In This article I will focus on the most useful upcoming cross-chain lending DApps that will surely revolutionize the world of DeFi.
These users can lend or borrow funds on multiple blockchains, which helps increase liquidity in the DeFi space. Come let us look at the put together workings of modern day DApps that enable efficiency and interoperability across multiple chains.
Key Points & Best Upcoming Cross-Chain Lending Dapps List
| Protocol/DApp | Key Points |
|---|---|
| Venus Protocol | Decentralized money market; offers lending and borrowing services on Binance Smart Chain (BSC). |
| Aave | Leading DeFi lending protocol; multi-chain support (Ethereum, Polygon, etc.); flash loans. |
| Unitus Finance | Cross-chain decentralized lending protocol; focuses on risk management and scalability. |
| ZeroLend | Peer-to-peer lending platform; enables cross-chain and interest rate flexibility. |
| Suilend | DeFi lending protocol built for Sui blockchain; offers liquidity and collateralized loans. |
| DeepBook | Decentralized finance marketplace; allows lending and borrowing with advanced risk analytics. |
| Cetus | Cross-chain decentralized exchange; integrates lending/borrowing with liquidity pools. |
| NAVI | Ecosystem for decentralized finance; offers synthetic assets and decentralized lending. |
| Circle’s Cross-Chain Transfer Protocol (CCTP) | Facilitates cross-chain transfers with USDC; bridges liquidity across blockchains. |
9 Best Upcoming Cross-Chain Lending Dapps
1.Venus Protocol
Venus Protocol is set to transform DeFi with the addition of cross-chain lending dapps coming in 2025.
Venus is already a titan on the BNB Chain, boasting a $710 million TVL alongside $1 billion in liquidity. These dapps will leverage Venus’s algorithmic money market functions, promising low-fee, high-speed transactions.
Venus also looks to expand beyond the BNB Chain later this year by bridging Ethereum, Arbitrum, and zkSync, enabling effortless lending and borrowing. With Venus Protocol at the helm, the future of DeFi is bound to be cross-chain!
| Detail | Information |
|---|---|
| Name | Venus Protocol |
| Type | Cross-chain decentralized lending DApp |
| Blockchain | Primarily built on Binance Smart Chain (BSC), with plans for cross-chain support |
| Key Features | Lending, borrowing, collateralized loans, and earning interest |
| Cross-Chain Support | Designed to support multiple blockchains (planned for future integrations) |
| Native Token | XVS (Venus Protocol token) |
| Security | Uses smart contracts for secure and transparent transactions |
| Use Cases | Lend, borrow, and earn yield on various assets, providing liquidity solutions |
| Target Audience | DeFi users seeking decentralized lending and borrowing with cross-chain functionality |
2.Aave
Aave’s forthcoming cross-chain lending dapps are scheduled to launch in 2025, setting off a wildfire of DeFi innovation throughout Ethereum, Polygon, and Avalanche. Aave V3’s portal function enables effortless blockchain bypassing, leading to an astonishing TVL of $11 billion and market cap of over $2.6 billion.
Get ready for rapid loans and liquidity pools to shift between chains such as Arbitrum and Optimism, raising efficiency and reducing costs.
Aave’s decentralized empire expands further, guaranteeing a lending metamorphosis that stitches different worlds of crypto together with absolute precision.
| Detail | Information |
|---|---|
| Name | Aave |
| Type | Cross-chain decentralized lending protocol |
| Blockchain | Ethereum, Polygon, Avalanche, and more (multi-chain support) |
| Key Features | Lending, borrowing, flash loans, and staking |
| Cross-Chain Support | Supports multiple chains (Ethereum, Polygon, Avalanche, etc.) |
| Native Token | AAVE (Aave governance token) |
| Security | Audited smart contracts with over-collateralized loans |
| Use Cases | Lend, borrow, earn yield, and access flash loans across multiple blockchains |
| Target Audience | DeFi users and institutions seeking decentralized lending and borrowing services |
3.Unitus Finance
Unitus Finance plans to release its cross-chain lending dapps in 2025, extending to over seven blockchains like Ethereum and BNB Chain.
Unitus V2 is introducing the USX stablecoin along with a novel fluidity and segregated markets for risk-seeking lending, all of which is achieving it’s $160 million TVL within four years of power coded infrastructure.
With open-sourced 99% LTV ratios along with unparalleled efficiency, it is bound to liquidate the broken pieced together Empire of DeFi. With Unitus, it is no longer lending, it is an unparalleled multichain art form for the brave.
| Detail | Information |
|---|---|
| Name | Unitus Finance |
| Type | Cross-chain decentralized lending protocol |
| Blockchain | Supports multiple blockchains (Ethereum, Binance Smart Chain, etc.) |
| Key Features | Lending, borrowing, risk management, and cross-chain interoperability |
| Cross-Chain Support | Designed to operate across various blockchains with scalability |
| Native Token | UNITUS (Unitus Finance governance token) |
| Security | Robust risk management framework and smart contract security |
| Use Cases | Cross-chain lending, liquidity provision, and borrowing on multiple blockchains |
| Target Audience | DeFi users and institutions looking for risk-adjusted lending and borrowing solutions |
4.ZeroLend
ZeroLend will launch multichain lending dApps on zkSync, Linea, Blast, and Manta set to explode onto the DeFi scene in 2025 and is expected to take the crown for Layer 2 Lending Dominance.
With an impressive $129 million in Total Value Locked and a market capitalization of $6.4 million, ZeroLend is the titan of Layer 2 lending.
Brace yourself for the impact of liquid restaking tokens and gasless transactions brought to life by account abstraction and real-world assets.
ZeroLend’s daring multichain expedition guarantees to shatter the borders of traditional finance, delivering a lending eruption of unparalleled potency.
| Detail | Information |
|---|---|
| Name | ZeroLend |
| Type | Cross-chain decentralized lending platform |
| Blockchain | Multi-chain support, including Ethereum and other major blockchains |
| Key Features | Peer-to-peer lending, cross-chain interoperability, flexible interest rates |
| Cross-Chain Support | Supports lending and borrowing across various blockchain networks |
| Native Token | ZLEND (ZeroLend governance token) |
| Security | Decentralized governance, risk management tools, and smart contract security |
| Use Cases | Peer-to-peer lending, cross-chain borrowing, and liquidity provisioning |
| Target Audience | DeFi users seeking a flexible, decentralized lending solution with cross-chain support |
5.Suilend
In 2025, Suilend plans to launch cross chain lending dapps that utilize the fast speed on the rails of the Sui Blockchain.
Suilend connects more than 30 chains by using Wormhole Connect, and, having roots in Solend’s legacy, already has $700 million in TVL which can help in establishing their $200 million base.
With isolated pools and liquid staking, lending and borrowing are to be expected to reach new heights, all supported by Sui’s 297,000 TPS and sub-second finality. This boosts the ecosystem past-lending and transforms it into a multi-chain venture, blending security with speed and innovation to form a DeFi powerhouse.
| Detail | Information |
|---|---|
| Name | Suilend |
| Type | Cross-chain decentralized lending protocol |
| Blockchain | Built on Sui blockchain, with plans for cross-chain integration |
| Key Features | Collateralized loans, decentralized lending, liquidity provision |
| Cross-Chain Support | Planned cross-chain interoperability for expanded lending and borrowing options |
| Native Token | SUI (Sui blockchain native token) |
| Security | Smart contract security with decentralization and blockchain-native security |
| Use Cases | Lending, borrowing, and liquidity provision on the Sui blockchain and beyond |
| Target Audience | DeFi users seeking a decentralized, scalable lending solution on emerging blockchains |
6.DeepBook
Cross-chain lending dapps from DeepBook, set for 2025, have the potential to electrify Defi on the Sui blockchain.
Picture permissionless borrowing, pooled liquidity, and perpetual futures–all stitched into Sui’s ecosystem with 700 million dollars potential by year end.
With the $19.8 million in TVL and blazing 390ms transaction speed, DeepBook’s v3 evolution promises lending across Ethereum and beyond via Sui Bridge. This isn’t just lending, it’s a cross-chain symphony, amplifying the reach of Defi with DeepBook’s CLOB precision and unstoppable momentum!
| Detail | Information |
|---|---|
| Name | DeepBook |
| Type | Cross-chain decentralized finance (DeFi) marketplace and lending protocol |
| Blockchain | Multi-chain support, integrates with several major blockchains |
| Key Features | Lending, borrowing, decentralized marketplace, advanced risk analytics |
| Cross-Chain Support | Facilitates cross-chain lending and borrowing across various blockchain networks |
| Native Token | DEEP (DeepBook native governance token) |
| Security | Advanced risk management, secure smart contracts, and decentralized governance |
| Use Cases | Lending, borrowing, and trading in a decentralized environment |
| Target Audience | DeFi users looking for advanced features in cross-chain lending and borrowing |
7.Cetus
Cetus will launch on the Sui blockchain in 2025 with its cross-chain lending dapps that will surely disrupt DeFi for the better.
Cetus aims to capitalize on Sui’s 297,000 TPS by lending over 20 chains using Wormhole, directly contributing to its impressive TVL of $165 million and trading volume of $300 million.
As these dapps go live, they promise instant asset bridging and borrowing without the need of collateral.
This, alongside living concentrated liquidity and flash loans, allows Cetus to operate seamlessly. And these are just a few reasons why Cetus is more than a DEX—it’s a multichain lending behemoth who is ready to eliminate all barriers!
| Detail | Information |
|---|---|
| Name | Cetus |
| Type | Cross-chain decentralized exchange (DEX) with integrated lending features |
| Blockchain | Multi-chain support, with a focus on major blockchains like Ethereum and Cosmos |
| Key Features | Lending, borrowing, liquidity pools, cross-chain asset transfers |
| Cross-Chain Support | Facilitates cross-chain lending and liquidity across multiple blockchains |
| Native Token | CETUS (Cetus platform governance token) |
| Security | Decentralized governance, smart contract audits, and security protocols |
| Use Cases | Lending, borrowing, liquidity provisioning, and cross-chain trading |
| Target Audience | DeFi users and traders looking for cross-chain lending and liquidity solutions |
8.NAVI
NAVI Protocol plans to launch a cross-chain lending dapp in 2025, which will be a game-changer for decentralized finance on the Sui blockchain.
Currently, NAVI Protocol is the top lending protocol on Sui with a total value locked (TVL) of $480 million and a supply of 882 Bitcoin.
These dapps will enable isolated pools, flash loans, and effortless bridging to Ethereum, and other blockchains with the Navipro’s V2 version.
NAVI is guaranteed to transform the industry by building a powerful liquidity hub on Sui with excess yield amplification and cost deflation capabilities. With a 297,000 transaction per second rate, Sui is the DeFi superpower making all of this possible. NAVI is not only lending, it is building a cross-chain dynasty in decentralized finance.
| Detail | Information |
|---|---|
| Name | NAVI |
| Type | Cross-chain decentralized finance platform with lending and synthetic assets |
| Blockchain | Multi-chain support, focusing on scalability and interoperability |
| Key Features | Decentralized lending, synthetic asset creation, yield farming |
| Cross-Chain Support | Supports cross-chain lending and asset management across various blockchains |
| Native Token | NAVI (NAVI protocol governance token) |
| Security | Smart contract-based security, decentralized risk management |
| Use Cases | Lending, borrowing, synthetic assets, and liquidity provisioning |
| Target Audience | DeFi users and institutions looking for cross-chain lending and synthetic assets |
9.Circle’s Cross-Chain Transfer Protocol (CCTP)
CCTP (Circle’s Cross-Chain Transfer Protocol) is enabling unprecedented interoperability with new cross-chain lending dapps starting in 2025, while helping to accelerate the growth of DeFi.
CCTP V2 offers $37 billion in USDC transfer with sub-second settlement through its magical burn-and-mint feature, all while spanning over 11+ blockchains including Solana and Ethereum.
With $72 billion in circulating USDC, these dapps are guaranteed to merge lending crossbound, reducing costs and increasing liquidity in the market. Just imagine a money dance – multichain, backed by Circle, revolutionizing how borrowers and lenders mingle in the stratosphere of crypto.
| Detail | Information |
|---|---|
| Name | Circle’s Cross-Chain Transfer Protocol (CCTP) |
| Type | Cross-chain transfer protocol for seamless USDC movement between blockchains |
| Blockchain | Supports multiple blockchains, including Ethereum, Solana, and others |
| Key Features | Facilitates fast, secure, and efficient cross-chain transfers of USDC |
| Cross-Chain Support | Enables liquidity movement across multiple chains without third-party intermediaries |
| Native Token | USDC (USD Coin) |
| Security | Uses cryptographic proofs and decentralized security models for trustless transfers |
| Use Cases | Cross-chain liquidity bridging, stablecoin transfers, and decentralized finance operations |
| Target Audience | DeFi platforms, users, and institutions needing fast and secure cross-chain stablecoin transfers |
Conclusion
In conclusion, The most promising cross-chain lending DApps are set to transform decentralized finance with their effortless, safe, and scalable lending services across multiple blockchains.
Systems like Venus Protocol, Aave, and ZeroLend alongside other new implementations like Circle’s CCTP broaden users’ capabilities to extend supply and demand within the DeFi ecosystem thus making it more integrated and efficient.
