In This article I Will Talk About Best Credit Cards for Earning Crypto Rewards that offer crypto rewards while discussing their key attributes, advantages, and possible downsides.
- Key Points & Best Credit Cards for Earning Crypto Rewards in 2025 List
- 10 Best Credit Cards for Earning Crypto Rewards In 2025 | Top Picks
- 1.Brex Card
- 2.Venmo Credit Card
- 3.Gemini Credit Card
- 4.Fold Visa Prepaid Card
- 5.Coinbase Card
- 6.Crypto.com Visa Card
- 7.BlockFi Rewards Visa® Signature Card
- 8.SoFi Credit Card
- 9.Nexo Card
- 10.Binance Visa Card
- Conclusion
From cashback in Bitcoin and Ethereum to other cryptocurrencies, these cards allow users to easily accumulate digital currencies with every purchase, making the crypto reward system more effective and user-friendly.
Key Points & Best Credit Cards for Earning Crypto Rewards in 2025 List
| Card Name | Key Points |
|---|---|
| Brex Card | Earn points convertible to crypto, no personal guarantee, business-focused. |
| Venmo Credit Card | 3% cash back on top spending category, option to auto-purchase crypto with rewards. |
| Gemini Credit Card | Up to 3% back in crypto instantly, no annual fee, supports 60+ cryptocurrencies. |
| Fold Visa Prepaid Card | Earn Bitcoin rewards on every purchase, spin-to-win bonus feature. |
| Coinbase Card | Earn up to 4% back in crypto, no annual fee, linked to Coinbase balance. |
| Crypto.com Visa Card | Up to 5% crypto rewards, staking required for higher rewards, airport lounge access. |
| BlockFi Rewards Visa® Signature Card | 1.5% back in crypto, no annual fee, bonus for large spending. |
| SoFi Credit Card | 2% cash back, auto-redeem into crypto via SoFi Invest. |
| Nexo Card | Earn up to 2% back in crypto, no monthly fees, credit line backed by crypto holdings. |
| Binance Visa Card | Up to 8% cashback in BNB, no monthly fees, uses Binance balance for payments. |
10 Best Credit Cards for Earning Crypto Rewards In 2025 | Top Picks
1.Brex Card
Small business owners get a modern rewards program with a twist thanks to Brex. Cardholders earn as much as 8 points for every dollar spent on rideshare services, travel, dining, and even software subscriptions.
The points accumulated can be redeemed for travel reservations, cash, gift cards, or exotic business services like bespoke executive coaching, team offsites, and even billboards!
Moreover, Brex helps clients unlock exclusive partnership benefits worth $180,000 which include discounts on Amazon Web Services and QuickBooks. Designed to help businesses grow, the Brex Card comes with no annual fees and no personal guarantees required.
| Feature | Details |
|---|---|
| Card Type | Business credit card |
| Rewards Program | Previously offered crypto redemption (discontinued in August 2024) |
| Current Rewards | Earn points on purchases (travel, dining, software) |
| Redemption Options | Travel bookings, cash back, gift cards, and business services |
| Annual Fee | $0 |
| Foreign Transaction Fee | $0 |
| Eligibility | Business owners only |
| Unique Perk | No personal guarantee required |
| Key Limitation | No longer supports crypto redemption |
2.Venmo Credit Card
Holders of The Venmo Credit Card can now earn rewards and invest in cryptocurrency with great ease. Cardholders enjoy 3% cash back on their top spending category, 2% on their second top spending category, and 1% on all other eligible purchases which have no set limit.
Their prominent feature “Cash Back to Crypto” allows customers to use monthly cash back rewards to purchase Bitcoin, Ethereum, Litecoin, or Bitcoin Cash without any transaction fees.
With these cryptocurrencies, there is no hassle in building a crypto portfolio, making the Venmo Credit Card one of the best options in combining day-to-day expenses and investing in cryptocurrency.
| Feature | Details |
|---|---|
| Card Type | Personal credit card |
| Rewards Program | 3% cash back on top spending category, 2% on the second, 1% on all other purchases |
| Crypto Rewards | Auto-convert cash back into crypto (Bitcoin, Ethereum, Litecoin, or Bitcoin Cash) |
| Redemption Fee | No transaction fees for crypto conversion |
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Unique Perk | Automatic monthly crypto purchase with rewards |
| Key Limitation | No direct crypto spending, only conversion |
3.Gemini Credit Card
Using the Gemini Credit Card® ensures that you earn cryptocurrency rewards with every purchase. This credit card has enticing offers like 4% back on gas and EV charging (maximum of $200 per month), 3% on dining, 2% on groceries, and 1% on all other purchases.
The rewards are automatically deposited in your Gemini account in the form of Bitcoin, Ethereum, or any of the 50+ other cryptocurrencies, which means you can immediately benefit from their appreciation.
There are no foreign transaction or annual fees for this card and the sleek, numberless metal design allows for increased security. Furthermore, new users can receive a $200 crypto bonus by spending $3,000 within the first 90 days.
| Feature | Details |
|---|---|
| Card Type | Personal credit card |
| Rewards Program | 3% back on dining, 2% on groceries, 1% on all other purchases |
| Crypto Rewards | Earn rewards in Bitcoin, Ethereum, or 50+ other cryptocurrencies |
| Redemption Speed | Instant crypto rewards upon purchase |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Unique Perk | No staking required for maximum rewards |
| Key Limitation | Rewards are taxable as crypto income |
4.Fold Visa Prepaid Card
The Fold Bitcoin Rewards Credit Card was introduced in February 2025 and gives people an effortless way to earn Bitcoin for their daily expenses.
Cardholders receive unlimited 1.5% Bitcoin back on all purchases, while Fold+ members get 2% back and a sign-up bonus of up to $250.
Extra benefits include free insured custody accounts, fee free Bitcoin trading, and FDIC insured transactional accounts.
Fold has over 600K users and $2.5 billion in transactions, and by making Bitcoin central to personal finance, Fold is transforming how people think of rewards.
| Feature | Details |
|---|---|
| Card Type | Prepaid debit card |
| Rewards Program | Earn up to 1.5% back in Bitcoin on all purchases |
| Crypto Rewards | Bitcoin only |
| Spending Tiers | Fold+ members earn 2% back + extra perks |
| Annual Fee | $0 (Standard), $10/month or $100/year for Fold+ |
| Foreign Transaction Fee | 0% |
| Unique Perk | Spin wheel for bonus BTC rewards on every purchase |
| Key Limitation | Prepaid card; requires reloading funds |
5.Coinbase Card
Coinbase is now offering a Visa® Debit card, this allows people to spend cryptocurrency and U.S. dollars anywhere in the world, as long as they have a visa.
Users of this card can earn more cryptocurrency when making purchases, rewards change every month, and options include Cosmos, Ethereum, Polkadot, and Solana.
No additional fees are charged, and the card is effortlessly linked to Coinbase accounts, making funding and management easy through the Coinbase app.
With these features, including instant virtual card issuance upon approval and stringent security protocols, the Coinbase Card is the answer for anyone wishing to use cryptocurrency for everyday purchases.
| Feature | Details |
|---|---|
| Card Type | Visa debit card |
| Rewards Program | Earn up to 4% back in crypto on purchases |
| Crypto Rewards | Choose from multiple cryptos (BTC, ETH, SOL, etc.) |
| Redemption Speed | Instant crypto rewards |
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.49% (applies to crypto conversions) |
| Unique Perk | Direct crypto spending from Coinbase account |
| Key Limitation | Limited availability by region |
6.Crypto.com Visa Card
The Crypto.com Visa card is another revolutionary way to earn crypto for everyday spending. Depending on the tier of the card, cardholders can earn as much as 5% back in unlimited CRO rewards.
Moreover, certain perks like subscription rebates for X Premium (previously known as Twitter) are also available to metal cardholders, with Obsidian tier users earning 12 months of rebates while Icy White/Rose Gold users get 6 months.
The card also provides perks like rebates for Netflix and Spotify, access to airport lounges, and no annual fee. For application, users are required to stake or lock in CRO tokens for a year.
| Feature | Details |
|---|---|
| Card Type | Visa prepaid debit card |
| Rewards Program | Up to 5% back in CRO rewards (based on tier) |
| Crypto Rewards | CRO (Crypto.com’s native token) only |
| Staking Requirement | CRO staking required for higher rewards |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Unique Perk | Rebates on Netflix, Spotify & airport lounge access (higher tiers) |
| Key Limitation | Rewards capped based on tier and region |
7.BlockFi Rewards Visa® Signature Card
The BlockFi Rewards Visa Signature Credit Card aimed to offer integration of cryptocurrency rewards to everyday spending.
Wallet holders would earn 1.5% back in Bitcoin or other supported cryptocurrencies which could increase to 2% if the annual spending surpasses $50,000.
The card had no annual fees or foreign transaction fees and also provided user bonuses such as trading and stablecoin bonuses for active users.
Following BlockFi’s bankruptcy filing on November 28, 2022, the card’s operation was suspended and it is no longer available for use or new applications.
| Feature | Details |
|---|---|
| Card Type | Visa credit card |
| Rewards Program | 1.5% back in crypto on all purchases |
| Crypto Rewards | Bitcoin and other supported cryptocurrencies |
| Bonus Rate | 2% back after $50,000 in annual spending |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Unique Perk | No staking required for maximum rewards |
| Key Limitation | Card discontinued due to BlockFi bankruptcy |
8.SoFi Credit Card
The SoFi Credit Card offers a straightforward way to earn rewards, providing 2% cash back on all eligible purchases.
Cardholders can redeem the rewards by depositing into a SoFi Money account, investing via SoFi Invest account, or offsetting balances on SoFi personal or student loans.
Furthermore, the card also offers benefits under Mastercard World Elite, which include cell phone protection and additional perks. The SoFi Credit card has no annual fees, making it suitable for individuals interested in flexible redemption options.
| Feature | Details |
|---|---|
| Card Type | Personal credit card |
| Rewards Program | 2% cash back on all eligible purchases |
| Crypto Rewards | Redeem cash back for crypto (BTC or ETH) |
| Redemption Fee | No fees for crypto conversion |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Unique Perk | Option to apply rewards toward loans or investments |
| Key Limitation | Only BTC and ETH available for crypto rewards |
9.Nexo Card
The Nexo Card allows users to integrate cryptocurrency into everyday spending and make purchases without needing to sell their digital assets.
Using the card requires no monthly repayments or annual fees. Instead, transactions are simplified through using crypto holdings as collateral to provide instant fiat for purchases and payments.
Each purchase earns crypto rewards immediately, with the amount varying by tier of Nexo’s Loyalty Program. For instance, Platinum members get monthly limits of 2% rewards back in NEXO Tokens and 0.5% in Bitcoin.
The Nexo Card is also accepted my more than 90 million merchants globally. Cardholders can enjoy additional perks like no foreign exchange fees up to €20,000 per month, free ATM withdrawals, and real-time transaction tracking on the Nexo app.
| Feature | Details |
|---|---|
| Card Type | Mastercard debit card |
| Rewards Program | Up to 2% back in NEXO or 0.5% in BTC |
| Crypto Rewards | NEXO or BTC |
| Spending Model | Uses crypto holdings as collateral |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Unique Perk | No monthly repayments; spend without selling crypto |
| Key Limitation | Requires Nexo account and collateralized crypto |
10.Binance Visa Card
The Binance Visa Card allows users to transact cryptocurrencies such as Bitcoin and Binance Coin (BNB) at more than 60 million retail stores globally. Cardholders can make purchases easily by moving crypto from their spot wallet to the funding wallet.
The card cash backs up to 8% of the qualifying purchases which is determined by the user’s average 30-day BNB balance.
Binance does not charge any administrative or processing cost for the card, although some fees from other parties may be charged. Binance intends to stop offering the Visa Card services to users from the European Economic Area (EEA) starting December 20, 2023.
| Feature | Details |
|---|---|
| Card Type | Visa debit card |
| Rewards Program | Up to 8% cashback in BNB (based on tier) |
| Crypto Rewards | Binance Coin (BNB) only |
| Spending Model | Uses crypto from Binance wallet for purchases |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Unique Perk | Direct crypto spending from Binance account |
| Key Limitation | Discontinued in EEA region (Dec 2023) |
Conclusion
In Conclusion, the benefits are undeniable. Customers are now able to earn assets for everyday purchases.
Crypto rewards credit cards open up an entirely new dimension of instant cashback, no annual fees, and unique perks with Gemini, Coinbase, and Crypto.com.
The right card is a matter of individual spending habits, preferred cryptocurrencies, and reward preferences, thus making crypto rewards both accessible and amplifying.
