurance coverage for secure travel experiences.
8.HDFC Bank ISIC Student ForexPlus Card
The HDFC Bank ISIC Student ForexPlus Card is tailored for Indian students studying abroad. It supports multiple currencies and offers zero issuance fees, making it budget-friendly.

With competitive exchange rates and complimentary travel insurance, students can manage their finances with ease. The card also provides easy online reloading and 24/7 customer support, ensuring students have convenient access to funds and assistance while pursuing their education internationally.
Features HDFC Bank ISIC Student ForexPlus Card
- Specifically designed for international students studying abroad.
- Supports multiple currencies to simplify global transactions.
- Zero issuance fees to help students manage their budgets.
- Complimentary travel insurance for safety during studies overseas.
- Easy online reloading for convenient access to funds anytime.
9.Wise Borderless Card
The Wise Borderless Card is a fantastic option for Indian students studying abroad. It offers low conversion fees and supports multiple currencies, allowing for seamless transactions worldwide.

With no hidden charges and the real exchange rate, students can save money while managing their finances. The card provides easy online management and free ATM withdrawals, ensuring convenient access to funds, making it a reliable choice for international education.
Features Wise Borderless Card
- Offers low conversion fees for cost-effective currency exchanges.
- Supports multiple currencies for convenient global spending.
- Provides the real exchange rate for transparent transactions.
- Free ATM withdrawals up to a specified limit.
- User-friendly app for easy management and tracking of expenses.
10.Induslnd Bank Multi-Currency Card
The IndusInd Bank Multi-Currency Card is an excellent choice for Indian students studying abroad. It supports multiple currencies and offers a user-friendly online application process.

With zero issuance fees and competitive exchange rates, students can manage their finances effectively. The card includes complimentary travel insurance and easy reload options, ensuring that students have convenient access to funds. Its reliable features make it a smart choice for international education.
Features Induslnd Bank Multi-Currency Card
- Supports multiple currencies for hassle-free international transactions.
- Zero issuance fees, making it a cost-effective option for users.
- Easy online application and loading process for convenience.
- Complimentary travel insurance for added security during travels.
- 24/7 customer support for assistance whenever needed.
11.SBI Forex Card
The SBI Forex Card is a top option for Indian students studying abroad. It supports multiple currencies and offers a straightforward online application process, making it user-friendly.

With low issuance fees and competitive exchange rates, students can save on transactions. The card also provides travel insurance and easy reloading, ensuring convenient access to funds. Its reliable features make it an ideal choice for managing expenses while studying internationally.
Features SBI Forex Card
- Supports multiple currencies for versatile international spending.
- Offers competitive exchange rates for cost-effective transactions.
- Zero issuance fees, making it budget-friendly for users.
- Easy online reloading options for quick access to funds.
- Provides complimentary travel insurance for added peace of mind while traveling.
12.Fly Finance Forex Card
The Fly Finance Forex Card is an excellent choice for Indian students studying abroad. It offers competitive exchange rates and zero issuance fees, making it budget-friendly.

With support for multiple currencies and easy online loading, students can conveniently manage their funds. The card also provides complimentary travel insurance and 24/7 customer support, ensuring students have access to assistance whenever needed. Its features make it a reliable option for international education.
Features Fly Finance Forex Card
- Supports multiple currencies for convenient global transactions.
- Zero issuance fees, making it a cost-effective choice for students.
- Offers competitive exchange rates to maximize savings.
- Easy online loading and management through a user-friendly app.
- Provides complimentary travel insurance for added security while traveling.
13.Bank of Baroda Forex Cards
Bank of Baroda Forex Cards are a great option for Indian students studying abroad. They support multiple currencies and feature a hassle-free online application process.

With zero issuance fees and competitive exchange rates, students can save on costs while managing their finances. The card also provides easy reloading options and travel insurance, ensuring convenient access to funds. Its reliable features make it an ideal choice for international education.
Features Bank of Baroda Forex Cards
- Supports multiple currencies for hassle-free international transactions.
- Zero issuance fees, making it economical for users.
- Competitive exchange rates to ensure value for money.
- Easy online application process for quick access to the card.
- Provides complimentary travel insurance for enhanced security during travels.
14.Yes Bank Forex Card
The Yes Bank Forex Card is a solid choice for Indian students studying abroad. It supports multiple currencies and offers a simple online application process for easy access.

With zero issuance fees and competitive exchange rates, students can manage their expenses effectively. The card also includes complimentary travel insurance and 24/7 customer support, providing peace of mind while studying internationally. Its features make it a reliable option for students.
Features Bank of Yes Bank Forex Card
- Supports multiple currencies for seamless international spending.
- Offers zero issuance fees, making it a budget-friendly option.
- Provides competitive exchange rates for cost-effective transactions.
- Easy online reloading and management for convenient access to funds.
- Includes complimentary travel insurance for added protection while traveling.
15.BookMyForex Prepaid Card
The BookMyForex Prepaid Card is an excellent choice for Indian students studying abroad. It offers competitive exchange rates and zero issuance fees, making it budget-friendly. With support for multiple currencies, students can easily manage their finances.

The card provides hassle-free online loading and 24/7 customer support, ensuring convenient access to funds. Its user-friendly features make it a reliable option for students navigating their international education expenses.
Features BookMyForex Prepaid Card
- Offers competitive exchange rates to maximize value for users.
- Instant issuance and activation for quick access before travel.
- Easy online loading and reloading for convenient fund management.
- Provides a user-friendly app for tracking expenses and transactions.
Why Choose Best Forex Cards For Indian Students
Cost-Effective Transactions: Best forex cards typically offer competitive exchange rates and low or no foreign transaction fees, helping students save money on their spending abroad.
Multiple Currency Support: Many forex cards allow users to load and transact in multiple currencies, making it easier for students to manage expenses in different countries without needing to carry cash.
Security: Forex cards are safer than carrying cash, as they can be easily blocked or replaced if lost or stolen. They often come with added travel insurance, providing peace of mind during studies abroad.
Easy Access to Funds: Forex cards provide easy online reloading options and access to funds through ATMs globally, ensuring students can manage their finances conveniently.
User-Friendly Management: Most forex cards come with mobile apps that allow students to track expenses, view transaction history, and manage their cards effortlessly, making financial management simpler.
Budget Management: Forex cards help students budget their expenses by loading a specific amount of money, preventing overspending and encouraging responsible financial habits.
24/7 Customer Support: Many of the best forex cards offer round-the-clock customer service, providing assistance with any issues or inquiries students may have while studying abroad.
Conclusion
In conclusion, the best forex cards for Indian students provide a convenient and secure way to manage finances while studying abroad. With features like competitive exchange rates, multi-currency support, and easy online management
These cards help students budget effectively and save money. Choosing the right forex card ensures peace of mind and financial flexibility during their international education journey.